USDA Vs. FHA your options comparison in Ken-Caryl, Jefferson County, CO

In 2025, the USDA loan limit for Ken-Caryl, located in Jefferson county, CO, stands at $477,400. In comparison, the FHA loan limit for a single-family home is $596,850.

Leverage the Lendersa® USDA loan calculator to compare the best available rates for USDA vs FHA programs today. This resource can assist you in determining the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans presented side by side, enabling you to make an informed decision on which program may be most advantageous for your individual financial situation in places like .

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2025 Loan Limits and Downpayment Requirements in Ken-Caryl, County of Jefferson, CO

Loan Type Maximum Loan Limit Required Down Payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

Exploring USDA and FHA Loan Options in Ken-Caryl, CO

The objective of Lendersa® is making sure you secure the best possible USDA or FHA loan swiftly and effortlessly. You have the option to start with any of three distinct pathways that lead to connecting with matching lenders, offering compatible USDA loan programs.

Lendersa USDA loan request and matching results details

Understanding USDA Loans in CO

A USDA home loan is a financial product fully backed by the Government Department of Agriculture. Often referred to as a USDA rural development loan or USDA mortgage, it is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment from the borrower.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Navy Federal
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  • TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.
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  • Go Mortgage Group, LLC
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  • Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.
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