USDA and FHA Pro and Con in Trinidad, Las Animas County, CO

In the year 2025, the USDA loan limit for Trinidad, located in Las Animas county, CO, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

To compare today's USDA and FHA best rates, the Lendersa® USDA loan calculator is an essential tool. It assists in determining the required income, credit score, reserves, and documentation for qualification. Through our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, enabling you to identify the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Information in Trinidad, Las Animas - CO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Trinidad, CO

At Lendersa®, our mission is to swiftly and effortlessly secure the optimal USDA or FHA loan for you. Begin by selecting one of three options designed to connect with suitable lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, endorsed by the Department of Agriculture, is often called a rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Profile Home Loans Inc
  • 6225 South Van Gordon Way, Littleton, CO, 80127
  • Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
  • Pivot Lending Group
  • 10397 W Centennial Rd, Littleton, CO, 80127
  • Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
  • Redstone Bank
  • 15765 East Arapahoe Road, Centennial, CO, 80016
  • Redstone Bank is a full-service community bank offering you and your business all the products and services you will need as a valued banking customer. We make banking simple. No fancy names, no confusing fee schedules; just banking products and services that will help to streamline your banking functions and make life a little easier.
  • Alliance Guaranty Mortgage Corp
  • 6105 S Main St, Suite 200, Aurora, CO, 80016
  • Alliance is a family-owned and operated company. The founder and former CEO, Bill Skufca, served Colorado homeowners since 1958. He retired at the end of 2016 after commemorating 30 years of Alliance Guaranty Mortgage. In April of 2018 Bill passed away, leaving behind a legacy of Colorado home-ownership.
  • Mountain States Lending Inc
  • 7929 South Quemoy Way, Aurora, CO, 80016
  • Mountain States Lending are a first time home buyer needing financial assistance, buying your next investment property or something in between, we can help! We can help you purchase or refinance your primary residence, 2nd home or investment property. Along with the traditional Conventional, FHA, VA, Jumbo and USDA loans and more
  • End To End Home Loans LLC
  • 6105 South Main Street, Suite 200, Aurora, CO, 80016
  • End To End Home Loans LLC to our customers to determine their real estate financing goals, needs, and wants. To find the best solution, we leverage our expertise, leading edge technology, and relationships with top lenders. We guide our customers through the mortgage process end to end.
  • Mortgage First LLC
  • 6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Synergy Mortgage Solutions LLC
  • 7186 South Ukraine Street, Aurora, CO, 80016
  • We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.
  • Custom Mortgage Solutions LLC
  • 7995 South Coolidge Way, Aurora, CO, 80016
  • Custom Mortgage Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.