USDA Loan Vs. FHA loan for Yosemite-Lakes, CA 2025

For 2025, the USDA loan limit in Yosemite-Lakes, Madera county, CA is $299,500. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to compare top USDA vs. FHA rates today. It helps determine the income, credit, reserves, and documents necessary to qualify. Our advanced calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA programs to guide your decision for the best option in Alabama.

USDA and FHA Loan Options in Yosemite-Lakes, CA

Lendersa® aims to simplify the process of obtaining the best USDA or FHA loan swiftly. Start with one of three pathways to connect with compatible lenders offering USDA loan programs.

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What Exactly is a USDA Loan in CA?

A USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the Department of Agriculture and available in rural areas only. In contrast to FHA loans needing a minimum of 3.5% down, USDA loans require no down payment.

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(985) 652-4990 Lender's profile and map Reviews Louisiana Federal Credit Union 805 Robin Street, La Place, LA, 70068 Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(219) 662-3880 Lender's profile and map Reviews Tech Credit Union 10951 Broadway, Crown Point, IN, 46307 Tech Credit Union is a Northwest Indiana based financial institution that provides banking & loan services to the residents and businesses of several NW Indiana and Illinois counties. Being a member-owned and not-for-profit financial institution allows our members to enjoy access to the latest banking services, lower rates on loans
(219) 230-8400 Lender's profile and map Reviews Wells Funding Group 6819 E Lincoln Hwy, Crown Point, IN, 46307 We take pride in providing all of our clients with an honest consultation, a transparent process, expert loan advice, and a streamlined mortgage experience. The Wells team prides itself on friendly, attentive, and proactive service. You will always be able to speak or meet with us personally.
(219) 293-8494 Lender's profile and map Reviews Kirk and Company Real Estate 9800 Connecticut Dr, Crown Point, IN, 46307 "Full Service Real Estate Company that Guarantees the Sale of a Home or They'll Buy It!* *Seller and Kirk must agree on price and closing date. While many agents will promise to sell your home, the reality of the real estate market is that this simply doesn't always happen. Even if the home does eventually sell, the homeowner"
(765) 869-5513 Lender's profile and map Reviews The Farmers and Merchants Bank 302 South Old Us Highway 41, Boswell, IN, 47921 Farmers & Merchants Bank is locally owned and operated, right here in Indiana. That means that loan decisions are made in our local office. That's right - loan decisions are made quickly by us - not a suit in a board room. This means money stays in the community, and you will deal with our friendly staff, not with someone you don't know.
7735528433 Lender's profile and map Reviews Boda Finance LLC 5164 East 81st Street 3rd Floor, Merrillville, IN, 46410 We at Boda Finance believe there is no deal that is too big to fund. From refinancing, to construction, and blanket loans, we focus on financing quickly and without hassle. If you are in need of a lending partner, look no further than Boda Finance LLC! We get you funded regardless of the market conditions!
(219) 736-5767 Lender's profile and map Reviews ProFinance Federal Credit Union 7700 Broadway, Merrillville, IN, 46410 ProFinance Federal Credit Union is a locally owned, nonprofit, community-focused credit union for the cities and towns of Merrillville, Gary, New Chicago,Portage, Hobart, Lake Station, and South Haven. Established in 1938, our financial institution has been proud to offer our members a complete array of financial services including debit
(219) 942-3377 Lender's profile and map Reviews Northern Indiana Federal Credit Union 8121 Grand Boulevard, Merrillville, IN, 46410 Northern Indiana FCU offers honest service, incredibly competitive rates and flexible terms on a variety of loans to fit your budget and lifestyle. If you have an existing loan with another lender, talk to us about refinancing. We may be able to help you reduce or lower your monthly payments
(800) 260-5183 Lender's profile and map Reviews Members Source CU 8580 Virginia Street, Merrillville, IN, 46410 Originally established as Northern Indiana Public Service Employees’ Federal Credit Union on August 27, 1935 we offered membership to a group of employees who worked for NIPSCO. In November 2006, we changed our name to Members Source Credit Union and expanded our membership. We now have more than 6,200 members
(219) 845-6040 Lender's profile and map Reviews Local 697 FCU 7200 Mississippi Street, Suite 400, Merrillville, IN, 46410 Founded in 1959 to serve regular and associate members of Local 697, International Brotherhood of Electrical Workers Local 697 Federal Credit Union is a member owned and operated financial institution guided by a five-member volunteer Board of Directors. Since then the Federal Credit Union has opened its membership to the employees
(708) 769-6690 Lender's profile and map Reviews A&M Mortgage Group 8585 Broadway, Suite 600, Merrillville, IN, 46410 A&M Mortgage Group is a mortgage broker with operations in two states. A&M Mortgage Group offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages. Since 2007 we have helped thousands of families get the best terms on their mortgage, and a truly enjoyable mortgage experience.