USDA VS FHA in Severance, Weld County, CO

In 2026, the USDA loan limit for Severance in Weld County, CO is $434,700, whereas the FHA limit for a single-family home is $555,450.

The Lendersa® USDA loan calculator allows you to compare the best current rates between USDA and FHA, helping assess the income, credit, reserves, and documentation required for qualification. With our innovative mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in Alabama for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Severance, Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Severance, CO

Lendersa® is committed to quickly securing the best USDA or FHA loans for you without hassle. Start with one of three options that link you to lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CO

A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also referred to as a USDA rural development loan. It is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Severance Lenders

  • Colorado Down Payment Assistance Center
  • 3817 Main St, Timnath, CO, 80547
  • Lends in Colorado
  • Colorado Down Payment Assistance Center helps first-time home buyers in Colorado understand their options and move toward homeownership with more confidence.

    We exist to make down payment assistance and the home-buying process easier to understand. For many buyers, purchasing a home can feel out of reach when there are questions around credit, upfront costs, monthly payments, or whether they qualify at all. Our goal is to give people clear information and practical guidance.

  • Service First Financial LLC
  • 3098 Majestic View Drive, Timnath, CO, 80547
  • Lends in Colorado
  • At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.

  • Fort Collins Mortgage LLC
  • 8340 Louden Circle, Fort Collins, CO, 80528
  • Lends in Colorado
  • Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.

  • Bank of Colorado
  • 1609 E Harmony Rd, Fort Collins, CO, 80525
  • Lends in Colorado
  • Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.

  • Summit Home Mortgage, LLC
  • 375 E Horsetooth Rd, Building 2, Suite 201, Fort Collins, CO, 80525
  • Lends in Colorado
  • Our team is your dedicated mortgage broker located in Fort Collins, Colorado. We believe your mortgage is more than a liability. If designed properly it can be a vital tool in helping you achieve your personal and financial goals.

    Since your home is likely to be one of your largest assets, and your mortgage your largest debt

  • Weld Community Credit Union
  • 2555 47th Avenue, Greeley, CO, 80634
  • Lends in Colorado
  • We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.

  • Home Team Lending
  • 1019 37th Ave Ct, Greeley, CO, 80634
  • Lends in Colorado
  • In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.

  • Acclaimed Lending LLC
  • 2916 West 12th Street, Greeley, CO, 80634
  • Lends in Colorado
  • Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.

  • Gold Summit Lending
  • PO Box 337057, Greeley, CO, 80633
  • Lends in Colorado
  • Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.