USDA Vs. FHA Pro and Con comparison in Greeley, Weld County, CO

For the year 2025, in Greeley, located in the county of Weld, CO, the USDA loan ceiling is set at $434,700, whereas, for a single-family residence, the FHA cap is $555,450.

To compare the most favorable rates of USDA and FHA loans today, utilize the Lendersa® USDA loan calculator. This tool assists in evaluating the required income, credit, reserves, and necessary documentation to secure eligibility. Our sophisticated mortgage calculator provides a comparative analysis of USDA, FHA, Conforming, and VA loans side-by-side, guiding you in choosing the best suited program for your unique financial needs in .

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Explore 2025 loan limits and down payment requirements in Greeley, Weld, CO

Type of Loan Limit on Loans Required Down Payment
USDA $434,700 None (0%)
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Understanding USDA and FHA Loan Options in Greeley, CO

The primary aim of Lendersa® is to expedite the process of securing an optimal USDA or FHA loan with minimal inconvenience. Choose from three different starting strategies to find lenders and suitable USDA loan plans.

Loan request results and matching by Lendersa USDA

Defining a USDA Loan in CO

A USDA loan is a government-backed loan facilitated by the Department of Agriculture, also known as a USDA rural development loan. This type of mortgage is specifically available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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