USDA Vs. FHA your options comparison in Santee, San Diego County, CA
In the year 2025, the USDA loan limit for Santee in the county of San Diego, CA, stands at $703,800, whereas the FHA limit is $977,500 applicable to a single-family home.
Try the Lendersa® USDA loan calculator to make comparisons between current USDA and FHA rates. It helps you assess the necessary income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, so you can determine the most suitable option for your financial needs in .
Loan limits and downpayment requirements for 2025 in Santee, San Diego, CA
Type of Loan
Limit Amount
Minimum Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA loan opportunities in Santee, CA
The mission of Lendersa® is to secure you the fastest, most seamless USDA or FHA loan. Begin with one of the three options available, each designed to match you with lenders and suitable USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture. Also known as a USDA rural development loan, it is intended for homes in rural areas. Unlike FHA loans, which necessitate a 3.5% down payment, USDA loans require none at all.
5200 S Macadam Avenue, Suite 200, Portland, OR, 97239
Associated Mortgage Group, Inc. d/b/a Associated Mortgage Brokers is a privately owned mortgage broker firm founded in 1989 based on the premise that our customers want to work with experienced professionals who provide them with multiple loan programs for residential home mortgage loans.
4380 SW Macadam Ave, Suite 125, Portland, OR, 97239
Altamont Mortgage Funding, NMLS #221360, understands that the mortgage loan process doesn’t have to be a long and daunting experience. Our team is dedicated to individualized customer attention while making the mortgage loan process easier to understand so your financial goals are met.
Freedom Northwest Credit Union was founded in 1963 by a dedicated group of volunteers, and we operated under the name Kamiah Community Credit Union until June 2016. From very humble beginnings, guided by the vision and strong leadership of committed volunteers, we have grown to serve 12,000 members with total assets of $426 million.
Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.
We help to make our members stronger financially by providing financial education, exceptional products & services, and personal service.We serve 100,000 members in the Pacific Northwest and employ more than 250 individuals who share our passion for serving the community.Unitus is a not-for-profit financial cooperative with branches in OR and WA
ScanlanKemperBard is a privately held real estate merchant bank based in Portland, Oregon. SKB acquires, manages and transforms commercial properties into profitable, risk-adjusted returns for select high-net-worth individuals, family offices, trusts, and institutional investors.
MfgHomeMortgage.com is powered by American Home Funding, which is a locally owned and operated mortgage brokerage out of Portland, OR. The company was founded by a husband and wife team in Eugene, OR in 1993 and has since retained its Eugene branch and moved its corporate headquarters and processing team to Portland.
American Home Funding has proudly served Oregon since 1993 and Washington since 2011. With local offices in Portland and Eugene we have all your mortgage solutions under one roof. American Home Funding has access to a variety of lenders and loan products that will meet your needs no matter if you’re a first time home buyer.
Teamsters Council #37 Federal Credit Union was formed in 1961 to make affordable loans to Teamsters. In the years since, we’ve made more than 125, 000 loans to members, totaling over $360 million. Those loans were funded by our members’ pooled savings, which earn very competitive rates and are federally insured.
