USDA Loan Vs. FHA loan pro & con Monument, El Paso County, CO

In 2026, the USDA loan threshold for Monument in El Paso county, CO, is $368,000. Meanwhile, the FHA limit for a single-family home is $517,500.

Leverage the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates. This tool helps you ascertain the income, credit, reserves, and documents needed for loan qualification. Using our comprehensive mortgage calculator, you can compare the USDA, FHA, Conforming, and VA programs side by side to determine the most suitable choice for your financial situation in .

Exploring USDA and FHA Loan Options in Monument, CO

At Lendersa®, our mission is to quickly and conveniently secure the optimal USDA or FHA loan for you. Choose one of three ways to find matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding What a USDA Loan is in CO

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage demands no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

206 618 5992 Lender's profile and map Reviews Eastside Funding 3927 Lake Washington Blvd NE, Kirkland, WA, 98033 Eastside Funding has closed over one billion dollars worth of loans in the past 12 years, becoming an industry leader in foreclosed property investment for one simple reason: we make borrowing simple, with no qualifying, appraisals, or inspections. With as little as zero down, we take over at auction to make the property investment.
425.828.9800 Lender's profile and map Reviews Veristone Mortgage, LLC. 6725 116th Ave NE Suite 210, Kirkland, WA, 98033 At Veristone, we are private money lenders and experienced mortgage professionals who desire to partner with you to make your real estate investments a success. Veristone Mortgage offers portfolio and traditional lending solutions for investment properties in Idaho, Oregon and Washington.
(541) 347-3521 Lender's profile and map Reviews First Community Credit Union 75 12th St SE, Bandon, OR, 97411 First Community Credit Union has been serving Oregonians for more that 60 years. Today we are among the strongest credit unions in the nation. As a federally insured, not-for-profit, full-service financial institution, we're dedicated to helping our members and our communities prosper through solutions that result in financial success
(906) 387-2006 Lender's profile and map Reviews Peoples State Bank of Munising 100 E. Superior St., Munising, MI, 49862 On May 7, 1910, seven men met to approve the Articles of Incorporation of a new bank. “The Peoples State Bank of Munising, ” as it was named, was established for the purpose of a commercial and savings bank. The bank opened for business on Wednesday, June 15, 1910. Over time, five branches were opened: Au Train in 1991,
(765) 825-2171 Lender's profile and map Reviews Union Savings and Loan Association 730 Central Avenue, Connersville, IN, 47331 Founded in 1892, USLA is a conservative, “old school” bank, committed to the customer service and hometown style that has made us successful in the 19th, 20th, and now 21st Centuries. If you are looking for a bank that still maintains traditional values, still believes in community service, and still makes loan decisions locally, then Union Savings
(765) 827-1317 Lender's profile and map Reviews Whitewater Regional FCU 3030 Western Avenue, Connersville, IN, 47331 Whitewater Regional FCU is a full-service credit union 1939. We have grown from our humble beginnings in a small office located above the factory floor of Roots Connersville Blowers to a small community credit union where everyone feels at home. We provide fast, friendly, convenient service for all of our members
(206) 890-9432 Lender's profile and map Reviews Every Door Home Loans 5506 6th Ave S, Suite 204, Seattle, WA, 98108 Every Door Home Loans has upgraded the traditional mortgage experience. Our innovative lending model invests more money, offer more services, and leverages resources exclusive to Every Door Home Loans. Being free of strict corporate bureaucracy allows us the ability to be nimble, innovative, collaborative, and competitive
8133847579 Lender's profile and map Reviews Builders Capital 5601 6th Ave S., Suite 350, Seattle, WA, 98108 Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.
(425) 828-4600 Lender's profile and map Reviews Lakeshore Mortgage Services Inc PO Box 2190, Kirkland, WA, 98083 Lakeshore Mortgage Services, Inc., has been providing cash for contracts, notes and trust deeds since 1979. You can sell all or various portions of your contract, giving you a lump sum of money now instead of waiting for periodic installments. We quote net prices to you which means that we pay all of the closing costs.
(260) 456-1802 Lender's profile and map Reviews UBCFCU 2200 Smith Street, Fort Wayne, IN, 46803 UBCFCU has a mission of making competitive financial services and products available while increasing financial literacy and personal financial stability for the population we serve. We are also a Community Development Financial Institution that exists to expand economic opportunities in low income communities providing access to financial products
(253) 722-5212 Lender's profile and map Reviews Community 1st Credit Union WA 955 Ross Loop, Suite 100, Dupont, WA, 98327 At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.
(253) 964-3113 Lender's profile and map Reviews America's Credit Union 1495 Wilmington Drive, Dupont, WA, 98327 ACU is a not-for-profit credit union. Unlike traditional banks, we don’t issue stock or pay dividends to outside stockholders. Instead, we are owned and operated by our members — and all profits are returned to our membership. This allows us to offer lower loan rates, higher interest returns on deposits.