USDA VS FHA in Windsor, Weld County, CO

During 2025, the USDA loan maximum in Windsor, which is part of Weld county in CO, is $434,700. On the other hand, the FHA maximum for a single-family home is set at $555,450.

Take advantage of the Lendersa® USDA loan calculator to effectively compare the top USDA and FHA rates available today. By doing so, you can determine the necessary income level, credit score, reserves, and essential documents needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program for your financial needs, particularly in .

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Loan Boundaries and Downpayment Details for 2025 in Windsor, County of Weld, CO

Loan Type Maximum Limit Required Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Avenues in Windsor, CO

The primary goal of Lendersa® is to ensure you gain the most beneficial USDA or FHA loan with speed and simplicity, avoiding unnecessary obstacles. From three distinct starting pathways, choose the one that leads you to lenders matching the USDA loan programs.

Details of Lendersa USDA loan request and matching process

Defining a USDA Loan in CO

A USDA home loan is a financial product guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is specifically targeted for use in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan program does not necessitate any down payment, offering greater flexibility to borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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