USDA VS FHA in Evans, Weld County, CO

In 2026, in the county of Weld, CO, the USDA loan limit for Evans is $434,700. On the other hand, the FHA limit for a single-family home is $555,450.

Use the Lendersa® USDA loan calculator to evaluate today's premier USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option in suited to your financial situation.

Compare loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Evans, County of Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Evans, CO

The primary goal of Lendersa® is to secure the most advantageous USDA or FHA loan quickly and hassle-free. Choose one of three starting points to match with suitable lenders and USDA loan programs.

Depiction of Lendersa USDA loan request and matching outcomes

About USDA Loans in CO

A USDA home loan is supported by the U.S. Department of Agriculture, often referred to as a USDA mortgage or USDA rural development loan, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment, offering enhanced accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



Evans Lenders

  • Gold Summit Lending
  • PO Box 337057, Greeley, CO, 80633
  • Lends in Colorado
  • Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.

  • Weld Community Credit Union
  • 2555 47th Avenue, Greeley, CO, 80634
  • Lends in Colorado
  • We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.

  • Home Team Lending
  • 1019 37th Ave Ct, Greeley, CO, 80634
  • Lends in Colorado
  • In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.

  • Acclaimed Lending LLC
  • 2916 West 12th Street, Greeley, CO, 80634
  • Lends in Colorado
  • Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.

  • Northern Colorado Credit Union
  • 2901 S. 27th Avenue, Greeley, CO, 80631
  • Lends in Colorado
  • Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.

  • Edge Mortgage Inc
  • 2016 Overland Drive, Johnstown, CO, 80534
  • Lends in Colorado
  • Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.

  • 1st Liberty Lending
  • 1215 Reserve Drive, Longmont, CO, 80504
  • Lends in Colorado
  • 1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.

  • Fidelity Home Mortgage LLC
  • 1906 Kristy Court, Longmont, CO, 80504
  • Lends in Colorado
  • Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Symple Home Loans LLC
  • 11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
  • Lends in Colorado
  • "Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention.
    We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more.
    Having built our business on trusting relationships with real estate professionals"