USDA Vs. FHA Pro and Con comparison in Greeley, Weld County, CO

For the year 2026, in Greeley, located in the county of Weld, CO, the USDA loan ceiling is set at $434,700, whereas, for a single-family residence, the FHA cap is $555,450.

To compare the most favorable rates of USDA and FHA loans today, utilize the Lendersa® USDA loan calculator. This tool assists in evaluating the required income, credit, reserves, and necessary documentation to secure eligibility. Our sophisticated mortgage calculator provides a comparative analysis of USDA, FHA, Conforming, and VA loans side-by-side, guiding you in choosing the best suited program for your unique financial needs in .

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Explore 2026 loan limits and down payment requirements in Greeley, Weld, CO

Type of Loan Limit on Loans Required Down Payment
USDA $434,700 None (0%)
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Understanding USDA and FHA Loan Options in Greeley, CO

The primary aim of Lendersa® is to expedite the process of securing an optimal USDA or FHA loan with minimal inconvenience. Choose from three different starting strategies to find lenders and suitable USDA loan plans.

Loan request results and matching by Lendersa USDA

Defining a USDA Loan in CO

A USDA loan is a government-backed loan facilitated by the Department of Agriculture, also known as a USDA rural development loan. This type of mortgage is specifically available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • City Capital Funding Inc
  • 402 Executive Drive, Suite B, Langhorne, PA, 19047
  • Since 2003, our mission at City Capital Funding, Inc. (NMLS ID #127622) has been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
  • Net Equity Financial
  • 2267 Langhorne Yardley Road, Langhorne, PA, 19047
  • We are a full service Mortgage Brokerage and Real Estate Services company specializing in commercial and residential purchase mortgages, refinance and debt consolidation loans. We offer 100's of wholesale loan programs (both residential and commercial) through many of the largest lenders in the country through
  • American Mortgage Processing Services
  • One Oxford Valley, Suite 220A, Langhorne, PA, 19047
  • American Mortgage Processing Services (AMPS) is a back-office mortgage processing services provider. We specialize in Processing, Closing, Post-Closing and Quality Control of Residential Mortgage files. Our processing reduces cost, improves turn times and pass-through rates and produces quality mortgage files.
  • Penpoint Mortgage LLC
  • 131 North 6th Street, Haines City, FL, 33844
  • Penpoint Mortgage believes in doing what is in the best interest of the client at all times. That means listening carefully to the client to ascertain what they want and need. It also means educating the client throughout the entire process so that an informed decision can be made.
  • Cooperative Federal Credit Union
  • 39 Broadway, Woodridge, NY, 12789
  • The formation of Cooperative Federal Credit Union was based on a need. It came to fruition after many hours of hard work and the untiring dedication of ordinary people, specifically the founders and members of The Cooperative Fire Insurance Companies of Sullivan and Adjoining Counties.
  • Liberty Mortgage USA LLC
  • 146 Lakeview Drive, Suite 400, Gibbsboro, NJ, 08026
  • Liberty Mortgage USA is a retail mortgage lender and financial services company, which provides a variety of mortgage options, homebuying solutions, and refinancing solutions with low down payments, minimal charges, and competitive interest rates.Our services are based on simplicity and prudence. That’s why we simplify the mortgage process.
  • Greentree Mortgage
  • 2 Eastwick Dr, Suite 300, Gibbsboro, NJ, 08026
  • You can count on Greentree to make all of the arrangements for your mortgage. There are no up-front application fees. We get you started fast by analyzing your own individual needs, and finding a loan program that fits. If you are already a homeowner, we even provide a credit report analysis at no charge to you.
  • Greentree Mortgage Company, LP
  • 5 Perina Blvd, Suite 200, Cherry Hill, NJ, 08043
  • Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream. Headquartered in Southern New Jersey, we have been serving the community for over 20 years. We have an A+ rating with the BBB (Better Business Bureau).
  • ACRE MORTGAGE & FINANCIAL, INC.
  • 400 Sheppard Rd, Voorhees, NJ, 08043
  • Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status,