USDA Vs. FHA Pro and Con comparison in Taft, Kern County, CA
For the current year, 2025, USDA loan limits in Taft, within Kern county, CA, are set at $345,100, while the FHA loan limits for a single-family home are at $472,030. These figures define the maximum borrowing power for these government-backed loans.
Utilize the Lendersa® USDA loan calculator to weigh the best rates available today between USDA and FHA loans. Assess the income, credit score, reserves, and necessary documentation to qualify. Our advanced mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA options, allowing you to find the best fit for your financial needs, particularly if you are residing in the state of .
2025 Loan Limits and Down Payment Requirements in Taft, Kern, CA
Loan Type
Loan Limit
Down Payment
USDA
$345,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Taft, CA
Lendersa® aims to deliver the best USDA or FHA loans quickly and easily. Choose one of three pathways to connect with matching lenders and USDA loan programs that suit your specific needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. These loans are specifically available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage requires no down payment, benefiting buyers in rural communities.
3901 Northwest 79 Avenue, Suite 220, Doral, FL, 33166
"Florida Mortgage Capital Inc was established in May 1996. We have been serving the needs of Buyers throughout Florida for over 22 years.
Our success has been in building long term relationships with our clients. They are the best testament of the service we provide during and after the transaction is concluded."
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
Our vision is to deliver the experience of a simple loan process to our customers. We believe in providing an outstanding customer service experience by making the process fast and easy to get the best and least expensive loan program available for their specific situation. We have the conventional loan programs, FHA, VA etc
7950 North West 53 Street, Suite 337, Miami, FL, 33166
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at The Paramount Funding Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
8333 Northwest 53rd Street, Suite 401, Doral, FL, 33166
"Intercorp Mortgage Solutions offers Conventional and Private lending services in the South Florida area. We support our clients through the process of financing and managing their investments by offering solutions adapted to their needs.
Our services include Conventional, FHA, VA and high cost loans, residential and commercial mortgages,"
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
At Prada Mortgage Bankers, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We are a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.
5039 Executive Drive, Suite 500B, Morehead City, NC, 28557
Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.
3600 South State Road 7, Suite 228, Miramar, FL, 33023
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money
