USDA Vs. FHA Pro and Con comparison in Berlin, Hartford County, CT

For 2025, the USDA loan limit in Berlin within Hartford County, CT, is $336,500, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today’s optimal USDA and FHA rates. Assess income, credit, and reserve prerequisites along with required documentation. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program for your financial circumstances in .

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2025 Loan Caps & Down Payment Details in Berlin, Hartford, CT

Loan Type Loan Cap Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Berlin, CT

Lendersa® aims to swiftly get you the best USDA or FHA loan without the hassle. Choose one of three initial pathways to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CT?

The USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan, is offered only in rural areas. It requires no down payment, unlike FHA loans, which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community West Mortgage
  • 6980 Santa Teresa Blvd, Suite 160, San Jose, CA, 95119
  • Community West Mortgage There are many advantages to having Community West Mortgage find you the right loan. The most important being that, for us, it's about people. You are a part of our community and we want nothing more than to help our community thrive. and also Community West Mortgage offers the following types of loans: VA, FHA, Convention
  • DIRECTQM, INC.
  • 1310 Tully Road, Suite 103, San Jose, CA, 95122
  • We've been in business for more than 20+ years doing mortgages. Our motto: "We help clients get mortgage loans easier, cheaper and faster". We are so Professional and Stress free. Directqm, Inc. filed as a Articles of Incorporation in the State of California on Tuesday, March 13, 2018.
  • Castle Home Loans
  • 2230 Quimby Road, San Jose, CA, 95122
  • At Castle Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • On Time Realty Corporation
  • 999 Story Road, Unit 9027, San Jose, CA, 95122
  • On Time Realty our commitment is to serve clients of all types. We understand that our clients always come first whether you are a buyer or a seller. We specialize in real estate sales and mortgage loans for the purchase and sale of residential and commercial properties. Our services extend beyond the Bay Area, including Sacramento, etc.
  • VS Financial Services, Inc.
  • 1111 Story Road, Suite 1100, San Jose, CA, 95122
  • VS Realty & Loans, Inc. was formerly known as ST Real Estate and Financial Services Inc. located in the Grand Century Mall on Story Road in San Jose. In the past, ST Real Estate and Financial Services Inc. was the only real estate brokerage allowed to operate in the mall. The company was proud and was prideful in the tremendous opportunity.
  • Corrections Federal Credit Union
  • 5 Miles North Of Soledad, Hwy 101, Soledad, CA, 93960
  • Corrections Federal Credit Union was established October 8th, 1959. The Corrections FCU was created to cater to the financial needs of the California Department of Corrections’ employees, and their families Corrections Federal CU offers competitive rates on all types of loans Auto Loan Collateral Loan Refinance Loan Personal Loan (Unsecure
  • Visoochi Realty
  • 630 N 1st Street, San Jose, CA, 95116
  • Vinpaul Corporation Dba Visoochi Realty began operating as a tax services company in the year 2007, with a passion not just for growing itself, but helping people as well. It was with this vision that it expanded its services. Through the years from the tax Service Company, it forcefully entered the real estate, insurance,
  • Tradmor.com, Inc.
  • 346 Rheem Boulevard, Suite 200, Moraga, CA, 94556
  • "We are mortgage brokers and real estate brokers that do business differently than anyone you have ever met. A recent client says that we ""make order out of chaos!"" Using patented technology to improve your home financing experience and save you money in the long run. Our goal is to have every single transaction ready to close in less than 30 d
  • Santa Fe Mortgage
  • 203-B North H Street, Lompoc, CA, 93436
  • Frederick Bittle founded Santa Fe Mortgage in 1995 after a successful 10-year career in the microelectronics industry. With a quarter-century of mortgage-origination experience, he has helped thousands of homeowners living in and around Lompoc and consistently receives referrals from the majority of real estate agents.
  • Leachman Home Loans
  • 100 E Ocean Avenue, Lompoc, CA, 93436
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance.