USDA VS FHA in Windsor, Weld County, CO

During 2026, the USDA loan maximum in Windsor, which is part of Weld county in CO, is $434,700. On the other hand, the FHA maximum for a single-family home is set at $555,450.

Take advantage of the Lendersa® USDA loan calculator to effectively compare the top USDA and FHA rates available today. By doing so, you can determine the necessary income level, credit score, reserves, and essential documents needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program for your financial needs, particularly in .

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Loan Boundaries and Downpayment Details for 2026 in Windsor, County of Weld, CO

Loan Type Maximum Limit Required Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Avenues in Windsor, CO

The primary goal of Lendersa® is to ensure you gain the most beneficial USDA or FHA loan with speed and simplicity, avoiding unnecessary obstacles. From three distinct starting pathways, choose the one that leads you to lenders matching the USDA loan programs.

Details of Lendersa USDA loan request and matching process

Defining a USDA Loan in CO

A USDA home loan is a financial product guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is specifically targeted for use in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan program does not necessitate any down payment, offering greater flexibility to borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Windsor Lenders

  • Fort Collins Mortgage LLC
  • 8340 Louden Circle, Fort Collins, CO, 80528
  • Lends in Colorado
  • Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.

  • Colorado Down Payment Assistance Center
  • 3817 Main St, Timnath, CO, 80547
  • Lends in Colorado
  • Colorado Down Payment Assistance Center helps first-time home buyers in Colorado understand their options and move toward homeownership with more confidence.

    We exist to make down payment assistance and the home-buying process easier to understand. For many buyers, purchasing a home can feel out of reach when there are questions around credit, upfront costs, monthly payments, or whether they qualify at all. Our goal is to give people clear information and practical guidance.

  • Service First Financial LLC
  • 3098 Majestic View Drive, Timnath, CO, 80547
  • Lends in Colorado
  • At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.

  • Bank of Colorado
  • 1609 E Harmony Rd, Fort Collins, CO, 80525
  • Lends in Colorado
  • Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.

  • Summit Home Mortgage, LLC
  • 375 E Horsetooth Rd, Building 2, Suite 201, Fort Collins, CO, 80525
  • Lends in Colorado
  • Our team is your dedicated mortgage broker located in Fort Collins, Colorado. We believe your mortgage is more than a liability. If designed properly it can be a vital tool in helping you achieve your personal and financial goals.

    Since your home is likely to be one of your largest assets, and your mortgage your largest debt

  • Weld Community Credit Union
  • 2555 47th Avenue, Greeley, CO, 80634
  • Lends in Colorado
  • We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.

  • Home Team Lending
  • 1019 37th Ave Ct, Greeley, CO, 80634
  • Lends in Colorado
  • In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.

  • Acclaimed Lending LLC
  • 2916 West 12th Street, Greeley, CO, 80634
  • Lends in Colorado
  • Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.

  • Edge Mortgage Inc
  • 2016 Overland Drive, Johnstown, CO, 80534
  • Lends in Colorado
  • Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.