USDA Vs. FHA Pro and Con comparison in Leadville, Lake County, CO

During 2025, the USDA loan limit in Leadville, situated within Lake, CO, is $420,600, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. This tool helps ascertain necessary income, credit, reserves, and documentation for qualifying. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, enabling you to select the most suitable option in Alabama for your finances.

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2025 Loan Limits and Down Payment Requirements in Leadville, Lake, CO

Loan Type Loan Limit Down Payment
USDA $420,600 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Leadville, CO

The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan without inconvenience. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in CO

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. In contrast with FHA loans requiring a minimum 3.5% down payment, no down payment is necessary for a USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Academy National Mortgage Corporation
  • 1955 South Lake Road, Denver, CO, 80227
  • Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
  • Ruby Rose Loans and Processing
  • 5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227
  • "Ruby Rose Investments dba Ruby Rose Loans and Processing was formed with the intention of helping others build security in real estate. At the time I started my own company in 2004 I had been doing residential real estate for five years and was advised to form my own company."
  • EquiLane Lending, LLC
  • 3190 S Wadsworth Blvd, Suite 200, Lakewood, CO, 80227
  • The EquiLane Lending, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Spectra Mortgage
  • 7175 West Jefferson Avenue, Suite 1350, Denver, CO, 80235
  • The right mortgage allows you to build equity and, ultimately, to build wealth. A home mortgage is a financial investment in your future. You want a loan that satisfies both short and long-term financial goals by allowing you to buy a home today and accumulate wealth over time. We believe our clients deserve
  • The Colorado Mortgage Team
  • 7400 West Jefferson Ave, Suite 101, Denver, CO, 80235
  • We are a mortgage company comprised of the best of the best mortgage originators that are held to the highest standards of integrity and ethics. Our goal is to educate borrowers on the biggest investments of their lives regardless of loan amount or credit scores. Closing dates are in ink
  • LendEx Mortgage Group
  • 7114 W. Jefferson Ave, Suite 212, Lakewood, CO, 80235
  • "LendEx Mortgage Group is a great family of loan originators that are dedicated to making your goal a reality. Whether you wish to own your own home or you are looking to refinance your existing mortgage, we work for you to make it happen. Give us a call. Talk to any one of our personable professionals."
  • Colorado First Time Home Owner Grants
  • 7175 W. Jefferson Ave, Suite 4700, Denver, CO, 80235
  • Colorado First Time Home Owner Grants we work with people to help them accomplish the American dream of owning a home. We understand that it can be difficult to save the down payment needed to purchase a house so we work with programs to aid in obtaining a grant towards the costs associated with purchasing a house.
  • First Colorado National Bank
  • 133 Grand Avenue, Paonia, CO, 81428
  • First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.
  • The Mortgage Advisors LLC
  • 6437 South Ingalls Street, Littleton, CO, 80123
  • Mike Shaw is the owner of The Mortgage Advisors LLC. A unique mortgage brokerage with 20 years of experience in educating home buyers and borrowers on how to analyze your mortgage as an investment. Low Cost Home Loans! Purchase. Refinance. Cash Out.brokerage with 20 years of experience in educating home buyers
  • Community West Mortgage LLC
  • 9200 West Cross Drive, Suite 330, Littleton, CO, 80123
  • Community West Mortgage has formed strategic partnerships with leading mortgage investors to offer exclusive mortgage products. CWM still believes in the American Dream and wants to help you achieve your life and financial goals. and We are family run business and can collectively offer over 50 years of mortgage lending experience.
  • Mortgage Advisors LLC
  • 6338 South Wolff Court, Littleton, CO, 80123
  • Mortgage Advisors, LLC is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20181351770. The business office address is located at 6338 South Wolff Court, Littleton, CO 80123. The business is formed on April 27, 2018. The entity type is limited liability company.