USDA Vs. FHA your options comparison in Trinidad, Las Animas County, CO

In the year 2025, the USDA loan limit for Trinidad, located in Las Animas county, CO, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

To compare today's USDA and FHA best rates, the Lendersa® USDA loan calculator is an essential tool. It assists in determining the required income, credit score, reserves, and documentation for qualification. Through our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, enabling you to identify the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Information in Trinidad, Las Animas - CO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Trinidad, CO

At Lendersa®, our mission is to swiftly and effortlessly secure the optimal USDA or FHA loan for you. Begin by selecting one of three options designed to connect with suitable lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, endorsed by the Department of Agriculture, is often called a rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bay Area Title Loans
  • 152 N. San Tomas Aquino Rd, Suite 1A, Campbell, CA, 95008
  • At Bay Area Title Loans you can borrow money against your car title to secure a loan. There are 3 simple and easy sets to getting cash today. The best part is that you keep your car while you get the cash you need. With our affordable Car Title Loans, you decide how much money to borrow and we’ll set up a payment plan to fit your budget.
  • Codex Lending
  • 900 E Hamilton Ave, Suite 100-265, Campbell, CA, 95008
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • Cardan Mortgage
  • 125 East Campbell Ave, Campbell, CA, 95008
  • At Cardan Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Mosaic Mortgage Group
  • 2315 S Bascom Ave, Suite 300A, Campbell, CA, 95008
  • We provide World-Class service and mortgage planning know-how for you and your family, for life. When it comes to mortgage financing, one size does not fit all. In fact, there are far too many rules and guidelines involved so that for us, the only way to find you the best loan is to start at the beginning.
  • Loans by Irene
  • 116 E. Campbell Avenue, Suite 5, Campbell, CA, 95008
  • Irene helps California homeowners strategically finance their real estate goals. She assists first time homebuyers in understanding and experiencing a smooth and detail-oriented home purchase process and she helps current homeowners analyze the cost/benefit of refinancing. In addition, she has a constant and steady grasp on interest rate trends
  • Omni Mortgage Co Inc
  • 55 Civic Center Dr, Campbell, CA, 95008
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending - from purchase to refinance lending. We have access to a full range of mortgage sources. All of our lending specialists are dedicated to finding the right loan, tailoring every loan to fit each client's needs.
  • My Home Loan San Jose
  • 1475 S. Bascom Ave, Suite 212, Campbell, CA, 95008
  • Shawn Belknap founded ‘My Home Loan San Jose’ which is a full service licensed San Jose based mortgage company. As a San Jose Mortgage Broker, Shawn specializes in providing San Jose and surrounding cities mortgage refinancing, home purchases, and debt consolidation home loans including, FHA home loans, and much more.
  • InterBanc Real Estate Services
  • 1999 South Bascom Avenue, Campbell, CA, 95008
  • InterBanc Real Estate Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • EMW Mortgage Co.
  • 3131 South Bascom Avenue, Suite 210, Campbell, CA, 95008
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.