USDA Vs. FHA Pro and Con comparison in Berthoud, Larimer County, CO
In 2025, the USDA loan limit for Berthoud within Larimer County, CO, is $522,100, whereas the FHA cap for a single-family home is $614,100.
Employ the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Berthoud, Larimer County, CO
Loan Type
Loan Limit
Down Payment
USDA
$522,100
0%
FHA
$614,100
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Opportunities in Berthoud, CO
The mission of Lendersa® is to swiftly provide you with the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan, which is guaranteed by the government through the Department of Agriculture, is often known as a USDA rural development loan or USDA mortgage. These loans are designed for rural communities exclusively. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment.
402 West Spruce Street, Sault Sainte Marie, MI, 49783
Chippewa County Credit Union Over the years, the credit union grew. An office was opened and employees were eventually hired. The name underwent a few changes, of course staff has changed, and we’ve moved to a bigger space, but we’re still the same. We take pride in being able to serve not only teachers and school administrators.
119 East Water Street, Unit 1, Sault Sainte Marie, MI, 49783
Federal Employees of Chippewa County Credit Union is dedicated to service the financial and economic well-being of our members, while giving constant consideration to their present and future needs, while striving to exceed their expectations. We are a small Credit Union located inside the beautiful Army Corps of Engineers Building on Water Street
4489 I-75 Business Spur, Sault Sainte Marie, MI, 49783
Established in 1958, Soo Co-op Credit Union is a not-for profit Financial Cooperative serving over 23, 000 members in the Eastern Upper Peninsula. With a passion for continuous improvement, our focus is to provide personalized service and a complete range of financial services designed to meet the individual needs of our members
Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward
Central Savings Bank has 9 locations with over 60 employees and more than $400 million in assets. The Bank is very involved in the communities it serves with organizations like United Way of the EUP, War Memorial Hospital’s Road to Recovery, Relay For Life of the EUP, the schools near its branches and many other local causes annually.
Faith Mortgage LLC offers a variety of loan programs to meet your needs. Available to you are FHA, VA, Conventional and USDA loan types. Ready to purchase a home, refinancing your existing home or needing cash out to do improvements or payoff debt, contact Faith Mortgage LLC 205-655-7250
We here at the Toledo Police Federal Credit Union are proud to be a part of the credit union movement since we were chartered by the NCUA on March 18, 1940. Since that time we have had the opportunity to provide our members with personalized services to meet their financial needs.
Huron Valley State Bank officially opened for business in August 2005 as Huron Valley’s first community bank. We are proud to be owned by local investors, governed by local directors and managed by people who live in and support this community. Our mission is to be the financial services provider of choice within our community.
560 North Milford Road, Suite 202, Milford, MI, 48381
Our mission is to serve with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Most importantly, we promise to help you.
UKFCU is a rapidly growing, non-profit federally chartered credit union dedicated to providing quality financial services. For over 70 years, our commitment to providing exceptional customer service to every member of the cooperative sets us apart from other organizations. We strive to create a professional environment that fosters personal growth.
Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned
