USDA Vs. FHA your options comparison in Ken-Caryl, Jefferson County, CO

In 2025, the USDA loan limit for Ken-Caryl, located in Jefferson county, CO, stands at $477,400. In comparison, the FHA loan limit for a single-family home is $596,850.

Leverage the Lendersa® USDA loan calculator to compare the best available rates for USDA vs FHA programs today. This resource can assist you in determining the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans presented side by side, enabling you to make an informed decision on which program may be most advantageous for your individual financial situation in places like .

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2025 Loan Limits and Downpayment Requirements in Ken-Caryl, County of Jefferson, CO

Loan Type Maximum Loan Limit Required Down Payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

Exploring USDA and FHA Loan Options in Ken-Caryl, CO

The objective of Lendersa® is making sure you secure the best possible USDA or FHA loan swiftly and effortlessly. You have the option to start with any of three distinct pathways that lead to connecting with matching lenders, offering compatible USDA loan programs.

Lendersa USDA loan request and matching results details

Understanding USDA Loans in CO

A USDA home loan is a financial product fully backed by the Government Department of Agriculture. Often referred to as a USDA rural development loan or USDA mortgage, it is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment from the borrower.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • "Home buying" or "Refinancing" is such a significant investment, you want to be sure that the team you choose will help you make the wisest decision. If you want to feel confident that you are selecting the most financially beneficial mortgage product, getting the most competitive price, and receiving personalized attention and service.
  • 5 Star Capital, LLC
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  • 5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
  • GoldenPoint Finance
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  • "GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California. GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."
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  • State Highway Credit Union ("SHCU"​) is a state-chartered and member-owned credit union, rooted in the heart of Central Washington State, since 1938. SHCU exists to help our members fulfill their dreams, to live a high quality of life today, and to be financially set for their futures.
  • Bridgepoint Funding, Inc.
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  • United Home Mortgage Corporation
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  • UHM is the first USA mortgage brokerage in Dubai. United Home Mortgage was founded in California in 1994 . Since then the company has earned an outstanding reputation in the marketplace with its clients, financial institutions and banks. The foundation of UHM is unwavering stance on conducting business with the highest ethical standards.
  • Bay Area Integrity Mortgage
  • 391 Taylor Blvd, Suite 110, Pleasant Hill, CA, 94523
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  • Financial Network Funding Group Inc
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  • At Financial Network Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Advisor Funding Group
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  • "We are committed to work with you and find the best alternative financial mortgage product to achieve your goal of homeownership. In these times of uncertainty where trust is an important factor at AFG we strive for excellence and building your trust as our long time client. We have the product, knowledge and right attitude to provide the result