USDA and FHA Pro and Con in Lincoln, Placer County, CA
In 2025, the USDA loan limit for Lincoln in Placer, CA, is $540,000. In contrast, the FHA limit for a single-family home is $763,600.
Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and find out what income, credit, reserves, and documentation you'll need to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Lincoln, Placer, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Options in Lincoln, CA
The mission of Lendersa® is to quickly secure you the best USDA or FHA loan without complications. Opt for one of three paths to connect with matching lenders and USDA loan packages.
A USDA home loan, which is another name for a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture. This loan is exclusive to rural areas and stands out by not requiring a down payment, unlike FHA loans which require at least a 3.5% down payment, providing a unique benefit to eligible buyers.
133 County Road 17, Suite E1-A, Elizabeth, CO, 80107
"Janie Taylor of the Taylor Mortgage Group began her real estate career in Denver in 1975 starting with on site sales. Her success led to resales, commercial investment, commercial leasing and farm, ranch and land sales.
We offer almost any loan you could ever imagine! Land, Construction, Refinance, Jumbo and much much more!"
The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!
Integrity First Financial, Inc., a Colorado mortgage lender, has been providing all types of residential loans in Colorado since 2002 and is accredited by the Better Business Bureau (A+). At IFF, we take pride in the business that we have built and we are here to help you with your mortgage needs.
Premier's mission is to provide superior products along with expert consultation and customer service to ensure a quick and easy lending process. Premier's friendly, trained and experienced loan professionals will guide you through the mortgage process and help you realize the dream of home ownership.
At SunWest, our checking accounts are simple. No monthly service fees, no minimum balances and a Visa debit card with no annual fee. Plus, you can get your debit card the same day! We are local not-for-profit financial institution with better rates, fewer fees and the personal service you deserve. Discover brighter days at SunWest.
Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders
Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
FirstLight Federal Credit Union is a community financial cooperative dedicated to helping you and your families achieve financial security by providing accessible products, services, tools and education.
In 1955, nine pioneers developed a plan to help military and civilian personnel on Biggs Air Force Base have more access to credit
