USDA Vs. FHA your options comparison in Lakeland-Village, Riverside County, CA
In 2025, the USDA loan cap for Lakeland-Village, which is in Riverside county, CA, is $381,800, while the limit for an FHA loan is $477,250 for a single-family residence.
To explore the most favorable rates for USDA versus FHA loans, utilize the Lendersa® USDA loan calculator. It helps you determine the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side. This aids you in selecting the best financial program suited to your situation in .
2025 Loan Caps and Down Payment Needs in Lakeland-Village, Riverside, CA
Type of Loan
Loan Cap
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Lakeland-Village, CA
Lendersa® aims to facilitate quick access to an excellent USDA or FHA loan. You can start by choosing one of three options that connect you with compatible lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, providing a substantial advantage for eligible borrowers looking to finance their home with nothing down.
At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The Department of Veterans Affairs offers a loan guaranty program to veterans, current military members, and their families to assist them in becoming home owners during or after their time of military service. This program was begun in 1944 to aid returning service members who had fought in World War II. During the past seventy-plus years.
Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa
5821 Fairview Road, Suite 218, Charlotte, NC, 28209
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs..
1515 Mockingbird Lane, Suite 880, Charlotte, NC, 28209
We founded TruLoan Mortgage to create a lending experience that everyone involved will love. With a fundamental belief that the American Dream includes home ownership and that home financing can be as positive and enjoyable an experience as choosing your dream home, we formed TruLoan Mortgage.
801 E Morehead St, Suite 100, Charlotte, NC, 28202
Omni Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
128 South Tryon Street, Suite 20-104, Charlotte, NC, 28202
Primeline Capital is dedicated to helping all our clients find the best rates and guide you throughout the entirety of your financing journey. We help each client reap the rewards of finding the perfect lending solution. Primeline Capital offers a vast network of options paired with local experience and educated guides to match you.
Loan Pronto because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive, and less invasive, without sacrificing the personal service that helps put your concerns at ease.
615 South College Street, Suite 09, Charlotte, NC, 28202
BlackHawk Mortgage is a Veteran owned company founded to provide an easier way to obtain home ownership. We are located in Charlotte, NC, we pride ourselves on client satisfaction and a stress free process. The key to our early on success has been a combination of consistently offering the lowest possible rates.
