USDA and FHA Pro and Con in Timnath, Larimer County, CO
In 2026, the USDA loan threshold in Timnath, Larimer county, CO is set at $522,100, whereas the FHA cap for a single-family home is $614,100.
Utilize the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates today and assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, helping you determine the best program for your financial situation in .
Review loan limits and down payment requirements for 2026 in Timnath, Larimer, CO
Loan Type
Loan Limit
Down payment
USDA
$522,100
0%
FHA
$614,100
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Timnath, CO
Lendersa® is committed to getting you the best USDA or FHA loan quickly and without complication. Start with one of three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. It is exclusive to rural areas and, unlike FHA loans which require at least a 3.5% down payment, it demands no down payment.
WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
Guild Mortgage has become one of the nation’s leading independent mortgage providers by following a simple rule—doing what’s right for our customers.
When you choose Guild, you get:
- A commitment closing your loan on time
- A wide array of specialized products and programs for every type of homebuyer
3005 South Parker Road, Suite C - 300, Aurora, CO, 80014
Space Age Federal Credit Union is a full-service financial institution that has been serving our membership since 1952. At Space Age, we make taking care of your finances as quick, easy, and convenient as possible. We offer a variety of ways to access your account, and a choice of locations.
10651 E. Bethany Drive, Suite 102, Aurora, CO, 80014
Gary Kalika the owner Kalika Mortgage, your personal mortgage service professional located in Aurora, Colorado. I want to make this an easy and seamless process - so that means cutting out the fat and getting down to business. I provide personalized services on these mortgages: Conventional, FHA, VA, Hard Money Loans, Commercial Loans, etc.
We offer a range of home mortgage loan products, all designed individually to match the borrower’s profile and mortgage loan needs. Whether you’re looking for a home purchase loan or a rate/term refinance loan, we have you covered. Our Loan Officer’s are available and ready to show you why we are known for A+ Customer Service in all your home finan
5280 is founded on the principle of "Do what is right for the customer." The 5280 team will guide and direct in the most ethical loan process possible. We want life long customers not just one time. We look at our clients as family and take care of them. and also We've been helping customers afford the home of their dreams.
We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
The Kyle Team, LLC is located in the beautiful state of Colorado. We understand Colorado's fast-paced real estate market and how to move quickly with it After thirty years in residential lending, including extensive knowledge in consumer credit, appraisal and title, our team is committed to providing families the best possible service.
