USDA Vs. FHA Pro and Con comparison in Frisco, Summit County, CO

In 2025, the USDA loan limit in Frisco, in the county of Summit, CO is $740,600 whereas the FHA limit for a single-family home is $953,350.

Use the Lendersa® USDA loan calculator to contrast today's top rates for USDA versus FHA loans and assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Downpayment Details in Frisco, Summit, CO

Loan Type Loan Limit Down Payment
USDA $740,600 0%
FHA $953,350 3.5%
Conventional Conforming $953,350 3%

Options for USDA and FHA Loans in Frisco, CO

The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three starting paths that link you to suitable lenders and USDA loan programs.

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Defining USDA Loans in CO

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. It differs from FHA loans, which require a minimum 3.5% down payment, as USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • J Stevens Mortgage
  • 2299 Pearl Street, Suite 208, Boulder, CO, 80302
  • With an established reputation for finding mortgage solutions through creative financing we offer personalized attention and focus on your unique individual financial needs to get the outcome that you are looking for. If you're buying a new home we can help you get pre-qualified and find out how much you can spend on your new home Purchase.
  • Premier Mortgage Group
  • 1844 Folsom St, Boulder, CO, 80302
  • A Colorado owned and operated company since 1986, Premier Mortgage Group, a division of Cherry Creek Mortgage Co., Inc., is one of the Rocky Mountain Region’s most trusted providers of home loans. Built on the hallmarks of integrity, excellence and dedication, we are committed to caring for our customers and building lifetime relationships
  • Bancsource Mortgage Corporation
  • 7550 West Yale Avenue, Suite B206, Denver, CO, 80227
  • BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.
  • Academy National Mortgage Corporation
  • 1955 South Lake Road, Denver, CO, 80227
  • Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
  • Ruby Rose Loans and Processing
  • 5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227
  • "Ruby Rose Investments dba Ruby Rose Loans and Processing was formed with the intention of helping others build security in real estate. At the time I started my own company in 2004 I had been doing residential real estate for five years and was advised to form my own company."
  • EquiLane Lending, LLC
  • 3190 S Wadsworth Blvd, Suite 200, Lakewood, CO, 80227
  • The EquiLane Lending, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Blue Arrow Lending Group Inc
  • 17918 West 86th Avenue, Arvada, CO, 80007
  • We are a boutique mortgage brokerage focused on educating and empowering our partners and clients to set them up for success for a home purchase or refinance transaction. Our mission is to offer our clients and business partners a wide range of products with the very best pricing. It's our passion to deliver exceptional customer service.
  • Uptown Financial Group, Inc.
  • 15550 W 64th Place, Arvada, CO, 80007
  • Uptown Financial Group, Inc. is a boutique mortgage company licensed in CA, CO, FL, TX, and VA. We specialize in providing our clients with the finest mortgage solutions tailored to their unique situations and individual needs. Let's face it, loans are as unique as people these days and one size doesn't fit all.
  • Champion Funding LLC
  • 7402 S Upham St, LITTLETON, CO, 80128
  • Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property
  • Residential Lending LLC
  • 6901 South Pierce Street, Suite 290, Littleton, CO, 80128
  • Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
  • Spectra Mortgage
  • 7175 West Jefferson Avenue, Suite 1350, Denver, CO, 80235
  • The right mortgage allows you to build equity and, ultimately, to build wealth. A home mortgage is a financial investment in your future. You want a loan that satisfies both short and long-term financial goals by allowing you to buy a home today and accumulate wealth over time. We believe our clients deserve