USDA Vs. FHA your options comparison in Lincoln, Placer County, CA
In 2025, the USDA loan limit for Lincoln in Placer, CA, is $540,000. In contrast, the FHA limit for a single-family home is $763,600.
Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and find out what income, credit, reserves, and documentation you'll need to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Lincoln, Placer, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Options in Lincoln, CA
The mission of Lendersa® is to quickly secure you the best USDA or FHA loan without complications. Opt for one of three paths to connect with matching lenders and USDA loan packages.
A USDA home loan, which is another name for a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture. This loan is exclusive to rural areas and stands out by not requiring a down payment, unlike FHA loans which require at least a 3.5% down payment, providing a unique benefit to eligible buyers.
The AT&T Employees Pittsburgh, PA Federal Credit Union was organized by employees of the AT&T Company and Western Electric Company to promote thrift among its members by offering to them a means for making safe and regular investments and to enable members to obtain loans at a reasonable rate of interest for worthwhile purposes.
"Bridgeway Capital takes a market-based approach to community and economic development. We invest in people and places that mainstream finance considers too risky. Where others see risk, we see opportunity.
Bridgeway provides patient, flexible capital and business education to ignite small business growth, develop communities"
The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
Find the Lending Solution that Meets Your Needs.
PNC has been lending for over 100 years. We can help find the right product for you.
Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.
2201 Liberty Avenue, Room 201, Pittsburgh, PA, 15222
At the Iron Workers Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guideline 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services.
1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
Allegent is a full service financial institution offering better rates, lower fees and the personal attention you deserve. All you need to do, in order to establish your membership, is open a savings account with an initial $5 deposit and from there, all of our products and services are available at your fingertips.
307 Fourth Ave - Suite 801 The Bank Tower, Pittsburgh, PA, 15222
ACBA FCU was established in 1939 as a savings and lending institution that offers financial services to the Department of Public Welfare workers and their family members in Allegheny County, PA. For the past 70 years, our philosophy has been: real service to real folks who want fair dividends for their savings and access to lending services.
4091 Mount Royal Boulevard, Allison Park, PA, 15101
Enterprise Bank first opened its doors for business in October 1998. Since that day, it has continued to change the expectations small business owners have for their financial institutions. The main reason is this: Enterprise Bank is the region’s only bank created to address the particular needs of entrepreneurs, startups & businesses in distress.
Our mission is to offer superb and secure services to our members while assisting in achieving personal financial success. We strive to accomplish the credit union philosophy of “People Helping People” and to provide superior service resulting in member satisfaction. Our vision is to be our member’s financial institution.
At Inner Lakes Federal Credit Union, each dollar of income is passed along to our members in the form of higher dividends on savings, lower interest on loans, or new and improved services. We are member owned and not-for-profit, we exist solely to serve our members and provide a smart alternative to profit-driven banks and other institutions.
