USDA Vs. FHA your options comparison in Ken-Caryl, Jefferson County, CO

In 2026, the USDA loan limit for Ken-Caryl, located in Jefferson county, CO, stands at $477,400. In comparison, the FHA loan limit for a single-family home is $596,850.

Leverage the Lendersa® USDA loan calculator to compare the best available rates for USDA vs FHA programs today. This resource can assist you in determining the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans presented side by side, enabling you to make an informed decision on which program may be most advantageous for your individual financial situation in places like .

Explore and compare loan offers from a network of 100 lenders

2026 Loan Limits and Downpayment Requirements in Ken-Caryl, County of Jefferson, CO

Loan Type Maximum Loan Limit Required Down Payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

Exploring USDA and FHA Loan Options in Ken-Caryl, CO

The objective of Lendersa® is making sure you secure the best possible USDA or FHA loan swiftly and effortlessly. You have the option to start with any of three distinct pathways that lead to connecting with matching lenders, offering compatible USDA loan programs.

Lendersa USDA loan request and matching results details

Understanding USDA Loans in CO

A USDA home loan is a financial product fully backed by the Government Department of Agriculture. Often referred to as a USDA rural development loan or USDA mortgage, it is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment from the borrower.

Enter your location to find out if it qualifies for USDA rural housing loan?



Ken-Caryl Lenders

  • Champion Funding LLC
  • 7402 S Upham St, LITTLETON, CO, 80128
  • Lends in Colorado
  • Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property

  • Residential Lending LLC
  • 6901 South Pierce Street, Suite 290, Littleton, CO, 80128
  • Lends in Colorado
  • Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.

  • The Mortgage Advisors LLC
  • 6437 South Ingalls Street, Littleton, CO, 80123
  • Lends in Colorado
  • Mike Shaw is the owner of The Mortgage Advisors LLC. A unique mortgage brokerage with 20 years of experience in educating home buyers and borrowers on how to analyze your mortgage as an investment. Low Cost Home Loans! Purchase. Refinance. Cash Out.brokerage with 20 years of experience in educating home buyers

  • Community West Mortgage LLC
  • 9200 West Cross Drive, Suite 330, Littleton, CO, 80123
  • Lends in Colorado
  • Community West Mortgage has formed strategic partnerships with leading mortgage investors to offer exclusive mortgage products. CWM still believes in the American Dream and wants to help you achieve your life and financial goals. and We are family run business and can collectively offer over 50 years of mortgage lending experience.

  • Mortgage Advisors LLC
  • 6338 South Wolff Court, Littleton, CO, 80123
  • Lends in Colorado
  • Mortgage Advisors, LLC is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20181351770. The business office address is located at 6338 South Wolff Court, Littleton, CO 80123. The business is formed on April 27, 2018. The entity type is limited liability company.

  • The Holst Mortgage Group
  • 8500 West Bowles Avenue, Suite 207, Littleton, CO, 80123
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Next Generation Home Loans
  • 6732 W Coal Mine Ave, Suite 411, Littleton, CO, 80123
  • Lends in Colorado
  • Next Gen was founded in late 2016 and by design was to remain a small operation with the goal of only crafting loans for friends and family. That plan, however, was to be thwarted by the amount of people wanting to work with Jackie because of her expertise. Next Gen is also heavily committed to contributing to the community.

  • Colorado Professionals Mortgage
  • 8500 W. Bowles Ave, Suite 100A, Littleton, CO, 80123
  • Lends in Colorado
  • At Colorado Professionals Mortgage we believe it is our privilege and duty to understand your unique situation and challenges, present all the available options to help meet your goals, and guide you through the complexities of today’s highly regulated mortgage market. We will be your advocate throughout the process.

  • Red Rocks Credit Union
  • 8195 SouthPark Lane, Littleton, CO, 80120
  • Lends in Colorado
  • We are committed to inspiring our members through community engagement, educational seminars, and an exceptional experience that not only supports their financial goals, but also their well-being through each phase of their journey. We are a remember-your-name, make-your-dreams-happen kind of place.