USDA and FHA Pro and Con in Ponderosa-Park, Elbert County, CO
For 2025, the USDA loan limit in Ponderosa-Park, within Elbert county, CO, is $477,400, and for a single-family home, the FHA limit is $596,850.
Utilize the Lendersa® USDA loan calculator to compare the prime USDA and FHA rates today. Determine the required income, credit, reserves, and necessary documentation to qualify. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping determine the best program for your unique financial needs in .
Understanding 2025 Loan Limits and Downpayment Requirements in Ponderosa-Park, Elbert, CO
Loan Type
Loan Limit
Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Exploration of USDA and FHA Loan Options in Ponderosa-Park, CO
The goal of Lendersa® is to swiftly find you the best USDA or FHA loan without difficulty. Begin with one of three starting options that lead to matching lenders and USDA loan programs.
A USDA home loan, secured through the Department of Agriculture, is also called a USDA rural development loan or mortgage. These loans are exclusive to rural areas and, contrasting with FHA loans that need a minimum 3.5% down payment, USDA loans don’t require any down payment.
Beginning in 1956, a group of ten local teachers gathered together to form a credit union designed to serve their member-owners and their community. Today, Rogue Credit Union has grown to a financial cooperative with branches in Coos, Curry, Jackson, Josephine, Douglas and Klamath Counties. Today, we serve over 150, 000 members
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Hoosier United Credit Union became a state chartered credit union on May 26, 1931. We were originally chartered as Farm Bureau Employees Credit Union. The name came from our original membership group of Indiana Farm Bureau Employees. In the 1980’s we changed our name to Hoosier Farm Bureau Credit Union
OUR MISSION is to enable members to achieve financial health through the services we offer; the information and advice we give; and the convenience and value we provide. At FHFCU we believe in going Above and Beyond to provide a Diverse and Unique way of Empowering our Members. Through Hard Work, Loyalty, and Realistic opportunities.
We help you get your best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! We believe homeownership should be fast, transparent, and low-cost. For everyone.
225 South East Street, Suite 300, Indianapolis, IN, 46202
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