USDA VS FHA in Gleneagle, El Paso County, CO

In 2026, the USDA loan limit in Gleneagle located within El Paso County, CO reaches $368,000, whereas the FHA loan limit for a single-family home is set at $517,500. This provides guidance for prospective buyers regarding homes in your area.

By utilizing the Lendersa® USDA loan calculator, you can effectively compare the best available USDA and FHA rates today. This tool is crucial in determining the necessary income, credit, reserves, and documentation needed for qualification. With our state-of-the-art mortgage calculator, you get a comprehensive view where USDA, FHA, Conforming, and VA options appear side by side, empowering you to make an informed choice on which program in Alabama aligns best with your financial situation.

Compare competitive loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Requirements in Gleneagle, El Paso County, CO

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $517,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Gleneagle, CO

The primary objective of Lendersa® is to secure the most advantageous USDA or FHA loans for you promptly, ensuring an uncomplicated process. Choose one of three initial paths that offer connections with lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in CO

A USDA home loan is backed by the Department of Agriculture and is also known as a USDA rural development loan. This type of mortgage is only accessible in rural neighborhoods. Distinct from FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment, making them an appealing option for buyers in these areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mango Mortgage Corporation
  • 19501 East Mainstreet, Suite 200, Parker, CO, 80138
  • Mango Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Stewart Closes LP
  • 19751 E Mainstreet, Suite 253, Parker, CO, 80138
  • We strive to provide borrowers with wholesale financing at the lowest rates and with the quickest closing turn times while assessing rate forecasts and influential economic factors. We offer wholesale rates for all conventional and jumbo mortgage loans. Our service is genuine and reliable. Most importantly, we keep our customers happy.
  • PLUM CREEK FUNDING, INC.
  • 10952 South Pikes Peak Drive, Parker, CO, 80138
  • Plum Creek Funding has been serving the mortgage needs of homeowners and businesses in Colorado for over 25 years. At Plum Creek Funding, we understand that the process of securing a mortgage can be intimidating. That’s where our experienced mortgage brokers truly make a difference.
  • Deer Creek Mortgage
  • 8603 Redstone Street, Littleton, CO, 80126
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Residential Capital Group LLC
  • 27404 Arrowhead Lane, Conifer, CO, 80433
  • Residential Capital Group was founded in 2000 . Over the last decade we have built a strong reputation as an outstanding mortgage broker among the lending community. We have achieved preferred status and honored recognition with our lending partners. Through continued education and intensive industry research
  • BW Mortgage LLC
  • 1745 Shea Center Dr, Suite 400, Littleton, CO, 80129
  • At BW Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Home Grants Colorado
  • 1745 Shea Center Dr, Suite 400, Highlands Ranch, CO, 80129
  • Buying your first home is one of the best financial decisions you can make! It’s also one of the biggest purchases most people make in their life time. That’s why our financing professionals have partnered with Colorado Grant Programs to help you with making that process easier. Not only will they be able to tell you quickly.
  • Desert Mountain Financial Inc
  • 66 West Springer Drive, Suite 202, Highlands Ranch, CO, 80129
  • Desert Mounatin Financial was founded with the core principals of Transparency, Independence and Accountibilty. We're a multi-state Mortgage Broker providing our valued clients with the lowest rate and fee structure in the industry. We pledge to help our Clients and Referral Partners overcome the traditional roadblocks.
  • Surety Home Loans LLC
  • 9249 S Broadway, Highlands Ranch, CO, 80129
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. It's your loan...your way! Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage365 Lending LLC
  • 640 Plaza Drive, Suite 120, Highlands Ranch, CO, 80129
  • Mortgage365 is dedicated on unlocking the full power and potential of the Microsoft Cloud and making it Mortgage Aware for lenders looking to create BETTER, SMARTER, FASTER loan experiences. We harness the latest technology to reverse the cycle of rising costs and falling productivity and simply put; do MORE with LESS.
  • Vertex Financial Group Inc
  • 640 Plaza Drive, Suite 120, Littleton, CO, 80129
  • our goal is to provide you with superior mortgage advice, professional service, along with low interest rates. Our skilled, knowledgeable Loan Advisors guide you through the process of selecting the right mortgage that best fits your goals & objectives, with no surprises and no hidden fees.