USDA and FHA Pro and Con in Murrieta, Riverside County, CA
As of 2025, the USDA loan ceiling in Murrieta, located in the county of Riverside, CA, is $460,000, and for a single-family residence, the FHA limit is set at $644,000.
By utilizing the Lendersa® USDA loan calculator, you can evaluate and compare the best current rates for USDA and FHA loans. It also helps in assessing the income qualifications, credit requirements, necessary reserves, and documentation to qualify. Our state-of-the-art mortgage calculator showcases USDA, FHA, Conventional, and VA options side by side, making it easier for you to determine which Alabama program suits your financial needs best.
2025 Loan Thresholds and Down Payment Details in Murrieta, Riverside, CA
Type of Loan
Limit Amount
Initial Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Murrieta, CA
The mission of Lendersa® is to streamline your process of obtaining an optimal USDA or FHA loan swiftly and effortlessly. Begin with one of our three pathways that link you to lenders and suitable USDA loan schemes.
A USDA home loan, sanctioned by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural zones. Differing from FHA loans, which necessitate a minimum down payment of 3.5%, a USDA loan requires no down payment at all.
BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.
When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.
First Bank is a locally owned and managed bank staffed by professional bankers with years of experience and the desire to make banking a pleasure again. First Bank offers you exceptional service and great banking products. As a customer of First Bank you will have the unique opportunity to develop a relationship with banking professionals.
In 1917 Leo Harmon who was the President of the Consolidated Lumber Company took the lead for starting up The State Savings Bank, the Articles of Incorporation were filed on May 7, 1917. Shortly after, on June 11TH the bank held its first meeting of shareholders twenty-five of which were local and three from St. Paul.
Manistique Federal Credit Union has been open since 1967. The credit union has assets totaling $37.84 Million and provides banking services to more than 3, 000 members.
The mission of Manistique Federal Credit Union is to make a positive difference in the financial lives of our members from all walks of life by providing them with a wide range
"Our Mission: Committed to building a better financial tomorrow through service, education, and advocacy.
Our Vision: Empowering our members to achieve financial independence. We strive to uphold our fundamental responsibility to actively serve people within our field of membership and, as appropriate, the communities they live in.
We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase
We have 3800 members and approximately $14 million in assets. The credit union was founded in 1961 and originally served Lee County Hospital employees. Since then, Lee County Hospital has been renamed East Alabama Medical Center & is still a major sponsor group. EAC Federal Credit Union has expanded to include the following select employee groups.
American Commerce Bank opened for business in October 2004, and quickly earned a reputation for dependable relationship banking. Many of our initial customers still rely on us for their banking needs. From its first offices in west Georgia, our bank has prospered along with the communities we serve, tripling in size and market locations since 2012.
PMG Home Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.
