For 2025, the USDA loan limit in Yosemite-Lakes, Madera county, CA is $299,500. Meanwhile, the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to compare top USDA vs. FHA rates today. It helps determine the income, credit, reserves, and documents necessary to qualify. Our advanced calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA programs to guide your decision for the best option in Alabama.
| Loan Type | Loan Limit | Down Payment |
| USDA | $299,500 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to simplify the process of obtaining the best USDA or FHA loan swiftly. Start with one of three pathways to connect with compatible lenders offering USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the Department of Agriculture and available in rural areas only. In contrast to FHA loans needing a minimum of 3.5% down, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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