USDA Vs. FHA your options comparison in Emerald-Lake-Hills, San Mateo County, CA
In 2025, the USDA loan limit in Emerald-Lake-Hills, county of San Mateo, CA is $657,900, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the needed income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA options, helping you choose the program in that best fits your financial needs.
2025 Loan Limits and Downpayment Requirements in Emerald-Lake-Hills, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Emerald-Lake-Hills, CA
Lendersa® aims to efficiently connect you with the best USDA or FHA loan without hassle. Choose one of three entry points that lead to matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
First Citizen's Bank of Butte began with the goal of serving individuals and businesses in our local community and today we're proud to continue that tradition. Our mission is to remain independent, as a locally owned and directed institution, managed by the people we serve in a way that promotes economic growth and stability within our community.
The Federal Credit Union is a member-owned financial organization providing accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth.and also We are here to serve your financial needs. Please contact us to let us know how we can better serve you. Check our great services.
Mile High Federal Credit Union is a member-owned, not-for-profit financial organization operated in Butte, Montana. Mile High Credit Union has been in operation since 1936 Our goals are to continue the credit union philosophy of people helping people by encouraging savings, offering loans at competitive rates, & providing the best quality service.
Butte Community Federal Credit Union offers loans, money orders, traveler's cheques, and more. Our quick and easy money services put convenience first. We have an online banking portal that helps make money management a breeze. Visit our location today to get signed up for your new account or loan.
2000 South Russell Street, Suite 1, Missoula, MT, 59801
MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities
Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.
For more than 20 years Bryon Smith has been providing clients with top notch service along with low fees. Whether you are purchasing your first home, buying or building your dream home, investing in rental properties or refinancing, Bryon will work hard to get you the best mortgage program to meet your financial needs.
2307 Stephens Ave, Suite 7901, Missoula, MT, 59801
Many people like to know what to expect before they visit with someone at a mortgage company. That’s why we start by answering your questions and helping you understand the process. We will go above and beyond to ensure every meeting, every call, and every step of applying for a mortgage is as smooth and stress-free as possible.
The 1st Mortgage Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
