For the year 2025, the USDA loan limit in Loveland, located in the county of Larimer, CO, is $522,100. Meanwhile, the FHA cap for a single-family home is $614,100.
To compare the best available USDA versus FHA rates today, utilize the Lendersa® USDA loan calculator. It helps you discern the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating the decision-making process for which option in
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| Type of Loan | Loan Limit | Down Payment |
| USDA | $522,100 | 0% |
| FHA | $614,100 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to secure the optimal USDA or FHA loan for you efficiently and without complications. Start with one of these three approaches to connect with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered in rural regions exclusively. Unlike FHA loans, which necessitate a 3.5% minimum down payment, USDA loans do not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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