USDA Vs. FHA Pro and Con comparison in Roxborough-Park, Douglas County, CO

As of 2026, the USDA loan limit for Roxborough-Park, located in Douglas County, CO, is $477,400. Meanwhile, the FHA limit for a single-family home is set at $596,850.

Utilize the Lendersa® USDA loan calculator to analyze today’s leading USDA versus FHA rates and ascertain the necessary income, credit, reserves, as well as documentation for qualification. Our comprehensive mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2026 in Roxborough-Park, Douglas County, CO

Loan Type Loan Limit Down Payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

Discover USDA and FHA Loan Solutions in Roxborough-Park, CO

Lendersa® aims to deliver the optimal USDA or FHA loan quickly and effortlessly. Begin by selecting one of three starting options to match with lenders, enabling access to USDA loan programs.

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Understanding USDA Loans in CO

A USDA home loan is a government-guaranteed mortgage provided through the Department of Agriculture, also known as a USDA rural development loan or mortgage. These loans are intended for rural areas only. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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