USDA Vs. FHA your options comparison in Santee, San Diego County, CA
In the year 2025, the USDA loan limit for Santee in the county of San Diego, CA, stands at $703,800, whereas the FHA limit is $977,500 applicable to a single-family home.
Try the Lendersa® USDA loan calculator to make comparisons between current USDA and FHA rates. It helps you assess the necessary income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, so you can determine the most suitable option for your financial needs in .
Loan limits and downpayment requirements for 2025 in Santee, San Diego, CA
Type of Loan
Limit Amount
Minimum Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA loan opportunities in Santee, CA
The mission of Lendersa® is to secure you the fastest, most seamless USDA or FHA loan. Begin with one of the three options available, each designed to match you with lenders and suitable USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture. Also known as a USDA rural development loan, it is intended for homes in rural areas. Unlike FHA loans, which necessitate a 3.5% down payment, USDA loans require none at all.
500 Office Park Dr, Suite 410, Birmingham, AL, 35223
Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
Landmark Mortgage Lending is located in Green Bay, WI, United States and is part of the Nondepository Credit Intermediation Industry. and Landmark Mortgage Lending specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions
Established in 1996, NRS Community Development Federal Credit Union is poised to be the community financial institution of choice for the Birmingham area. Our purpose is to promote thrift, teach wise money management, provide financial products, and assist members in reaching their financial goals.
239 Veterans Parkway, Suite B-2, Murfreesboro, TN, 37128
Optimal Mortgage Services' primary focus is based on our customers' needs in the ever changing regulatory environment. We provide services to multiple lending institutions regardless of size or type. Optimal Mortgage Services offers reviews for Post Funding, Early Payment Default, Adverse Action, Repurchase Defense, Discretionary.
Alliance Bank is to be the bank of choice for businesses, professionals, & individuals with a desire for relationship-driven financial planning, services, & products. We strive to present our clients with the personalized attention they deserve, the financial expertise they demand, & the resources they expect from their locally owned, independent.
Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20,000 members.
Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20, 000 members
Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members' financial well-being through personal relationships.
Sumner Bank & Trust was organized in 2005 to fulfill a need in Sumner County for at true community bank owned by local shareholders. This large & diverse group of local owners, combined with a dedicated group of 17 organizers, provides a strong foundation for bank. We are proud to have a local board, which means decisions will always be made right.
