USDA Vs. FHA your options comparison in Lakeland-Village, Riverside County, CA
In 2026, the USDA loan cap for Lakeland-Village, which is in Riverside county, CA, is $381,800, while the limit for an FHA loan is $477,250 for a single-family residence.
To explore the most favorable rates for USDA versus FHA loans, utilize the Lendersa® USDA loan calculator. It helps you determine the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side. This aids you in selecting the best financial program suited to your situation in .
2026 Loan Caps and Down Payment Needs in Lakeland-Village, Riverside, CA
Type of Loan
Loan Cap
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Lakeland-Village, CA
Lendersa® aims to facilitate quick access to an excellent USDA or FHA loan. You can start by choosing one of three options that connect you with compatible lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, providing a substantial advantage for eligible borrowers looking to finance their home with nothing down.
I serve Northern California, from Sacramento down to the Bay Area to the Central Valley. I work with my clients in their real estate investment starting with buying or selling (residential and commercial), marketing our office listings through various strategies/media tools, financial mortgages and much more.
5960 Stoneridge Drive, Suite 101, Pleasanton, CA, 94588
Rohit Mohan is a Certified Mortgage Planning Specialist and is recognized as an expert in the Mortgage Industry. He was voted in top 4% Mortgage Loan Officers in Bay Areas by Diablo Magazine October 2012. Rohit brings his tech background to Mortgage Finance industry in a way to solve problems quicker and deliver the best service in the industry.
5994 W. Las Positas Blvd, Suite 109, Pleasanton, CA, 94588
CU HomeLand is a mortgage lender that originates mortgage loans for consumers, and partners with Credit Unions and Small Banks to provide them with the necessary mortgage services to help their members and clients obtain home mortgages and CU HomeLand is also a division of American Pacific Mortgage.
4900 Hopyard Road, Suite 100, Pleasanton, CA, 94588
Landmark Lending has been serving California mortgage loan clients since 2001. Located in the beautiful city of Pleasanton, Landmark Lending provides a variety of loans for the mortgage industry. We are a mortgage brokerage company that specializes in providing solutions for home owners and future home owners through wise planning & sound advice.
5960 Stoneridge Dr, Suite 100, Pleasanton, CA, 94588
As a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance and construction/commercial lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
A Good Lender, We make it simple to purchase or refinance your home. Our goal is to make your real estate financing as simple as possible. We have a huge array of loan options for you to pick from: Conventional Fannie/Freddie, FHA, USDA, VA, Special HUD loans, Private (Hard) Money, Jumbo and Super Jumbo loans, and Commercial loans.
4695 Chabot Drive, Suite 200, Pleasanton, CA, 94588
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. To serve our customers with honesty, integrity and competence.
4695 Chabot Drive, Suite 200, Pleasanton, CA, 94588
Bay Area Premier Mortgage, Inc., our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options.
It doesn’t get simpler, faster and friendlier than 1st United Credit Union. As one of the first credit unions in California, 1st United Credit Union was founded in 1932 and has been thriving in the San Francisco East Bay Area ever since. We believe in local, neighborly banking and hope you will too.
