USDA Vs. FHA your options comparison in Emerald-Lake-Hills, San Mateo County, CA
In 2025, the USDA loan limit in Emerald-Lake-Hills, county of San Mateo, CA is $657,900, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the needed income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA options, helping you choose the program in that best fits your financial needs.
2025 Loan Limits and Downpayment Requirements in Emerald-Lake-Hills, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Emerald-Lake-Hills, CA
Lendersa® aims to efficiently connect you with the best USDA or FHA loan without hassle. Choose one of three entry points that lead to matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
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1 Plaza View Lane, Suite 367, San Mateo, CA, 94404
Xila Financial is a full service real estate advisory firm with offices in California. What makes Xila Financial unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients and sets us apart from our peers.
969 G Edgewater Boulevard, Suite 878, Foster City, CA, 94404
Elena Wyman is a licensed Real Estate Broker serving San Francisco and San Mateo counties, and parts of Silicon Valley. She is Broker/Owner of Emerald Key Realty and Mortgage Inc. Elena also licensed Mortgage Broker. That makes my brokerage "one-stop shop" for customers and provides convenient and efficient Real Estate and Mortgage services.
Founded in 2016 by a team of experienced agents, engineers, and innovators, Reali is an end-to-end real estate platform that makes the homeownership journey simple, affordable and stress-free every step of the way. By combining all disciplines under one roof from agents and loans to escrow and title Reali provides a seamless process.
675 Mariners Island Blvd, Suite 107, San Mateo, CA, 94404
Emerson Financial is an established Mortgage Loan Brokerage firm specializing in the financing of residential and investment property throughout California.and also Whether you are looking to refinance, buy your next home or starting as a first-time homebuyer, our loan officers are here. They will guide you through your transaction..
Titan Group Enterprises is a boutique consulting firm with over 30 combined years experience, offering solutions for business operators with strategic planning to increase efficiencies or capital infusion. We also know what it takes to be involved in real estate development and purchases.
Bahl Homes is a family owned and operated business. Bahl Homes has developed a business philosophy that centers on the basic belief that customers deserve the best. Our emphasis on customer service has allowed us to maintain and grow our customer base by way of referral and repeat business. We would love the chance to work for you!
Slatt Capital is a privately held commercial mortgage banking firm with a reputation founded on relationship, integrity, and service excellence. With a track record of success spanning more than five decades, we are attuned listeners that expertly match borrower need with the right capital solution.
Capital Realty Group is a local firm which has specialized in and grown with many distinguished communities in the area. Since 1987, we have enjoyed powerful community recognition built upon our trademark of personalized service to the many families moving in and out of the San Mateo County, Silicon Valley and the San Francisco Peninsula.
1466 Bellevue Avenue, Suite 27, Burlingame, CA, 94010
Action Residential Mortgage + Property Management is a small, family-owned, mortgage broker and property management business. Sandy and Rich take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
