USDA Vs. FHA Pro and Con comparison in Loveland, Larimer County, CO
For the year 2025, the USDA loan limit in Loveland, located in the county of Larimer, CO, is $522,100. Meanwhile, the FHA cap for a single-family home is $614,100.
To compare the best available USDA versus FHA rates today, utilize the Lendersa® USDA loan calculator. It helps you discern the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating the decision-making process for which option in fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Loveland, Larimer, CO
Type of Loan
Loan Limit
Down Payment
USDA
$522,100
0%
FHA
$614,100
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Loveland, CO
The objective of Lendersa® is to secure the optimal USDA or FHA loan for you efficiently and without complications. Start with one of these three approaches to connect with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered in rural regions exclusively. Unlike FHA loans, which necessitate a 3.5% minimum down payment, USDA loans do not require any down payment at all.
1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302
Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community.
Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona
Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.
Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.
We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!
At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.
Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.
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With an established reputation for finding mortgage solutions through creative financing we offer personalized attention and focus on your unique individual financial needs to get the outcome that you are looking for. If you're buying a new home we can help you get pre-qualified and find out how much you can spend on your new home Purchase.
A Colorado owned and operated company since 1986, Premier Mortgage Group, a division of Cherry Creek Mortgage Co., Inc., is one of the Rocky Mountain Region’s most trusted providers of home loans. Built on the hallmarks of integrity, excellence and dedication, we are committed to caring for our customers and building lifetime relationships
Our mortgage experts give you the individual attention you deserve - our priority is you. Mortgages Plus is trusted by clients and Colorado’s real estate professionals offering Lending at Its Best: | commitment to excellence | competitive rates | integrity | knowledge | exceptional service | loans that fit your lifestyle and financial goals |
Someday Mortgage takes a modern approach to serving our borrowers best interests! We offer free side-by-side consultations comparing a variety of options to ensure we find the best rates and terms for the next phase of your life. We offer industry leading mortgage services where we actively seek to beat, or at least match, competing rates!
