USDA Vs. FHA your options comparison in Littleton, Arapahoe County, CO

In 2025, the USDA loan cap in Littleton within Arapahoe county, CO, is $547,400, whereas the FHA limit for a single-family home is $787,750.

Use Lendersa®'s USDA loan calculator to evaluate today’s prime USDA vs. FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. With our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to decide which option in best fits your financial profile.

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2025 Loan Limits & Downpayment Requirements in Littleton, Arapahoe, CO

Loan Type Limit Down Payment
USDA $547,400 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

Exploring USDA and FHA Loan Opportunities in Littleton, CO

Lendersa® aims to swiftly secure the best USDA or FHA loan for you, with ease. Choose from three starting strategies that align you with lenders and matching USDA programs.

Results for USDA loan requests with Lendersa

Understanding USDA Loans in CO

A USDA home loan, supported by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It is exclusively for rural neighborhoods. These loans do not require a down payment, unlike FHA mortgages, which need at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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