For 2026, the USDA loan limit in Berlin within Hartford County, CT, is $336,500, while the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today’s optimal USDA and FHA rates. Assess income, credit, and reserve prerequisites along with required documentation. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program for your financial circumstances in
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| Loan Type | Loan Cap | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly get you the best USDA or FHA loan without the hassle. Choose one of three initial pathways to find matching lenders and explore USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan, is offered only in rural areas. It requires no down payment, unlike FHA loans, which need at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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