USDA Vs. FHA Pro and Con comparison in Berlin, Hartford County, CT

For 2025, the USDA loan limit in Berlin within Hartford County, CT, is $336,500, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today’s optimal USDA and FHA rates. Assess income, credit, and reserve prerequisites along with required documentation. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program for your financial circumstances in .

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2025 Loan Caps & Down Payment Details in Berlin, Hartford, CT

Loan Type Loan Cap Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Berlin, CT

Lendersa® aims to swiftly get you the best USDA or FHA loan without the hassle. Choose one of three initial pathways to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CT?

The USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan, is offered only in rural areas. It requires no down payment, unlike FHA loans, which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Fiado Loans LLC Our promise is to provide unparallel service and unbelievable rates. We know consumers have many choices when taking huge financial steps with mortgages loans. We’re grateful to be a part of it and accept the challenge of surpassing your expectation and We offer some of the lowest rates in the industry.
  • Higher Life Financial LLC
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  • Benjamin Investment Group Inc
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  • AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.
  • Select Home Loan Group LLC
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