USDA Vs. FHA Pro and Con comparison in Frisco, Summit County, CO
In 2026, the USDA loan limit in Frisco, in the county of Summit, CO is $740,600 whereas the FHA limit for a single-family home is $953,350.
Use the Lendersa® USDA loan calculator to contrast today's top rates for USDA versus FHA loans and assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2026 Loan Limits and Downpayment Details in Frisco, Summit, CO
Loan Type
Loan Limit
Down Payment
USDA
$740,600
0%
FHA
$953,350
3.5%
Conventional Conforming
$953,350
3%
Options for USDA and FHA Loans in Frisco, CO
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three starting paths that link you to suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. It differs from FHA loans, which require a minimum 3.5% down payment, as USDA loans require no down payment.
The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado.
Mobile and traditional directions to this location can be found below along with ratings
First Education Federal Credit Union has been open since 1947. It's the 11th largest credit union in Wyoming with assets totaling $81.99 Million and providing banking services to more than 6, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
Guild Mortgage has become one of the nation’s leading independent mortgage providers by following a simple rule—doing what’s right for our customers.
When you choose Guild, you get:
- A commitment closing your loan on time
- A wide array of specialized products and programs for every type of homebuyer
Bank of Commerce is committed to our community. Our mission is simply to “Be A Better Bank”. This means that we will not only work in our community, but we are proud to be actively involved in and around our community to make it a better place for all of us to live, work, and play.
Bank of the San Juans began in 1998 as a start-up with Durango community investors. Over the ensuing two decades, the bank has grown into a robust organization across Colorado, with 20 locations in 14 communities and 200+ employees. In 2008, the bank joined the Glacier family of banks and operates.
At Sinberg Capital Lending we understand the needs and goals of each of our clients. We work directly with clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate markets. Established in 2007, Sinberg Capital Lending offers a complete portfolio of loan products at highly competitive rates.
Animas Mountain Mortgage is a trusted local mortgage company. For 20+ years, the founder Peter Pritchard has been bringing people’s dream of homeownership to life while providing local, in-house processing and underwriting on every individual loan. Peter has closed thousands of loans throughout his career,
The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.
At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.
