FHA Vs. USDA loan program for Wellington, Larimer County, Colorado

In 2026, the USDA loan limit for the area of Wellington, located in Larimer county, CO, is $522,100. The FHA ceiling for a single-family home stands at $614,100.

Use the Lendersa® USDA loan calculator to evaluate today’s USDA versus FHA rates. Determine required income, credit profile, reserves, and documentation to qualify. Our advanced mortgage tool compares USDA, FHA, Conforming, and VA options side by side, aiding your selection of the best program in for your financial situation.

Explore USDA and FHA Loan Options in Wellington, CO

The mission of Lendersa® is to quickly connect you with the best possible USDA or FHA loan without hassle. Choose one of the three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, insured by the Department of Agriculture, often called the USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(253) 460-6000 Lender's profile and map Reviews Bayview Home Loans 421 East Osprey LN, Shelton, WA, 98584 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(616) 334-3113 Lender's profile and map Reviews Homes and Loans of West MI llc 1354 Baldwin St, Suite 106, Jenison, MI, 49428 John H. established Homes & Loans of West Michigan in 2005. As a licensed realtor and lender, I wanted to combine mortgage and realty services to make the home buying process faster, easier and more comfortable for my customers. By combining real estate and mortgage services together, we offer a higher level of service
(270) 298-3261 Lender's profile and map Reviews Commonwealth Community Bank, Inc. 830 South Main Street, Hartford, KY, 42347 Commonwealth Community Bank Inc of Hartford of Kentucky operates as a financial cooperative. The Bank provides financial solutions such as loans, investment, savings, credit and debit cards, online banking, and other related services. Commonwealth Community Bank Inc serves communities in the State of Kentucky.
(317) 581-5662 Lender's profile and map Reviews Midwest Bankers Mortgage Services Inc 9745 Randall Drive, Suite 130, Indianapolis, IN, 46280 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(317) 849-1900 Lender's profile and map Reviews Spectrum Mortgage Services 9616 Day Dr, Suite 110, Indianapolis, IN, 46280 Spectrum Mortgage Services, LLC is a three man shop that focuses on delivering the most competitive rate with the highest level of customer service. Aaron Campbell and John Dearth are seasoned mortgage professionals who have been in the industry for close to two decades.Together, they work to provide the best mortgage experience.
(317) 344-8166 Lender's profile and map Reviews Indiana Local Biz 450 E. 96th Street, Suite 500, Indianapolis, IN, 46240 We provide small to medium sized business owners working capital throughout the USA. Indiana Local Biz was developed when Mike Wright, one of the founders of Foresight Marketing, was asked by a client to help with a short-term financing issue. Our Small Business Finance Team has over 25 years of experience in small business operation, financing.
(317) 589-0118 Lender's profile and map Reviews Foresight Business Funding, LLC 450 E. 96th Street, Suite 500, Indianapolis, IN, 46240 Biz Fund Finder is affiliated with Foresight Business Funding, LLC. We access a network of over 5000 small business loan, lending partners, throughout the USA. This brings you fast and fair business funding. We also have over 150 Private Funding Sources for Real Estate Funding. Our Small Business Finance Team has over 30 years of experience.
(812) 653-8922 Lender's profile and map Reviews Zach Weddle 8465 Keystone Crossing, Suite 145, Indianapolis, IN, 46240 Zach pride himself on giving his clients the best mortgage solutions and service available on the market today. Zach come from a family of mortgage lenders, thus it is in his blood. When Zach not helping clients, you can find his at a local networking event, golfing, or traveling.
(317) 506-3944 Lender's profile and map Reviews Jones Mortgage Group 3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240 Jones Mortgage Group offers a variety of loan programs to meet your needs. Weather it is your 1st purchase or your last, or maybe you are looking to refinance your rate or use your home equity we can assist you. Since 1993, I’ve helped people achieve their homeowning dreams by answering their questions & guiding them through the home loan progress.
(317) 375-7744 Lender's profile and map Reviews Cafe Lending 3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240 We are a team of coworkers who only want the best for each other. Our mutual respect & caring attitude are reflected in our work & in how we treat our clients. Our guiding principle is to treat those we serve as we would want to be treated. Our team may be small but we are mighty. We understand that time is one of the most valuable things in life.
(317) 975-1806 Lender's profile and map Reviews Mortgage Capital Funding LLC 9465 Counselors Row, Suite 232, Indianapolis, IN, 46240 We started Mortgage Capital Funding LLC because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive and less invasive, without sacrificing the personal service that helps put your concerns at ease. .
(317) 548-4663 Lender's profile and map Reviews Davis Financial Group LLC 3950 Priority Way S Drive, Suite 210, Indianapolis, IN, 46240 Davis Homes is one of the premier builders of new homes in Central Indiana. Whether you have your own lot, or aren’t sure where to build, the Davis Homes team will work hard to make sure your home building experience is second to none and your final product is the highest in quality.