USDA Loan Vs. FHA loan for Imperial-Beach, CA [San Diego County Rates 2023]

In 2025, USDA loan limit in Imperial-Beach, county of San Diego, CA is $615,000 while FHA limit is $753,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Imperial-Beach, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(703) 201-6138 2261 miles Lender's profile and map Reviews First Meridian Mortgage Corporation 8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309 First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.
(305) 780-7914 2261 miles Lender's profile and map Reviews Clear Sky Lending, INC. 99353 Overseas Highway, Suite 12, Key Largo, FL, 33037 Clear Sky Lending, Inc. is a full-service mortgage company based in Key Largo, Florida. We specialize in FHA & VA Loans, Conventional Home Loans, Jumbo Home Loans, in all of Florida. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
(800) 807-0766 2261 miles Lender's profile and map Reviews First Flight Federal Credit Union 3530 South Memorial Dr, Greenville, NC, 27834 First Flight Federal Credit Union is a full-service financial institution that has been serving members around the world since 1952. With branches across the state, First Flight serves a broad membership including residents in many area communities and employees of a variety of industries
(703) 241-2547 2262 miles Lender's profile and map Reviews Crescent Mortgage Company 822 North Irving St, Arlington, VA, 22201 Crescent Mortgage is a full-service residential mortgage firm licensed in Virginia and Maryland. Our primary objective is to provide potential homeowners with the best possible avenue to obtain home financing.We are approved representatives of a wide variety of both local and national lending institutions.
(703) 522-2200 2262 miles Lender's profile and map Reviews CONTINENTAL MORTGAGE AND INVESTMENT CORPORATION 1005 North Glebe Road, Suite 100, Arlington, VA, 22201 Continental Mortgage has been exceeding our clients’ expectations for all mortgage and financial needs, helping our clients many times over. In fact, much of our business comes directly from repeat clients and their referrals.we focus on building client relationships with an emphasis on customer service rather than racing through the loan process.
(703) 625-8320 2262 miles Lender's profile and map Reviews BWM Mortgage 2907 Pierpont Street, Alexandria, VA, 22302 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(301) 933-9100 2262 miles Lender's profile and map Reviews Signal Financial Federal Credit Union 3015 University Blvd. W, Kensington, MD, 20895 Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
(800) 388-7000 2262 miles Lender's profile and map Reviews Geico Credit Union 5260 Western Avenue, Chevy Chase, MD, 20815 Geico Credit Union offers savings, loans, mortgages, banking, and financial services. We're available to our members day and night. Our Help Center is here to assist you with any questions you may have. Our passion is empowering everyone to discover financial freedom. All we’re missing is you!
(301) 299-8810 2262 miles Lender's profile and map Reviews Congressional Bank 4445 Willard Ave, Suite 1000, Chevy Chase, MD, 20815 Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
(202) 625-1491 2263 miles Lender's profile and map Reviews First Washington Mortgage, LLC 2233 Wisconsin Ave NW, Suite 232, Washington, DC, 20007 First Washington Mortgage is a premier mortgage lender serving the Maryland, Washington DC, Virginia, New Jersey, Pennsylvania, Delaware and Florida areas. We offer mortgage loans for individuals with all types of credit, providing service for all residential real estate related purposes.
(866) 625-1221 2263 miles Lender's profile and map Reviews Cornerstone First Financial 2300 Wisconsin Avenue NW, Suite 100B, Washington, DC, 20007 Cornerstone First Financial is a leading mortgage broker and lender in the Washington D.C. Metropolitan Area. Founded by Mark Livingstone in 2001, this Christian owned company provides residential mortgage solutions to individuals and families who want to refinance their existing mortgage or purchase a new home or investment property.