USDA Vs. FHA your options comparison in Ponderosa-Park, Elbert County, CO
For 2025, the USDA loan limit in Ponderosa-Park, within Elbert county, CO, is $477,400, and for a single-family home, the FHA limit is $596,850.
Utilize the Lendersa® USDA loan calculator to compare the prime USDA and FHA rates today. Determine the required income, credit, reserves, and necessary documentation to qualify. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping determine the best program for your unique financial needs in .
Understanding 2025 Loan Limits and Downpayment Requirements in Ponderosa-Park, Elbert, CO
Loan Type
Loan Limit
Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Exploration of USDA and FHA Loan Options in Ponderosa-Park, CO
The goal of Lendersa® is to swiftly find you the best USDA or FHA loan without difficulty. Begin with one of three starting options that lead to matching lenders and USDA loan programs.
A USDA home loan, secured through the Department of Agriculture, is also called a USDA rural development loan or mortgage. These loans are exclusive to rural areas and, contrasting with FHA loans that need a minimum 3.5% down payment, USDA loans don’t require any down payment.
Ford County State Bank succeeded the original Ford County Bank in 1902. The original Ford County Bank was constructed and opened by Asa Soule in 1887, and was in operation through 1897. Asa Soule was the developer of the Soule Canal or the Eureka Irrigation Canal. Ford County State Bank considers it a privilege to have served Spearville.
Cuba Credit Union was charted in 1972 as a school-based credit union including Cuba Independent Schools and Jemez Mountain Schools. Over the years, there have been several managers and volunteers elected by the membership. These Managers and Volunteers set the foundation for the Credit Union we have today.
Northeast Panhandle Teachers FCU is a cooperative, not-for-profit organized to promote thrift and provide credit to members. It is member owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the day by day operations of the credit union.
Perryton National Bank, is a single facility bank located in the heart of Perryton, Texas serving Ochiltree County and the surrounding area. The Bank offers the services of a modern financial institution while maintaining the integrity and personalized service of a community bank
On May 9, 1958, a community dream was fulfilled when Perryton Savings and Loan Association was chartered by the Texas Banking Commission under the Building and Loan Association Laws of the State of Texas. The purpose of this charter was to encourage industry, home building and the accumulation of savings.
Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.
The Mission of Nebraska State Bank & Trust Company is to provide strategic growth for our customers, our communities & our employees by supporting economic success through sound financial principles. Since 1917, our integrity and passion have enabled us to offer innovative products, deliver superior service & make local decisions for our customers.
Fusion Bank, which has locations in Larned, Overland Park, and Pratt, attributes its longevity to dedicated people and a commitment to quality. The Bank is rated as a 5-Star Bank (the highest ranking) by BauerFinancial, and is listed among The Strongest Banks in the U.S. by Weiss Ratings.
Everyone's Federal Credit Union FKA SP Railway Employees Federal Credit Union was established in 1954. We are currently serving the financial needs of Quay, Guadalupe, and Union Counties with checking accounts, auto loans, member business loans and more Everyone's Federal Credit Union operates three full service branches in Tucumcari
