USDA Vs. FHA Pro and Con comparison in Fraser, Grand County, CO

As of 2025, in the city of Fraser within the county of Grand, CO, the USDA loan ceiling is set at $427,800. In contrast, for a single-family home, the FHA loan limit stands at $669,300.

Take advantage of the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This tool is essential for understanding the income, credit score, reserves, and documentation required for loan qualification. Our sophisticated mortgage calculator not only shows USDA and FHA options but also allows you to examine Conforming and VA loans side by side. This facilitates making a well-informed decision on the best mortgage choice for your financial circumstances, especially within .

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2025 Loan Limits and Down Payment Prerequisites in Fraser, County of Grand, CO

Type of Loan Limit of Loan Required Down Payment
USDA $427,800 0%
FHA $669,300 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Fraser, CO

The aim at Lendersa® is to provide you with the utmost convenient USDA or FHA loan swiftly and smoothly. Various starting points exist, with three distinct methods leading to matched lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Exploring the USDA Loan in CO

The USDA home loan, guaranteed by the United States Department of Agriculture, is commonly referred to as a USDA rural development loan or mortgage. Available exclusively in rural zones, this mortgage variation differs from FHA loans, which necessitate a minimum 3.5% deposit; the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • STELLAR Mortgage Corporation
  • 3455 Peachtree Road NE, 5th Floor, Atlanta, GA, 30326
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Charmaine Roberts & Associates LLC
  • 3355 Lenox Road, Suite 1000, Snellville, GA, 30326
  • Charmaine Roberts & Associates LLC mortgage broker with over 18 years experience in the mortgage industry. I've partnered with multiple lenders that finance good credit and credit challenged borrowers. Getting approved for a home loan is a multi layered qualification process I'll guide you through.
  • EMG MORTGAGE
  • 3344 Peachtree Rd NE, Suite 2902, Atlanta, GA, 30326
  • EMG Mortgage is a division of Ellis Management Group LLC, a locally owned mortgage company established in 1996. The owner and President of the company, Mary Ellis, has been in the Lending Industry for almost 40 years. Our main office is located in Albany, GA with a branch office in Atlanta, GA.
  • POST CREEK MORTGAGE, LLC
  • 3348 Peachtree Rd NE, Suite 700, Atlanta, GA, 30326
  • Welcome to Post Creek Mortgage, where we specialize in residential mortgages. At Post Creek Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Nantahala Bank & Trust Company
  • 102 Hwy 64 East, Hayesville, NC, 28904
  • Nantahala Bank was organized in 2004 as a state-charted bank and is headquartered at 120 Siler Road, Franklin, NC. We have around 530 shareholders with the vast majority of those living in the communities we serve: Franklin (Macon County, NC), Hayesville (Clay County, NC) and Murphy (Cherokee County, NC).
  • Mutual Savings CU
  • 10 Peachtree Place NE, Atlanta, GA, 30309
  • Mutual Savings was established in 1933 by eight Atlanta Gas Light Company employees who pooled their funds together to establish the Credit Union. Recall in 1933 it was the great depression when more than 5,000 banks failed and the unemployment rate peaked at twenty-five percent. It was a time when Atlanta Gas Light Company employees.
  • Georgia Banking Company
  • 1776 Peachtree Street NW, Suite 300, Atlanta, GA, 30309
  • Georgia Banking Company (GBC) is a full-service, commercial community bank headquartered in Atlanta, Georgia. GBC’s team of veteran bankers know their communities and are focused on leveraging technology to deliver an exceptional service experience to meet the needs of growing businesses and private banking clients. The bank also offers a unique su
  • TLA Real Estate Consultants
  • 11100 Peachtree St, Suite 200, Atlanta, GA, 30309
  • At TLA, we provide professional counseling services to homeowners in order to help them resolve mortgage delinquency and default, which ultimately ends in foreclosure. Our primary objective at TLA is to preserve homeownership. TLA provides Professional Counseling services to both families and individuals.
  • LoanGIANT
  • 1100 Peachtree Street NE, 11th Floor, Atlanta, GA, 30309
  • Loangiant LLC is a Georgia Domestic Limited-Liability Company filed On July 12, 2019. The company's filing status is listed as Active/Compliance and its File Number is 19095669. The Registered Agent on file for this company is Katherine Loyd and is located at 1100 Peachtree Street Ne 7th Floor, Atlanta, GA 30309.
  • Mortgage Capital Advisors
  • 1801 Peachtree Street, Suite 150, Atlanta, GA, 30309
  • Mark Dodson, a mortgage broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning to the end of the process. Mortgage Capital Advisors NMLS #1184206 broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning
  • Harbor Private Equity
  • 1075 Peachtree Street NE, Suite 3650, Atlanta, GA, 30309
  • Harbor Equity management team has over 75 years experience in this marketplace with tens of millions of profits under its management. In 2009 residential, not commercial, real estate collapsed and the accompanying credit crunch afforded us the opportunity to pursue its management of a publicly held company.