USDA Vs. FHA your options comparison in Breckenridge, Summit County, CO
In 2026, the USDA loan cap for Breckenridge, located in Summit county, CO, is set at $740,600, whereas the FHA limit for a single-family home is $953,350.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This aids in determining the needed income, credit, reserves, and documents for qualification. Our detailed mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program for your financial situation, especially in .
2026 Loan Limits and Down Payment Information in Breckenridge, Summit, CO
Loan Type
Loan Limit
Down Payment
USDA
$740,600
0%
FHA
$953,350
3.5%
Conventional Conforming
$953,350
3%
Exploring USDA and FHA Loan Choices in Breckenridge, CO
The aim at Lendersa® is to rapidly secure the best USDA or FHA loan, free from complications. Begin with one of three options to find matching lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage needs no down payment.
Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
Cedar Home Loans can save time and reduce costs by providing customized mortgage solutions to assist clients in accomplishing their financial goals. We believe refinancing or buying a home should be easy. Our Summit County lending advisors will help you put your finances in order to attain the Colorado home of your dreams.
ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.
Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.
We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.
We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years
Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439
Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.
1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439
Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers
Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
