USDA Vs. FHA Pro and Con comparison in Greeley, Weld County, CO
For the year 2025, in Greeley, located in the county of Weld, CO, the USDA loan ceiling is set at $434,700, whereas, for a single-family residence, the FHA cap is $555,450.
To compare the most favorable rates of USDA and FHA loans today, utilize the Lendersa® USDA loan calculator. This tool assists in evaluating the required income, credit, reserves, and necessary documentation to secure eligibility. Our sophisticated mortgage calculator provides a comparative analysis of USDA, FHA, Conforming, and VA loans side-by-side, guiding you in choosing the best suited program for your unique financial needs in .
Explore 2025 loan limits and down payment requirements in Greeley, Weld, CO
Type of Loan
Limit on Loans
Required Down Payment
USDA
$434,700
None (0%)
FHA
$555,450
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Greeley, CO
The primary aim of Lendersa® is to expedite the process of securing an optimal USDA or FHA loan with minimal inconvenience. Choose from three different starting strategies to find lenders and suitable USDA loan plans.
A USDA loan is a government-backed loan facilitated by the Department of Agriculture, also known as a USDA rural development loan. This type of mortgage is specifically available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
The Mortgage Marketplace We offer one of the largest selections of Wholesale loan programs available along with Wholesale Mortgage Rates direct to our Clients is your Premier Mortgage Team located in Redding, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple.
We hold ourselves to high standards. We value excellence in our personal lives and our company as a whole. We desire to provide high quality products and services while using the most up-to-date technology in order to stay ahead of the curve and make the process more efficient for us and less stressful for our clients.
At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.
Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.
Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible.
We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.
Texan Bank originally received its Federal Thrift Bank Charter as the Sugar Land, Texas, based “Bank of Fort Bend” in December 2007. The bank was purchased on March 30, 2011, by its current owner, Friendswood Capital Corporation, an investor-owned Bank Holding Company. The bank was renamed “Texan Bank” in July 2011
12650 N. Featherwood Dr, Suite 120, Houston, TX, 77034
Since 1974, Davis-Penn Mortgage Co. has dedicated its resources to providing developers and owners the expertise to obtain construction and permanent financing through the FHA/HUD programs. We are a privately held, full-service, direct lender of HUD multifamily loans and healthcare facilities. As a GNMA approved issuer and servicer.
12727 Featherwood Dr, Suite 286, Houston, TX, 77034
Clear Choice Home Loans LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
