USDA Vs. FHA Pro and Con comparison in Woodmoor, El Paso County, CO
For 2025, the USDA loan limit in Woodmoor, located in El Paso, CO, is $368,000, whereas the FHA limit is $517,500 for a single-family residence.
Leverage the Lendersa® USDA loan calculator to review today's top USDA versus FHA rates and establish the income, credit, reserves, and documentation needed to qualify. With our sophisticated mortgage calculator, you can access a side-by-side comparison of USDA, FHA, Conforming, and VA options to choose the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Woodmoor, El Paso County, CO
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Choices in Woodmoor, CO
The aim of Lendersa® is to promptly and effectively provide you with the best USDA or FHA loan without any complications. Begin by selecting any of the three entry points to discover matching lenders and the USDA loan programs available.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed mortgage offered by the Department of Agriculture. These loans are only available in rural areas and differ from FHA loans, which require a minimum down payment of 3.5%. USDA loans, however, require no down payment at all.
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