USDA Loan Vs. FHA loan pro & con for Yosemite-Lakes, Madera County, CA

In 2025, USDA loan limit in Yosemite-Lakes, county of Madera, CA is $299,500 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Yosemite-Lakes, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(206) 718-9488 716 miles Lender's profile and map Reviews Rhonda Porter - Mortgage Master Service Corp. 20425 72nd Avenue S, Suite 210, Kent, WA, 98032 Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.
(253) 854-4641 716 miles Lender's profile and map Reviews Kent Jewelry & Loan 624 West Meeker St, Kent, WA, 98032 Affordable Goods Since the 1980's, Kent Jewelry & Loan has been serving Washington residents with used retail items at reasonable prices. As Kent's oldest pawn shop, our family-owned and operated business has never failed to supply a large variety of used firearms, jewelry, electronics, sporting goods
(206) 779-6805 716 miles Lender's profile and map Reviews E-Lending Inc. 4505 Somerset Lane, Kent, WA, 98032 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(253) 234-2185 716 miles Lender's profile and map Reviews Kiel Mortgage 20425 72nd Ave S, Suite 210, Kent, WA, 98032 Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.
(253) 859-5300 716 miles Lender's profile and map Reviews MORTGAGE MASTER SERVICE CORPORATION 20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032 Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.
(253) 355-3511 717 miles Lender's profile and map Reviews Soundview Lending Group, LLC 10605 SE 240th St, Suite 544, Kent, WA, 98031 "Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options. Additionally, we offer consultation services to small and mid-size businesses."
(253) 301-9868 718 miles Lender's profile and map Reviews Lending Dave 5727 Baker Way NW, Suite 102, Gig Harbor, WA, 98332 Simply put we help people achieve home ownership & financial security.Our team will be working hard every day for you by paying attention to the details of your specific loan & will keep you informed throughout the process. Working with a team that is local, experienced & trustworthy matters most to close on time with your purchase or refinance.
(253) 649-4041 718 miles Lender's profile and map Reviews Bryte Home Loans 5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332 We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
(360) 591-1059 718 miles Lender's profile and map Reviews Timberland Bank 624 Simpson Avenue, Hoquiam, WA, 98550 Timberland Bank first opened its doors more than 100 years ago in downtown Hoquiam, a booming timber town near the Washington coast. The financial institution evolved with the community, branching out, establishing roots and eventually becoming the community bank that you know today.
(360) 533-4760 718 miles Lender's profile and map Reviews Newrizons Federal Credit Union 120 Firman Street, Hoquiam, WA, 98550 In June of 1965, 10 Lambs-Grays Harbor employees started Lambs Grays Harbor Federal Credit Union. The employees wanted a savings club and a way to get weekly draws outside of using the company’s accounting group. The company saw the credit union as an employee benefit for the employees and their immediate families.
(360) 532-9224 718 miles Lender's profile and map Reviews Longshore Federal Credit Union 3107 John Stevens Way, Hoquiam, WA, 98550 Longshore FCU was established in 1960 to provide financial services in a democratic, not-for-profit, cooperative manner. The original name was ILWU Local 24 Federal Credit Union and was chartered by members of the International Longshore and Warehouse Union Local 24. As a member (depositor), you are an owner. There are no outside stockholders.