USDA Vs. FHA Pro and Con comparison in Greeley, Weld County, CO
For the year 2026, in Greeley, located in the county of Weld, CO, the USDA loan ceiling is set at $434,700, whereas, for a single-family residence, the FHA cap is $555,450.
To compare the most favorable rates of USDA and FHA loans today, utilize the Lendersa® USDA loan calculator. This tool assists in evaluating the required income, credit, reserves, and necessary documentation to secure eligibility. Our sophisticated mortgage calculator provides a comparative analysis of USDA, FHA, Conforming, and VA loans side-by-side, guiding you in choosing the best suited program for your unique financial needs in .
Explore 2026 loan limits and down payment requirements in Greeley, Weld, CO
Type of Loan
Limit on Loans
Required Down Payment
USDA
$434,700
None (0%)
FHA
$555,450
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Greeley, CO
The primary aim of Lendersa® is to expedite the process of securing an optimal USDA or FHA loan with minimal inconvenience. Choose from three different starting strategies to find lenders and suitable USDA loan plans.
A USDA loan is a government-backed loan facilitated by the Department of Agriculture, also known as a USDA rural development loan. This type of mortgage is specifically available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.
Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.
Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.
Colorado Down Payment Assistance Center helps first-time home buyers in Colorado understand their options and move toward homeownership with more confidence.
We exist to make down payment assistance and the home-buying process easier to understand. For many buyers, purchasing a home can feel out of reach when there are questions around credit, upfront costs, monthly payments, or whether they qualify at all. Our goal is to give people clear information and practical guidance.
At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
