USDA Vs. FHA Pro and Con comparison in Willits, Mendocino County, CA
In 2025, USDA loan limit in Willits, county of Mendocino, CA is $420,000 while FHA limit is $546,250 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Willits, county of Mendocino, CA
Loan Type
Loan Limit
Down payment
USDA
$420,000
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Willits, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
26111 Marguerite Pkwy #A, Mission Viejo, CA, 92692
Home Financing Inc. is a direct lender that boasts a record 8 calendar day close on a purchase with most loans ready to close in 17 days. Both clients and business partners rave about Home Financing's expertise, customer service and mastery of its trade. Home Financing Inc. does one thing better than anyone else and it's all in the name!!
26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.
22431 Antonio Parkway, Rancho Santa Margarita, CA, 92688
Home Loans of CA is all about achieving excellent results through professional & personalized service. With decades of experience & strategic relationships with largest wholesale mortgage lenders, we serve all residential financing in CA. We work with the largest mortgage wholesalers, so we have access to the lowest interest rates-Guaranteed!
22521 Avenida Empresa, Suite 102, Rancho Santa Margarita, CA, 92688
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
22342 Avenida Empresa, Suite 100, Santa Margarita, CA, 92688
At AdvantageFirst Lending, our team is dedicated to providing our clients with the highest quality financial services possible. We believe educating clients is paramount to a smooth transaction. Clients put their trust in us that we will deliver the rates, costs, and products we have promised in the timeframes they expect.
28662 Oso Parkway, Suite D401, Rancho Santa Margarita, CA, 92688
"Sheridan Mortgage Full-service mortgage company specializing in purchase loans. Our staff of experienced loan professionals can make any transaction smooth from start to finish. Let us show why so many families and referral partners have trusted us with their transactions too close on time.
""Expertise You Can Trust"
30346 Esperanza, Suite A, Santa Margarita, CA, 92688
"GoodBrand Lending is a California-based mortgage brokerage firm that specializes in mortgage loans for homes of all shapes, sizes, and prices.
Click on the following services we offer to our clients to get a free quote or information:
• Refinancing
• Purchases
• Fixed rates
• ARMs
• Jumbo loans
• Interest Only"
OSO Creek Financial is a local lender and broker The mortgage loan process is complex. To navigate it successfully, you need a mortgage professional to guide you and keep you from making the mistakes that can cost you time, money and stress. We do things differently and have the ability to shop and compare mortgage rates/programs for you
