USDA Vs. FHA your options comparison in Windsor, Weld County, CO

During 2025, the USDA loan maximum in Windsor, which is part of Weld county in CO, is $434,700. On the other hand, the FHA maximum for a single-family home is set at $555,450.

Take advantage of the Lendersa® USDA loan calculator to effectively compare the top USDA and FHA rates available today. By doing so, you can determine the necessary income level, credit score, reserves, and essential documents needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program for your financial needs, particularly in .

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Loan Boundaries and Downpayment Details for 2025 in Windsor, County of Weld, CO

Loan Type Maximum Limit Required Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Avenues in Windsor, CO

The primary goal of Lendersa® is to ensure you gain the most beneficial USDA or FHA loan with speed and simplicity, avoiding unnecessary obstacles. From three distinct starting pathways, choose the one that leads you to lenders matching the USDA loan programs.

Details of Lendersa USDA loan request and matching process

Defining a USDA Loan in CO

A USDA home loan is a financial product guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is specifically targeted for use in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan program does not necessitate any down payment, offering greater flexibility to borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Encore-Funding
  • 30100 Chagrin Boulevard, Suite 380, Cleveland, OH, 44124
  • Encore Funding is a private lending firm that offers alternative sources of capital to small and mid-size businesses. We invest in growth-oriented entrepreneurs who may not meet the strict requirements of conventional lending. Our team is backed with extensive experience in investment management, business development, risk assessment.
  • Summit Federal Credit Union
  • 100 Wheeler Street, Akron, OH, 44311
  • In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
  • Buckeye State Credit Union
  • 197 E Thornton Street, Akron, OH, 44311
  • Our credit union was founded in Akron, Ohio in 1933 to give financial support to postal workers. The credit union operated out of the Akron Post Office until 1968. By 1975, our membership grew to include many more members of the community, so we changed our name to Buckeye State Credit Union.
  • BFG Federal Credit Union
  • 445 South Main Street, Akron, OH, 44311
  • BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Appalachian Home Loans Inc
  • 461 Copper Mines Road, Murrayville, GA, 30564
  • Appalachian Home Loans, Inc. is committed to providing an accessible website. Appalachian Home Loans, Inc. will strive to provide the content you need in the format you require. Appalachian Home Loans, Inc. welcomes your suggestions and comments about improving ongoing efforts to increase the accessibility of this website.
  • CDC Federal Credit Union
  • 2301 Parklake Drive, Atlanta, GA, 30345
  • CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.
  • SunTrust Bank
  • 2162 Henderson Mill Rd NE, Atlanta, GA, 30345
  • SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.
  • MDH Mortgage
  • 2303 Parklake Drive, Suite 504, Atlanta, GA, 30345
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.