USDA Vs. FHA Pro and Con comparison in Yosemite-Lakes, Madera County, CA
For 2026, the USDA loan limit in Yosemite-Lakes, Madera county, CA is $299,500. Meanwhile, the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to compare top USDA vs. FHA rates today. It helps determine the income, credit, reserves, and documents necessary to qualify. Our advanced calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA programs to guide your decision for the best option in Alabama.
2026 Loan Limits and Down Payment Needs in Yosemite-Lakes, Madera, CA
Loan Type
Loan Limit
Down Payment
USDA
$299,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Yosemite-Lakes, CA
Lendersa® aims to simplify the process of obtaining the best USDA or FHA loan swiftly. Start with one of three pathways to connect with compatible lenders offering USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the Department of Agriculture and available in rural areas only. In contrast to FHA loans needing a minimum of 3.5% down, USDA loans require no down payment.
Since 1949, we have provided our members with a place to save their hard-earned money & earn excellent dividend rates on those savings, while offering loans at the lowest rates possible. Our sole purpose is to help our member-owners with all their financial needs through all walks of life.
A-1 Loan Company We are under new management and eager to get you approved for a Signature Loan with a smile. We are a Signature Loan company that you can trust. We will go above and beyond for you. We will strive to give each and everyone of our customers the personal, courteous and professional service that you deserve
On February 28, 1962, the employees of the Yankton State Hospital organized and chartered the Yankton State Hospital Employees Federal Credit Union. This small branch was renamed to Services Center Federal Credit Union (FCU) and grew to three branch locations with over 7, 700 members and $70 million in assets.
Dakota MAC was developed in 1993 by First Dakota National Bank to provide long-term ag real estate loans at competitive interest rates and terms. Our lending options are focused directly on you and your operation’s needs. We knew then, and still know now, how difficult it is to operate in 3- and 5-year short-term notes.
We continue that philosophy by serving our mission to be the most trusted bank in the communities we
serve by knowing and understanding the needs of customers, employees and shareholders while
providing them with the best possible products, services and opportunities to meet their goals.
1111 North Lee Avenue, Suite 125, Oklahoma City, OK, 73103
SSMOK Employees Federal Credit Union was established on March 31, 1965 on the credit union principle of “Serving Those Who Serve Others .” For more than 43 years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services.
605-LOAN, We want to give Oklahomans the credit they deserve.We are a fourth generation, family owned company and have been in business for over 50 years. We are proud to have been the first licensed Loan office in the state and we want to work hard to earn your business. We have all had rough times and understand the need for a temporary boost.
105 N Hudson, Suite 200A, Oklahoma City, OK, 73102
Kruger Investment Company was founded in Oklahoma City in 1934 by immigrant Herman Kruger and his sons. Members of the Kruger family and descendants have operated and managed the business since then. Kruger Investment Company is a hard money lender offering loans throughout the Oklahoma City metro area.
Oklahoma FCU is a financial institution that was founded with the mission: not for profit, not for charity, but for service. The credit union began as Safeway Oklahoma City Federal Employees Credit Union in March of 1951. In 1981, the Board of Directors decided the needed a new location & in 1982, the credit union was moved to its current branch.
Credit Union One of Oklahoma was originally chartered in 1949 to serve the employees of many state agencies, including the Oklahoma Department of Human Services, Oklahoma Office of Juvenile Affairs, Oklahoma Health Care Authority, and the Oklahoma Department of Rehabilitation Services. Credit Union One was formed by and for the employees of these a
Oklahoma's Credit Union has been serving Oklahomans since 1954. OKCU is a local financial cooperative open to anyone who lives or works in the area. Our customers are actually part owners, so profits are returned to account holders in the form of better rates and fewer fees. If you are thinking about making a change
