In 2025, the USDA loan limit for Berthoud within Larimer County, CO, is $522,100, whereas the FHA cap for a single-family home is $614,100.
Employ the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $522,100 | 0% |
| FHA | $614,100 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly provide you with the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan, which is guaranteed by the government through the Department of Agriculture, is often known as a USDA rural development loan or USDA mortgage. These loans are designed for rural communities exclusively. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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