USDA VS FHA in Eaton, Weld County, CO

As of 2025, the USDA loan limit for Eaton, in Weld County, CO, is $434,700, whereas the FHA limit for a single-family home is $555,450.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program best suits your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Eaton, Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Eaton, CO

The goal of Lendersa® is to secure the best USDA or FHA loan for you quickly and effortlessly. Choose from three starting options that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CO

A USDA home loan is guaranteed by the Department of Agriculture and is known as a USDA rural development loan. It is available only in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Dream Mortgage, Inc.
  • 164 Philadelphia St, Indiana, PA, 15701
  • Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.
  • Niagara Wheatfield Federal Credit Union
  • 2346 Saunders Settlement Road, Sanborn, NY, 14132
  • The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families.
  • Alliance Niagara Federal Credit Union
  • 3111 Saunders Settlement Road, Sanborn, NY, 14132
  • The purpose of the Federal Credit Union shall be to provide its members quality financial services consistent with cooperative principles, applicable legislation and prudent management. The Credit Union shall serve its members by striving to: Facilitate the accumulation of member savings, Provide diverse financial services.
  • SRP Federal Credit Union
  • 1070 Edgefield Road, North Augusta, SC, 29860
  • Since our founding in 1960, SRP Federal Credit Union has been dedicated to our members. The members are the heart of the credit union and the sole purpose for our existence. Today, we serve as the financial institution for over 168, 000 members; we continue to provide sound savings programs, checking accounts, competitive loan options
  • Belmont Savings Bank (Belmont, NC)
  • 210 Park Street, Belmont, NC, 28012
  • At Belmont Savings Bank, customers are our number one priority. We believe there are many reasons customers choose to bank with us. Our Savings and Loan products offer competitive interest rates and our personal bankers are people you can trust to handle all of your financial needs.
  • FHG Capital
  • 1334 Timberlane Road, Suite 15, Tallahassee, FL, 32312
  • FHG Capital team is proud to serve the lending needs of homeowners and home buyers in Florida. Our hands-on approach helps each of our clients understand the mortgage process Now more than ever it is important to have an experienced mortgage team helping you through the home loan process.
  • St. John United Federal Credit Union
  • 184 Goodell Street, Buffalo, NY, 14204
  • The St. John United Federal Credit Union is a Community Development Credit Union (CDCU) a financial cooperative, owned by it’s members who live, work, worship or attend school in the city of Buffalo, NY. This credit union exists for the financial benefit of the membership and the community at large
  • Kaleida Health Federal Credit Union
  • 100 High Street, D1-588, Buffalo, NY, 14203
  • Founded in 1975, we are a not-for-profit organization owned by members your credit union, your moneyKaleida Health FCU is a member based credit union. For more information about how to join please visit our website, call or visit one of our branches. We are located inside of Buffalo General and Millard Fillmore Suburban Hospitals. Thank you