USDA and FHA Pro and Con in Eaton, Weld County, CO

As of 2026, the USDA loan limit for Eaton, in Weld County, CO, is $434,700, whereas the FHA limit for a single-family home is $555,450.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program best suits your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Eaton, Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Eaton, CO

The goal of Lendersa® is to secure the best USDA or FHA loan for you quickly and effortlessly. Choose from three starting options that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CO

A USDA home loan is guaranteed by the Department of Agriculture and is known as a USDA rural development loan. It is available only in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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