USDA Vs. FHA your options comparison in Monument, El Paso County, CO
In 2026, the USDA loan threshold for Monument in El Paso county, CO, is $368,000. Meanwhile, the FHA limit for a single-family home is $517,500.
Leverage the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates. This tool helps you ascertain the income, credit, reserves, and documents needed for loan qualification. Using our comprehensive mortgage calculator, you can compare the USDA, FHA, Conforming, and VA programs side by side to determine the most suitable choice for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Monument, El Paso, CO
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Monument, CO
At Lendersa®, our mission is to quickly and conveniently secure the optimal USDA or FHA loan for you. Choose one of three ways to find matching lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage demands no down payment at all.
Integrity Bank & Trust is an employee-owned community bank, dedicated to the Colorado Springs area.
The staff at Integrity is motivated and inspired by meeting the financial service needs of our customers and community. We endeavor to display behavior that is consistent with our faith-based beliefs and to serve others for their benefit.
Our mission statement at The Fox Mortgage Team is to ensure we get you the Best deal not just a better deal so you’ll Never have to go through this very stressful event again. We specialize in VA home loans but also do all other types of loans as well! At the Fox Mortgage Team you’ll have a very pleasant experience with as little stress as possible
555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921
Lends in Colorado
View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.
13570 Northgate Estates, Suite 200, Colorado Springs, CO, 80921
Lends in Colorado
Bear Creek Mortgage Corp. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
Lends in Colorado
We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Modlending, Inc. is an equal housing opportunity mortgage company. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing.
7150 Campus Dr, Suite 265, Colorado Springs, CO, 80920
Lends in Colorado
“Affinity Mortgage Brokers” came to be just a few years ago, but its history stretches so much further than that. Dwight Howard, President and CEO of Affinity Mortgage, has been working in the mortgage industry since the 1990s. In the beginning, he was a Soldier by day and a Home Loan Specialist by night.
