USDA Vs. FHA Pro and Con comparison in Imperial-Beach, San Diego County, CA
In 2026, the USDA loan limit for Imperial-Beach in the county of San Diego, CA, is $615,000, while the limit for FHA on a single-family home is $753,250.
Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates effectively. This tool helps specify the necessary income, credit, reserves, and documentation you need to qualify. Using our sophisticated mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side to choose the ideal program for your financial circumstances, particularly in Alabama.
2026 Loan Limits and Down Payment Requirements in Imperial-Beach, County of San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Available USDA and FHA Loan Options in Imperial-Beach, CA
Lendersa® aims to ensure that you quickly and effortlessly obtain the best USDA or FHA loan possible. Begin with any one of three starting strategies to align with lenders and explore USDA loan offerings.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. In contrast, FHA loans require a minimum down payment of 3.5%, whereas USDA loans have no down payment requirement.
411 Hackensack Avenue, Suite 803, Hackensack, NJ, 07601
Silver Arch Capital Partners is a Private Lender specializing in Bridge and Hard Money Loans secured by Commercial Real Estate. Silver Arch is committed to providing the quickest responses and timely closings across all the major property classes. Our partners share decades of experience in direct real estate lending.
BLVD Realty Group is the premier luxury and commercial real estate firm in Jersey City. We specialize in providing our clients with the Boutique look and feel coupled with a very strong team of professionals.
With the tools and technology used by only the large commercial firms, BLVD Realty Group creates a unique model.
201 Montgomery St, Suite 263, Jersey City, NJ, 07302
Founded in 2017 by Zac Prince and Flori Marquez, BlockFi was created to provide credit services to markets with limited access to simple financial products. BlockFi sets itself apart from other crypto service providers by pairing competitive rates with institutional-quality benefits.
101 Hudson Street, Suite 2100, Jersey City, NJ, 07302
Stem Lending is an online mortgage marketplace, helping home buyers shop wholesale lenders, as they finance their dream homes. Our customers create a login and with 4 simple steps, apply for a mortgage. Our technology fetches credit reports, verifies income, assets, employment and present mortgage application to top competing mortgage.
30 Montgomery Street Suite 215, Jersey City, NJ, 07302
"Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip.""
Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.
The Loan Tree specialize in FHA 203K & Fannie Mae HomeStyle Rehabilitation Mortgages that allow for the purchase or refinance of your home while providing additional funds for rehab/improvements We also offer Low/No closing cost Conventional mortgages as well as FHA & VA mortgages at low fixed rates
Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, AMG has grown to serve not only the greater New Jersey area, but also a vast portion of the United States. With branch offices up and down the East Coast
Bogota Savings Bank has been a financial cornerstone in the foundation of two New Jersey communities, Bogota and Teaneck for 125 years and now have expanded our footprint into many other New Jersey towns. We are an established community bank offering traditional deposit programs such as savings, checking and certificate of deposits.
