FHA Vs. USDA loan program for Lake-Forest, Orange County, California

For 2025, the USDA loan cap in Lake-Forest, located in Orange county, CA, stands at $657,900, while the FHA limit for a single-family house is $822,375.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, reviewing the necessary income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to choose the most suitable program for your financial situation in .

Explore USDA and FHA Loan Options in Lake-Forest, CA

Lendersa® focuses on securing the best USDA or FHA loans for you efficiently, without hassle. Select one of three starting paths to connect with lenders and USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. This loan is available solely in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages mandate no down payment.

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(214) 810-4711 Lender's profile and map Reviews Home Key Loans 3005 Scotch Elm Street, Euless, TX, 76039 Home Key Loans, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. residential lending industry
(817) 866-3316 Lender's profile and map Reviews Grandview Bank 105 E. Criner, Grandview, TX, 76050 Grandview Bank is Johnson County's oldest locally owned bank serving you since 1890. Founded in 1890, Grandview Bank is the fourth oldest state-chartered bank in Texas. Our full service banking offices are located in Grandview, Cleburne and Alvarado. We are the only bank in Johnson County with locally-based ownership.
(817) 682-3389 Lender's profile and map Reviews JRS Home Loans, LLC 8132 Joella Court, Grandview, TX, 76050 The JRS Home Loans team is dedicated to helping you find & fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan. We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches & walk you through the process.
(254) 215-2025 Lender's profile and map Reviews Belton Federal Credit Union 400 North Wall Street, Belton, TX, 76513 The Belton Federal Credit Union is a member owned and operated credit union serving over 850 members. The membership elects a Board of Directors each January at the annual meeting that determines operating procedures, loan policies, and sets rates for loans and deposits. Belton Federal Credit Union obtained its charter on February 28, 1963.
(800) 522-3972 Lender's profile and map Reviews Extraco Banks 2000 N. Main, Belton, TX, 76513 Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,
(817) 554-1835 Lender's profile and map Reviews First National Bank Mortgage 201 E. Debbie Ln, Mansfield, TX, 76063 First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices. Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.
(817) 453-8467 Lender's profile and map Reviews Minter Mortgage, Inc. 2409 Hillary Trail, Mansfield, TX, 76063 Minter Mortgage are you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(817) 473-0400 Lender's profile and map Reviews Mansfield Mortgage Company 208 East Broad Street, Suite 101, Mansfield, TX, 76063 "At Mansfield Mortgage, we understand the home-buying experience can be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."
(512) 454-4636 Lender's profile and map Reviews Texas Health Credit Union 4800 Grover Avenue, Austin, TX, 78756 Texas Health Credit Union is dedicated to providing its members a variety of affordable financial products and services in a personal and professional manner. We are committed to meeting the changing needs of our members and are dedicated to the philosophy of "people helping people".
(512) 470-4808 Lender's profile and map Reviews Shelly Roark 814 West North Loop, Unit B, Austin, TX, 78756 Shelly values each client and prides herself in finding the right loan fit for each by using her expertise in FHA, VA, Conventional, Rural Housing/USDA, Texas Vet, Jumbo, and many other special mortgages. She practices her personal mantra, “If there’s a will, there’s a way,” and she will find it!
(512) 458-2558 Lender's profile and map Reviews Greater Texas Credit Union 6411 North Lamar Boulevard, Austin, TX, 78758 Greater Texas Credit Union is proud to have been voted a "Top Workplace" every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.
(512) 339-9812 Lender's profile and map Reviews Government Employee Federal Credit Union 10806 Metric Boulevard, Austin, TX, 78758 GEFCU was formed in 1931 as a financial cooperative to provide a way for its members to save money and obtain loans. We are the oldest credit union in Austin serving not only Travis County but also all of the counties that border Travis County. Over the years, our credit union has expanded beyond its roots of serving postal and federal employees.