USDA and FHA Pro and Con in Eaton, Weld County, CO

As of 2026, the USDA loan limit for Eaton, in Weld County, CO, is $434,700, whereas the FHA limit for a single-family home is $555,450.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program best suits your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Eaton, Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Eaton, CO

The goal of Lendersa® is to secure the best USDA or FHA loan for you quickly and effortlessly. Choose from three starting options that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CO

A USDA home loan is guaranteed by the Department of Agriculture and is known as a USDA rural development loan. It is available only in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Eaton Lenders

  • Northern Colorado Credit Union
  • 2901 S. 27th Avenue, Greeley, CO, 80631
  • Lends in Colorado
  • Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.

  • Gold Summit Lending
  • PO Box 337057, Greeley, CO, 80633
  • Lends in Colorado
  • Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.

  • Weld Community Credit Union
  • 2555 47th Avenue, Greeley, CO, 80634
  • Lends in Colorado
  • We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.

  • Home Team Lending
  • 1019 37th Ave Ct, Greeley, CO, 80634
  • Lends in Colorado
  • In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.

  • Acclaimed Lending LLC
  • 2916 West 12th Street, Greeley, CO, 80634
  • Lends in Colorado
  • Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.

  • Colorado Down Payment Assistance Center
  • 3817 Main St, Timnath, CO, 80547
  • Lends in Colorado
  • Colorado Down Payment Assistance Center helps first-time home buyers in Colorado understand their options and move toward homeownership with more confidence.

    We exist to make down payment assistance and the home-buying process easier to understand. For many buyers, purchasing a home can feel out of reach when there are questions around credit, upfront costs, monthly payments, or whether they qualify at all. Our goal is to give people clear information and practical guidance.

  • Service First Financial LLC
  • 3098 Majestic View Drive, Timnath, CO, 80547
  • Lends in Colorado
  • At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.

  • Fort Collins Mortgage LLC
  • 8340 Louden Circle, Fort Collins, CO, 80528
  • Lends in Colorado
  • Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.

  • Bank of Colorado
  • 1609 E Harmony Rd, Fort Collins, CO, 80525
  • Lends in Colorado
  • Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.