USDA and FHA Pro and Con in Woodland-Park, Teller County, CO

In 2025, the USDA loan limit for Woodland-Park, located in Teller county, CO, is $314,600. In contrast, the FHA loan limit for single-family homes is $393,300.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Identify the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA options side by side to help determine the best program in for your financial needs.

Explore loan offers from a pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in Woodland-Park, Teller, CO

Loan Type Loan Limit Down Payment
USDA $314,600 0%
FHA $393,300 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Woodland-Park, CO

The goal of Lendersa® is to help you swiftly find the best USDA or FHA loan with minimal hassle. Start with one of three approaches that connect you to relevant lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in CO?

The USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CB&T Mortgage
  • 1 South Nevada Avenue, Suite 105, Colorado Springs, CO, 80903
  • Established in 1995, CB&T Mortgage has grown to become one of the largest and most trusted Colorado-based mortgage bankers. Distinguished by our local, personal approach, every loan that crosses our desk is underwritten and closed here in Colorado. Because there’s no outsourcing of files to someone.
  • Handcrafted Home Mortgage LLC
  • 422 East Vermijo Avenue, Suite 414, Colorado Springs, CO, 80903
  • Handcrafted Home Mortgage, a Colorado Springs mortgage lender specializing in purchase home loans and refinance loans. As artists in the craft of lending, our Mortgage Craftsmen are dedicated to making your home loan process a different experience than what you may have experienced in the past. With a focus on helping our families explore.
  • Mortgage United LLC
  • 2 S Wahsatch Ave, Suite 100, Colorado Springs, CO, 80903
  • UMortgage is a local mortgage broker serving home buyers and clients in Colorado. With access to innovative technology and a centralized support team, Herman Combs ensures a faster, easier, and cheaper loan process. broker serving home buyers and clients in Colorado. With access to innovative technology
  • Peak Seven Mortgage
  • 118 North Tejon Street, Suite 401, Colorado Springs, CO, 80903
  • Serving Colorado Springs, Denver, and the Front Range, we offer competitively priced purchase and refinance programs using conventional loans, government-backed (VA/FHA/USDA), and non QM loan programs. We place a strong emphasis on service to our local veteran community by being experts in the VA Loan programs
  • Lender Works LLP
  • 711 North Cascade Avenue, Suite 100, Colorado Springs, CO, 80903
  • Hans Fetterhoff prides himself on taking an honest and educated approach to each and every unique situation that he encounters with his clients. Hans has the knowledge, experience and professionalism that real estate buyers demand in this difficult market. If you're looking for an experienced, efficient and professional mortgage lender.
  • Elevation Mortgage LLC
  • 7 E Bijou St, Suite 217, Colorado Springs, CO, 80903
  • "ELEVATION MORTGAGE LLC WAS CREATED WITH THE BORROWER IN MIND. Our goal was to create a company culture that had the best interest of the client. Every client deserves exceptional service and commitment to ensure they are guided through the home loan process so they can choose the best mortgage product for their family’s needs."
  • The Abair Team Mortgages
  • 1 S Tejon St, Colorado Springs, CO, 80903
  • Making your dream of home ownership a reality is our business at The Abair Team Mortgages. We are your premier mortgage consultant in Colorado Springs, CO, guiding you through every step in the process of home buying and obtaining a mortgage. Our team of mortgage lenders seeks to provide you with a stress-free mortgage experience
  • 719 Lending
  • 104 S Cascade Ave, Suite 201, Colorado Springs, CO, 80903
  • 719 Lending Inc., is a full-service Mortgage Broker offering seamless solutions for all of your mortgage needs. With our head office located in Colorado Springs, Colorado, we have plenty of experience in real estate, financial services and mortgage brokerage. We are committed to providing our customers with the knowledge
  • United Home Mortgage Network Inc
  • 3650 Rebecca Lane, Colorado Springs, CO, 80917
  • Most competitive Mortgage Broker in Colorado. Don't Take our word for it, call us for your Complementary Mortgage Review today! You could Lower your payment, Lower your interest rate, or cash out your equity for repairs, remodels, or pay off other high interest debts. Maybe even skip a couple payments on your refinance!
  • Cabaka Mortgage
  • 3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917
  • Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.
  • Pikes Peak Credit Union
  • 1616 N Circle Dr, Colorado Springs, CO, 80909
  • Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.
  • Low Cost Mortgage
  • 685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909
  • LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending. SAVE Thousands! Low Interest Rates and NO Lender Fees. You would be hard pressed to find a better deal on a home loan