FHA Vs. USDA loan program for Chula-Vista, San Diego County, California

In 2025, USDA loan limit in Chula-Vista, county of San Diego, CA is $615,000 while FHA limit is $753,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chula-Vista, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(906) 635-9910 1969 miles Lender's profile and map Reviews Old Mission Bank 2701 Interstate 75 Business Spur Sault, Sault Sainte Marie, MI, 49783 Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward
(906) 635-6250 1969 miles Lender's profile and map Reviews Central Savings Bank 511 Bingham Ave, Sault Sainte Marie, MI, 49783 Central Savings Bank has 9 locations with over 60 employees and more than $400 million in assets. The Bank is very involved in the communities it serves with organizations like United Way of the EUP, War Memorial Hospital’s Road to Recovery, Relay For Life of the EUP, the schools near its branches and many other local causes annually.
(313) 279-3334 1969 miles Lender's profile and map Reviews Step Up Mortgage 1321 Orleans St, Suite 1504, Detroit, MI, 48207 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(313) 774-2608 1969 miles Lender's profile and map Reviews Stein Financial LLC 2900 E Jefferson Ave, Apt A802, Detroit, MI, 48207 Stein Financial LLC is one of the leading mortgage brokerages in Michigan. We provide A+ customer service without overpaying for a low interest rate. Brian Brandenstein Founder and Broker at Stein Financial LLC. Brian is a highly motivated and driven individual who prides himself on improving as a leader.
(864) 898-5009 1969 miles Lender's profile and map Reviews Pickens Federal Credit Union 2111 Gentry Memorial Highway, Pickens, SC, 29671 Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
(248) 340-9310 1969 miles Lender's profile and map Reviews Cornerstone Community Financial Credit Union 44911 Mound Rd, Sterling Heights, MI, 48314 Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.
(586) 799-0000 1969 miles Lender's profile and map Reviews Mortgage 1 43456 Mound Rd., Sterling Heights, MI, 48314 Mortgage 1 is dedicated to providing a world-class team with innovative tools to better serve our customers. Our mission is to deliver unique financing options tailored to each individual’s situation. Family is the foundation of Mortgage 1 and providing exceptional service to lifelong customers is our goal.
(586) 254-8435 1969 miles Lender's profile and map Reviews R-B Financial/Mortgages, Inc. 44028 Mound Rd, Suite 3, Sterling Heights, MI, 48314 R-B Financial/Mortgages, Inc was established in 1992. A lot about the mortgage industry has changed over that time. However, our core principles established 30 years ago still remain the same today. Honesty. Integrity. Accountability.Founded by Ralph Buccinno, R-B Financial/Mortgages, Inc.
(586) 997-2529 1970 miles Lender's profile and map Reviews Lakeside Advantage Mortgage Inc 50712 Van Dyke Avenue, Shelby Township, MI, 48317 Lakeside Advantage Mortgage is focused on helping clients with their home financing needs throughout the state of Michigan. We’re committed to educating the client on the best loan programs available in an ever changing market place. Whether you are looking for a new home, refinancing your existing home or changing the loan term.
(877) 594-8400 1970 miles Lender's profile and map Reviews Younited Mortgage LLC 8641 Hall Road, Suite 4, Utica, MI, 48317 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(800) 674-5322 1970 miles Lender's profile and map Reviews Fieldstone 1st Mortgage 8344 Hall Rd, Suite 215, Utica, MI, 48317 Fieldstone 1st Mortgage was grown out of the idea that there needed to be a fundamental change in the way mortgage transactions were done. In a time where phone calls were left unanswered, text messages left unnoticed, and emails left unread, we sought to make sure that client service always remained our number one priority.