USDA Vs. FHA Pro and Con comparison in Fraser, Grand County, CO
As of 2025, in the city of Fraser within the county of Grand, CO, the USDA loan ceiling is set at $427,800. In contrast, for a single-family home, the FHA loan limit stands at $669,300.
Take advantage of the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This tool is essential for understanding the income, credit score, reserves, and documentation required for loan qualification. Our sophisticated mortgage calculator not only shows USDA and FHA options but also allows you to examine Conforming and VA loans side by side. This facilitates making a well-informed decision on the best mortgage choice for your financial circumstances, especially within .
2025 Loan Limits and Down Payment Prerequisites in Fraser, County of Grand, CO
Type of Loan
Limit of Loan
Required Down Payment
USDA
$427,800
0%
FHA
$669,300
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Fraser, CO
The aim at Lendersa® is to provide you with the utmost convenient USDA or FHA loan swiftly and smoothly. Various starting points exist, with three distinct methods leading to matched lenders and USDA loan schemes.
The USDA home loan, guaranteed by the United States Department of Agriculture, is commonly referred to as a USDA rural development loan or mortgage. Available exclusively in rural zones, this mortgage variation differs from FHA loans, which necessitate a minimum 3.5% deposit; the USDA mortgage demands no down payment at all.
390 Interlocken Crescent, Suite 350, Broomfield, CO, 80021
Elite Financial Team, LLC is a local, Colorado-based mortgage company, whose goal is to provide some of the lowest rates combined with some of the lowest fees, for any given loan scenario, without compromising superior customer service and satisfaction. Our goal is to provide a level of service second to non.
8181 Arista Place, Suite 100, Broomfield, CO, 80021
Mission Mortgage Colorado, we know that the right mortgage makes all the difference. It's the vehicle to bring your homeownership dreams to life, but also an important tool to manage debt and create wealth. Trust your financing to a team of experts that understands and applies this every day.
390 Interlocken Crescent, Suite 350, Broomfield, CO, 80021
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9035 Wadsworth Pkwy, Suite 3400, Broomfield, CO, 80021
Our Colorado-based mortgage brokerage firm offers exceptional service and excellent products. As our client, you work with the same mortgage professional throughout the loan process; no one is passed to a junior associate. Your one point of contact from start to finish ensures a seamless
ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible.
From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
12596 W Bayaud Ave, Suite 201, Lakewood, CO, 80228
Cognitive Options Group, we know that mortgage originating and servicing leaders are faced with an altered landscape in today's regulatory environment. We can help you efficiently traverse that terrain while you enjoy the confidence of partnering with an S&P-approved third party due diligence provider.
