USDA and FHA Pro and Con in Ken-Caryl, Jefferson County, CO

In 2024, USDA loan limit in Ken-Caryl, county of Jefferson, CO is $477,400 while FHA limit is $596,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Ken-Caryl, county of Jefferson, CO

Loan Type Loan Limit Down payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

USDA and FHA loan options in Ken-Caryl, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Real Estate Loans 4 You
  • PO Box 2469, Loveland, CO, 80539
  • Our team offers people in the Colorado and Fort Collins area USDA, VA, FHA, and many more loan options. We prioritize personal care and we strive to give our clients all the tools they need to succeed. Large banking institutions are only concerned with moving clients in and getting them out the door.
  • Weld Community Credit Union
  • 2555 47th Avenue, Greeley, CO, 80634
  • We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
  • Home Team Lending
  • 1019 37th Ave Ct, Greeley, CO, 80634
  • In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
  • Acclaimed Lending LLC
  • 2916 West 12th Street, Greeley, CO, 80634
  • Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
  • School District 3 Federal Credit Union
  • 1180 Crawford Ave, Colorado Springs, CO, 80911
  • OUR MISSION is To strive to continue the worldwide Credit Union philosophy of "people helping people" by providing quality services in a safe & sound financial environment to members. School District 3 Federal Credit Union, chartered in 1959. During the school year we will deposit $1 for every "A" on a quarterly report card into a savings account.
  • Gold Summit Lending
  • PO Box 337057, Greeley, CO, 80633
  • Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
  • Northern Colorado Credit Union
  • 2901 S. 27th Avenue, Greeley, CO, 80631
  • Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.
  • Fort Collins Mortgage LLC
  • 8340 Louden Circle, Fort Collins, CO, 80528
  • Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.
  • Family Mortgage CO, Inc.
  • 2203 N. Taft Ave, Loveland, CO, 80538
  • Family Mortgage provides residential mortgages for families and individuals looking to find their dream home or looking to refinance their existing mortgage. Whether you are a first time home buyer, an investor, or someone looking to sell your existing home and move up, we have the right mortgage loan for your needs.