USDA Vs. FHA your options comparison in Fort-Collins, Larimer County, CO

In 2025, USDA loan limit in Fort-Collins, county of Larimer, CO is $371,600 while FHA limit is $464,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Fort-Collins, county of Larimer, CO

Loan Type Loan Limit Down payment
USDA $371,600 0%
FHA $464,600 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Fort-Collins, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Abbey Mortgage
  • 2107 SE 3rd Ave., Ocala, FL, 34471
  • Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages
  • Coast 2 Coast Lending
  • 1630 SE 18th St, #203, Ocala, FL, 34471
  • Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.
  • Landmark Mortgage Planners
  • 3227 SE Maricamp Rd, #101, Ocala, FL, 34471
  • Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
  • Florida Mortgage
  • 317 NE 36th Avenue, Suite 4, Ocala, FL, 34470
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."
  • FIDELITY ONE MORTGAGE GROUP, INC.
  • 1010 E. Silver Springs Blvd, Suite D, Ocala, FL, 34470
  • Fidelity One Mortgage Group was established in 2006 with the mission of creating extraordinary mortgage solutions for the citizens of Florida. That mission continues to be a driving force through today. Fidelity One Mortgage Group has always sought out the nation's most creative and responsible lenders.
  • Allstate Mortgage Loans
  • 809 NE 25th Ave, Ocala, FL, 34470
  • Allstate Mortgage of Florida strives to ensure that its services are accessible to people with disabilities. Allstate Mortgage of Florida has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,
  • Getz Mortgage, Inc.
  • 480 Pierce Street, Suite 306, Kingston, PA, 18704
  • Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.
  • The Luzerne Bank
  • 118 Main Street, Luzerne, PA, 18709
  • Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.
  • Freedom Federal Credit Union
  • 2019 Emmorton Road, Bel Air, MD, 21015
  • Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.