USDA Loan Vs. FHA loan pro & con for Frisco, Summit County, CO

In 2025, USDA loan limit in Frisco, county of Summit, CO is $740,600 while FHA limit is $953,350 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Frisco, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(671) 477-8736 -5834 miles Lender's profile and map Reviews Coast360 Federal Credit Unio 450 Route 8, Hagatna, GU, 96910 Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
(970) 453-9550 9 miles Lender's profile and map Reviews Apex Mortgage Brokers 16 Linden Lane, Breckenridge, CO, 80424 Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
(970) 406-5014 15 miles Lender's profile and map Reviews Cedar Home Loans LLC 120 Buffalo Court, Dillon, CO, 80435 Cedar Home Loans can save time and reduce costs by providing customized mortgage solutions to assist clients in accomplishing their financial goals. We believe refinancing or buying a home should be easy. Our Summit County lending advisors will help you put your finances in order to attain the Colorado home of your dreams.
(970) 845-7000 19 miles Lender's profile and map Reviews Central Rockies Mortgage Corp 30 Benchmark Rd, Suite G3, Avon, CO, 81620 Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.
(970) 748-0342 19 miles Lender's profile and map Reviews Eagle One Financial 150 E Beaver Creek Blvd, Avon, CO, 81620 We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties. We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years
(303) 848-2775 30 miles Lender's profile and map Reviews ADV Mortgage 12 Rosalie Rd, Bailey, CO, 80421 ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.
(970) 300-2115 41 miles Lender's profile and map Reviews Hamlet Financial Corporation 1445 Red Butte Drive, Aspen, CO, 81611 At Hamlet Financial Corporation. We know that each customer has specific needs, so we strive to meet those demands with a wide array of products, exceptional service and individualized attention. We offer an extensive network of lending sources for conforming, jumbo and super jumbo loans for primary residences, second homes
(303) 900-8254 42 miles Lender's profile and map Reviews Hartness Home Loans LLC 28465 Cragmont Drive, Evergreen, CO, 80439 Hartness Home Loans is a full-service mortgage broker based in Evergreen, Colorado. We provide Jumbo, Conventional FHA, VA, New Construction, Renovation, Reverse, and Down Payment Assistance Mortgages in Colorado. Whether you are buying a home or refinancing we can help you realize your dream of home
(303) 832-5656 42 miles Lender's profile and map Reviews Mint Mortgage LLC 31021 Troutdale Ridge Road, Evergreen, CO, 80439 Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
(303) 489-1129 42 miles Lender's profile and map Reviews Loan Zone Mortgage, LLC. 28225 Hwy 74, Suite 202, Evergreen, CO, 80439 The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(303) 674-2300 42 miles Lender's profile and map Reviews Fox Valley Mutual Inc 2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439 Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.