USDA Loan Vs. FHA loan for Rancho-Murieta, CA [ best of 2023]

In 2025, USDA loan limit in Rancho-Murieta, county of Sacramento, CA is $478,400 while FHA limit is $598,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rancho-Murieta, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(206) 755-3050 641 miles Lender's profile and map Reviews All City Mortgage, LLC 7225 North East 149th, Place Kenmore, WA, 98028 Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time I'm an independent broker with direct connections to a multitude of lending institutions.
(425) 643-3400 641 miles Lender's profile and map Reviews Qualstar Credit Union - Renton Branch PO Box 3050, Bothell, WA, 98041 Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.
(360) 779-4567 643 miles Lender's profile and map Reviews Liberty Bank 19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370 Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
(928) 289-2962 643 miles Lender's profile and map Reviews Winslow Santa Fe Credit Union 1021 Williamson Ave, Winslow, AZ, 86047 At Winslow Santa Fe Credit Union, members come first. We promise to offer honest, fair deals to every member, every time. We promise to treat every member with respect and dignity. We promise to strive to be a trusted financial advisor that our members can count on to assist them with achieving their financial dreams.
(206) 999-6941 644 miles Lender's profile and map Reviews CLEVELAND STREET MORTGAGE, LLC 20802 46th Ave SE, Bothell, WA, 98021 Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.
(425) 772-2747 644 miles Lender's profile and map Reviews North Pacific Mortgage 22232 17th Ave SE, Suite 303, Bothell, WA, 98021 Pacific Mortgage with one simple goal in mind – to provide local families with the opportunity to purchase a home by helping them secure a loan to meet their individual needs at a competitive rate. At North Pacific Mortgage, we are passionately committed to serving our clients by delivering honesty, integrity and excellence in all facets business
(800) 683-0973 644 miles Lender's profile and map Reviews 1st Security Bank of Washington 6920 220th St SW, Mountlake Terrace, WA, 98043 At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.
(208) 245-4231 645 miles Lender's profile and map Reviews St. Joe Valley Credit Union 129 S 9th Street, Saint Maries, ID, 83861 This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members. We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
(425) 445-6323 645 miles Lender's profile and map Reviews Cascade Lending Group LLC 4720 200th Street Southwest, Suite 205, Lynnwood, WA, 98036 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(888) 887-3117 645 miles Lender's profile and map Reviews eBuilt Home Loans 22214 Old Poplar Way, Brier, WA, 98036 eBuilt Home Loans management team consists of three highly skilled, passionate, and dedicated individuals: Scott Greenlaw (President), Debra Greenlaw (Managing Member), and Amber Brenon (Processing Manager), Our entire management team is committed to eBuilt Home Loans vision, direction and long term success.