USDA Vs. FHA Pro and Con comparison in Roxborough-Park, Douglas County, CO

As of 2025, the USDA loan limit for Roxborough-Park, located in Douglas County, CO, is $477,400. Meanwhile, the FHA limit for a single-family home is set at $596,850.

Utilize the Lendersa® USDA loan calculator to analyze today’s leading USDA versus FHA rates and ascertain the necessary income, credit, reserves, as well as documentation for qualification. Our comprehensive mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Roxborough-Park, Douglas County, CO

Loan Type Loan Limit Down Payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

Discover USDA and FHA Loan Solutions in Roxborough-Park, CO

Lendersa® aims to deliver the optimal USDA or FHA loan quickly and effortlessly. Begin by selecting one of three starting options to match with lenders, enabling access to USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is a government-guaranteed mortgage provided through the Department of Agriculture, also known as a USDA rural development loan or mortgage. These loans are intended for rural areas only. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Five Star Financial LLC
  • 9031 Clydesdale Rd, Castle Rock, CO, 80108
  • Five Star Financial LLC founder of the Joshua Nielsen-Mayer for over fifteen years, I have helped my clients in navigating the often overwhelming process of obtaining a mortgage for their home. As an expert in all aspects from Origination options and underwriting guidelines whether it is a Purchase or Refinance, FHA, VA, or Conventional.
  • Bennett Mortgage Group
  • 1321 Basalt Ridge Loop, Castle Rock, CO, 80108
  • At Bennett Mortgage Group, our mission is to serve our customers with honesty, integrity, and proficiency. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Spectra Mortgage
  • 7175 West Jefferson Avenue, Suite 1350, Denver, CO, 80235
  • The right mortgage allows you to build equity and, ultimately, to build wealth. A home mortgage is a financial investment in your future. You want a loan that satisfies both short and long-term financial goals by allowing you to buy a home today and accumulate wealth over time. We believe our clients deserve
  • The Colorado Mortgage Team
  • 7400 West Jefferson Ave, Suite 101, Denver, CO, 80235
  • We are a mortgage company comprised of the best of the best mortgage originators that are held to the highest standards of integrity and ethics. Our goal is to educate borrowers on the biggest investments of their lives regardless of loan amount or credit scores. Closing dates are in ink
  • LendEx Mortgage Group
  • 7114 W. Jefferson Ave, Suite 212, Lakewood, CO, 80235
  • "LendEx Mortgage Group is a great family of loan originators that are dedicated to making your goal a reality. Whether you wish to own your own home or you are looking to refinance your existing mortgage, we work for you to make it happen. Give us a call. Talk to any one of our personable professionals."
  • Colorado First Time Home Owner Grants
  • 7175 W. Jefferson Ave, Suite 4700, Denver, CO, 80235
  • Colorado First Time Home Owner Grants we work with people to help them accomplish the American dream of owning a home. We understand that it can be difficult to save the down payment needed to purchase a house so we work with programs to aid in obtaining a grant towards the costs associated with purchasing a house.
  • Premier Family Mortgage LLC
  • 3545 South Platte River Drive, Suite A, Englewood, CO, 80110
  • Premier Family Mortgage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Give Financing LLC
  • 3435 S Inca St, Suite C, Englewood, CO, 80110
  • selecting a mortgage company there are two options; a bank/retail lender or a broker. Big national retail lenders typically have really good marketing and fancy office buildings but someone has to pay for all that, that someone is you via higher rates and costs. Most of these companies are good companies but simply have higher overhead resulting.
  • Home Mortgage Lending
  • 4985 S. Lipan Drive, Englewood, CO, 80110
  • Home Mortgage Lending Owner Rick Gillit has 20 Years experience in the Colorado Real Estate & Home Mortgage/Lending industry. Many like you have trusted him to walk them successfully through the Home Loan process to their "Closing". You will find that Rick Gillit is very thorough and will help you understand .
  • Approved By Charles
  • 98 Inverness Dr. East, Suite 140, Englewood, CO, 80112
  • In the purest form Charles Davis lend money for the purchase, or refinancing, of residential properties. Charles will guide you through the complex process of lending. Being there every step of the way to insure that you, and your family, make the best, most well informed decisions for your financial future.
  • Metrum Community Credit Union
  • 6980 S Holly Circle, Centennial, CO, 80112
  • At Metrum, a Centennial CO Credit Union, we care for our members’ financial needs with sound advice, value-priced products and services, while investing in the communities we serve. We are a member-owned cooperative that provides financial services for our members. Member education and credit union philosophy are the foundation of our organization.
  • SIGMA REAL ESTATE CORPORATION
  • 9000 East Nichols Avenue, Suite 225, Englewood, CO, 80112
  • Since 2004 Sigma Real Estate Corporation has offered residential real estate services in the metro Denver area including Greenwood Village, Centennial, Littleton, Englewood, Highlands Ranch, Lone Tree, Parker, Castle Rock and in other surrounding cities and towns. Since 1998 Sigma Mortgage Corporation has been a leader in Colorado lending.