USDA Loan Vs. FHA loan pro & con Monument, El Paso County, CO

In 2025, the USDA loan threshold for Monument in El Paso county, CO, is $368,000. Meanwhile, the FHA limit for a single-family home is $517,500.

Leverage the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates. This tool helps you ascertain the income, credit, reserves, and documents needed for loan qualification. Using our comprehensive mortgage calculator, you can compare the USDA, FHA, Conforming, and VA programs side by side to determine the most suitable choice for your financial situation in .

Exploring USDA and FHA Loan Options in Monument, CO

At Lendersa®, our mission is to quickly and conveniently secure the optimal USDA or FHA loan for you. Choose one of three ways to find matching lenders and USDA programs.

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Understanding What a USDA Loan is in CO

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage demands no down payment at all.

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(877) 885-7757 Lender's profile and map Reviews American First Bancorp Inc 4194 Fulton Drive NE, Canton, OH, 44718 American First Bancorp, Inc. is the most efficient and honest way to purchase or refinance a home. American First Bancorp, Inc. creates the best solution for borrowers from a huge variety of programs. We operate at the highest level of integrity, deliver on our commitments, which builds a foundation of trust with our customers.
(330) 305-1996 Lender's profile and map Reviews Signature Mortgage 4790 Douglas Circle NW, Canton, OH, 44718 Since 1996, Signature Mortgage is an INC 500 fastest growing company and we have closed over $4 billion in residential loans – that’s over 20, 000 satisfied families! We have a 5 STAR Rating on social media for delivering world class customer service and communication throughout the mortgage process
(828) 252-6458 Lender's profile and map Reviews Telco Community Credit Union 712 New Leicester Hwy, Asheville, NC, 28806 Telco Community Credit Union has been providing financial services to communities in the Western North Carolina Area for over 80 years. We were organized in 1935 to serve the employees of the Southern Bell Telephone System. Today, we are a community chartered credit union serving in 21 counties.
(706) 769-6611 Lender's profile and map Reviews Oconee State Bank 35 North Main Street, Watkinsville, GA, 30677 Oconee State Bank is a locally owned and operated Community Bank in Oconee County, offering a competitive line of products and services. Oconee State Bank has 3 full-service branches located in Oconee County, GA. In December 2004, the H. Mell Wells Operations Center and Rosella E. Hansford Learning Center were dedicated.
(404) 213-2447 Lender's profile and map Reviews Remarkable Mortgage 35 North Main Street, Watkinsville, GA, 30677 Remarkable Mortgage leaves a lasting impression on the customers we serve, bringing confidence and simplicity to home financing. Launched by an experienced team of loan advisors in February 2022, Remarkable Mortgage brings an innovative and progressive approach to mortgage loans by offering top-notch customer service and customized loan solutions.
(706) 546-1600 Lender's profile and map Reviews Aviante Mortgage 1351 Jennings Mill Rd, Suite A, Watkinsville, GA, 30677 "Aviante Mortgage is placed in the lineup among other Real Estate Companies. This establishment is rated 4 by NiceLocal users and provides its services in Georgia city by the official address: Watkinsville, GA 30677, 1351 Jennings Mill Rd. Geographic system coordinates are: longitude — 83°27'42.66''W (-83.46185), latitude — 33°55'5.52''N (33.9182
(330) 494-8775 Lender's profile and map Reviews First Ohio Community Federal Credit Union 8200 Cleveland Avenue NW, North Canton, OH, 44720 The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.
(330) 478-8400 Lender's profile and map Reviews St. Joseph's Federal Credit Union 1811 Whipple Avenue NW, Canton, OH, 44708 St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration
(706) 468-6418 Lender's profile and map Reviews Bank of Monticello 141 East Greene Street, Monticello, GA, 31064 On March 22, 1892, a citizens meeting was held at the Jasper County Courthouse, Monticello, Georgia, to issue stock at $100.00 per share to establish Bank of Monticello. The Jackson Banking Company was custodian for the funds. Operations began in a storeroom rented from M. S. and L. O. Benton. A lot was offered by James Lewis
(828) 884-7283 Lender's profile and map Reviews Ecusta Credit Union 2074 Asheville Highway, Brevard, NC, 28712 Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest. After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
(828) 393-0088 Lender's profile and map Reviews Carolina Financial Group 100 Elks Club Rd, Brevard, NC, 28712 Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).
(423) 282-0671 Lender's profile and map Reviews Select Seven Credit Union 333 East Main Street, Johnson City, TN, 37601 Select Seven Credit Union was originally called Pet Dairy Employees Federal Credit Union and received a federal charter on March 15, 1949. The original charter covered the employees of Pet Dairy Products Company in several southeastern states. we offer members a tremendous choice of financial products such as loans for almost every purpose.