USDA and FHA Pro and Con in Timnath, Larimer County, CO

In 2025, the USDA loan threshold in Timnath, Larimer county, CO is set at $522,100, whereas the FHA cap for a single-family home is $614,100.

Utilize the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates today and assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, helping you determine the best program for your financial situation in .

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Review loan limits and down payment requirements for 2025 in Timnath, Larimer, CO

Loan Type Loan Limit Down payment
USDA $522,100 0%
FHA $614,100 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Timnath, CO

Lendersa® is committed to getting you the best USDA or FHA loan quickly and without complication. Start with one of three pathways to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in CO

The USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. It is exclusive to rural areas and, unlike FHA loans which require at least a 3.5% down payment, it demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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