USDA Vs. FHA your options comparison in Leadville, Lake County, CO

In 2024, USDA loan limit in Leadville, county of Lake, CO is $420,600 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Leadville, county of Lake, CO

Loan Type Loan Limit Down payment
USDA $420,600 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Leadville, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prospera Business Network
  • 865 Technology Blvd, Suite A, Bozeman, MT, 59718
  • Prospera Business Network is the leading non-profit organization advancing and supporting community-centered economic development in southwest Montana. Our focus is helping people start and grow their business – in turn strengthening our region’s economy and communities. Prospera services are client-focused offering entrepreneurs
  • Bank of Bozeman
  • 875 Harmon Stream Blvd., Bozeman, MT, 59718
  • Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.
  • LA Pro
  • 555 Zoot Enterprises Ln, Bozeman, MT, 59718
  • Since 1984, LA Pro has been providing software solutions to the lending industry. LA Pro loan servicing software is the latest and most advanced system built to handle a wide variety of lending needs. We have an extensive client base of credit unions, CUSOs, alternative lenders, banks,
  • GoPrime Mortgage Inc.
  • 2015 Charlotte St, Suite 3, Bozeman, MT, 59718
  • "We are a local lender backed by the experience and expertise of GoPrime Mortgage, Inc. based in North Carolina. With decades of combined experience our processors, underwriters and Loan Officers can offer unsurpassed service in one of the biggest transactions of your life. We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"
  • Alhambra Credit Union
  • 7339 N 35th Ave, Suite A, Phoenix, AZ, 85051
  • At Alhambra Credit Union, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans & other financial services to fellow members. Credit unions are not-for-profit, which means that instead of dividends going to shareholders, the profits are put back into the credit union to bring members lower fe
  • Copperstate Home Loans, LLC
  • 7362 North 38th Avenue, Phoenix, AZ, 85051
  • Copperstate Home Loans, LLC is an Arizona based mortgage company specializing in home lending. We pride ourselves on offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re a first-time home buyer or looking to refinance an existing loan
  • Paragon Mortgage Corporation
  • 1130 E Missouri Ave, Suite 204, Phoenix, AZ, 85014
  • Paragon Mortgage Corporation is an FHA, HUD MAP and LEAN approved mortgage lender solely focused on HUD-insured financing for over 33 years. Headquartered in Phoenix, Arizona, Paragon Mortgage is known for its highly experienced staff representing decades of originating, underwriting and processing of HUD/FHA loans.
  • Phoenix Mortgage Brokers LLC
  • 5227 North 7th Street, Phoenix, AZ, 85014
  • At PMB, you get a range of lending options tailored to meet your needs, as well as advice on the submission, processing, and funding of mortgage applications in Arizona. Our goal is to make borrowing simple and save you money. With a wide array of products for home mortgages, mortgage refinancing, and construction financing
  • Cobalt Mortgage LLC
  • 1434 E San Miguel Ave, Phoenix, AZ, 85014
  • Our team has a combined 50+ years experience in the mortgage industry. Our team is committed to making your lending experience a smooth & informed process. My niche for the past 18 years as a loan professional is figuring out how my client's specific needs fit with lender guidelines so that we can efficiently close your purchase
  • The State Exchange Bank
  • 1280 Main Street, Lamont, OK, 74643
  • The State Exchange Bank opened in Salt Fork, Oklahoma on October 1, 1901. As a result of circumstances brought about by the nation’s financial crisis in the early 1930s, the bank was moved to Lamont in 1935. Since its beginning, the bank has remained a locally-owned independent community bank.
  • Arizona Federal Credit Union
  • 333 N 44th St, Phoenix, AZ, 85008
  • Arizona Federal provides consumer & small business banking services to more than 145, 000 members throughout AZ. Arizona Federal is a locally-owned, not-for-profit financial cooperative that provides banking services. Arizona Federal's mission is to develop and serve an empowered membership through the delivery of financial services and expertise.