USDA Loan Vs. FHA loan pro & con Santa-Monica, Los Angeles County, CA

During 2026, the USDA loan maximum in Santa-Monica, within Los Angeles county, CA is $657,900, while the FHA cap for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Evaluate the income, credit, reserves, and documentation necessary to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loan options side-by-side, helping you decide on the ideal program for your financial needs in .

Explore USDA and FHA Loan Options in Santa-Monica, CA

Lendersa®'s mission is to secure the best USDA or FHA loan for you quickly and with ease. Choose one of three starting paths that align with lenders and USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, guaranteed by the government Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require none.

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(844) 719-5363 Lender's profile and map Reviews 719 Lending 104 S Cascade Ave, Suite 201, Colorado Springs, CO, 80903 719 Lending Inc., is a full-service Mortgage Broker offering seamless solutions for all of your mortgage needs. With our head office located in Colorado Springs, Colorado, we have plenty of experience in real estate, financial services and mortgage brokerage. We are committed to providing our customers with the knowledge
(360) 903-5806 Lender's profile and map Reviews Granite Home Loans 418 NE 4th Ave, Suite 109, Camas, WA, 98607 Our mission is to provide quality English language instruction through a variety of courses to international and local students in a professional and supportive atmosphere utilizing our unique English teaching methodology.Our mission is to provide quality English language instruction through a variety of courses to international.
503-647-2400 Lender's profile and map Reviews PierPoint Mortgage Portland, OR 3300 NW 185th Ave, Portland, OR, 97229 PierPoint Mortgage is a full-service mortgage company in Portland. We at PierPoint Mortgage pride ourselves on providing fast and friendly service to our clients. We have a wide range of resources to ensure that your home loan is processed as quickly as possible. We provide the most competitive rates.
(503) 643-1335 Lender's profile and map Reviews Sunset Science Park Federal Credit Union 1100 NW Murray Road, Suite 200, Portland, OR, 97229 Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.
(503) 297-9900 Lender's profile and map Reviews Mortgage Advocates Inc 12670 Northwest Barnes Road, Suite 102, Portland, OR, 97229 Mortgage Advocates Inc professional mortgage specialist, and I'm committed to being personal and intentional with you, the client. I fill out applications with you as opposed to leaving you to complete online forms by yourself and Because I gain business by referral, we have the same goal your happiness.
(503) 380-1100 Lender's profile and map Reviews Trinity Capital Funding LLC 830 NW 118th Ave., Portland, OR, 97229 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(503) 690-3088 Lender's profile and map Reviews MORTGAGE EXPERTS, INC 15188 NW Central Dr, Suite 217, Portland, OR, 97229 At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.
(575) 887-1785 Lender's profile and map Reviews U1st Community Federal Credit Union 601 N Canal Street, Carlsbad, NM, 88220 U-1st Community Federal Credit Union can help with your individual loan and checking account needs. We offer a wide variety of products and services, including consumer loans, money market accounts, checking accounts and more. We were established on October 3, 1955, and with over 65 years of experience.
(575) 885-4027 Lender's profile and map Reviews Internationalites Federal Credit Union 901 North Canal Street, Carlsbad, NM, 88220 The credit union is a cooperative organization operated by volunteer members formed into governing bodies. A board of seven directors governs the overall operations of the credit union. A supervisory committee examines the credit union operations and oversees the board of directors.
(575) 887-1784 Lender's profile and map Reviews Eddy Federal Credit Union 909 W Pierce Street, Carlsbad, NM, 88220 Eddy Federal Credit Union is committed to making available products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with the credit union.
(575) 887-6686 Lender's profile and map Reviews Western Commerce Bank 127 S. Canyon St, Carlsbad, NM, 88220 Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
(719) 632-7118 Lender's profile and map Reviews 113 Credit Union 3505 North Chestnut Street, Colorado Springs, CO, 80907 One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.