In 2026, the USDA loan limit in Frisco, in the county of Summit, CO is $740,600 whereas the FHA limit for a single-family home is $953,350.
Use the Lendersa® USDA loan calculator to contrast today's top rates for USDA versus FHA loans and assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $740,600 | 0% |
| FHA | $953,350 | 3.5% |
| Conventional Conforming | $953,350 | 3% |
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three starting paths that link you to suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. It differs from FHA loans, which require a minimum 3.5% down payment, as USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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