USDA VS FHA in Columbine, Jefferson County, CO

In 2025, the USDA loan limit in Columbine, within Jefferson county of CO, is $684,200. Conversely, the FHA limit for a single-family home is $787,750.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Assess income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator presents side-by-side analysis of USDA, FHA, Conforming, and VA loans, aiding in selecting the optimal program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Columbine, County of Jefferson, CO

Loan Type Loan Limit Down Payment
USDA $684,200 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

USDA and FHA Loan Options in Columbine, CO

The aim of Lendersa® is to connect you with the best USDA or FHA loans swiftly and smoothly. Choose from three starting points to match lenders and USDA loan programs that suit your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, provided by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, the USDA loan program offers no down payment requirement, enhancing affordability for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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