USDA Vs. FHA Pro and Con comparison in Fraser, Grand County, CO
As of 2026, in the city of Fraser within the county of Grand, CO, the USDA loan ceiling is set at $427,800. In contrast, for a single-family home, the FHA loan limit stands at $669,300.
Take advantage of the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This tool is essential for understanding the income, credit score, reserves, and documentation required for loan qualification. Our sophisticated mortgage calculator not only shows USDA and FHA options but also allows you to examine Conforming and VA loans side by side. This facilitates making a well-informed decision on the best mortgage choice for your financial circumstances, especially within .
2026 Loan Limits and Down Payment Prerequisites in Fraser, County of Grand, CO
Type of Loan
Limit of Loan
Required Down Payment
USDA
$427,800
0%
FHA
$669,300
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Fraser, CO
The aim at Lendersa® is to provide you with the utmost convenient USDA or FHA loan swiftly and smoothly. Various starting points exist, with three distinct methods leading to matched lenders and USDA loan schemes.
The USDA home loan, guaranteed by the United States Department of Agriculture, is commonly referred to as a USDA rural development loan or mortgage. Available exclusively in rural zones, this mortgage variation differs from FHA loans, which necessitate a minimum 3.5% deposit; the USDA mortgage demands no down payment at all.
Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.
2696 North University Avenue, Suite 236, Provo, UT, 84604
Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
Dakota Star FCU is a full service federal credit union located in Rapid City, South Dakota. We offer a complete menu of financial products and services to our members. Because we are a not-for-profit credit union, all of our proceeds are returned to our members in the form of higher yields on their savings and lower rates on their loans.
Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending.
Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Centera Bank was originally chartered in 1937 under the name of The Haskell County State Bank. The original bank originated from the merger of three banks: Copeland State Bank, Satanta State Bank and Santa Fe State Bank. It was locally owned from 1937 to 1977. In 1977 a one-bank holding company, Santa Fe Trail Banc Shares, Inc, was formed.
First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.
Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
