USDA Vs. FHA your options comparison in Moraga, Contra Costa County, CA
In 2025, USDA loan limit in Moraga, county of Contra Costa, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Moraga, county of Contra Costa, CA
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Moraga, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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10630 Downey Avenue, Suite 100B, Downey, CA, 90241
We have a Residential and Commercial Team both are certified for REO’s and Short Sales. We can cover all of our diverse clients’ necessities. Our Expert team includes a Utilities Specialist, Field Representative, License Appraisal / BPO’s Specialist, Transaction Coordinator, Offers Coordinator.
Inbanet is a premier direct hard money and non prime lender for commercial and investment residential (strictly for business purpose) properties nationwide with a consortium of strong private label investors, hedge funds, private equity companies and family offices to facilitate quick
Alternative Capital Lending (“ACL”) is a financial and professional firm specializing in commercial real estate lending services. With over 75 years of combined real estate experience, ACL is an expert when it comes to advising and structuring commercial real estate loans. We understand the changing market place
CBM Real Estate & Home Loans is a company based on Old Fashioned Values and Principles. We are here to assist our Neighbors with Integrity, Honesty and Professionalism. We service all Homeowners and Buyers in Downey, Whittier or any of the surrounding cities such as Norwalk, Pico Rivera, Bellflower, South Gate, Santa Fe Springs.
6528 Greenleaf Avenue, Suite 128, Whittier, CA, 90601
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
We are a boutique Real Estate and Mortgage Loan Company. Our focus is providing fast, honest, and professional guidance to our clients. We are committed to top tier personalized service. Whether you are looking to sell your home, purchase, refinance or are looking to be pre-approved for a loan, we are here to help make it easy for you.
Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
