USDA VS FHA in Cromwell, Middlesex County, CT

In 2025, USDA loan limit in Cromwell, county of Middlesex, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cromwell, county of Middlesex, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Cromwell, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tristar Mortgage
  • 711 Forest Ave, Staten Island, NY, 10310
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you
  • Hingham Institution for Savings
  • 49 Main Street, Hingham, MA, 02043
  • Incorporated in 1834, When it was first incorporated, the Bank did not have a permanent building and we accepted deposits at David Harding’s general store on North Street in Hingham. Although we have long since outgrown the general store, we have not outgrown our focus on community, family, and local businesses.
  • Heritage Mortgage Company Inc
  • 175 Derby Street, Suite 36, Hingham, MA, 02043
  • Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.
  • Hard Money Loans CT by Cutter Hill Capital
  • 4 Cutter Hill Rd, Hingham, MA, 02043
  • Cutter Hill Capital is a private real estate lender focusing on loans for short-term real estate investment projects in the greater New England region and select national markets.Our company was founded in 2018 by principals who have been involved in over 1,000 real estate loan transactions.
  • Think One Mortgage Inc
  • 1888 HYLAN BLVD, Staten Island, NY, 10305
  • "The Think One Mortgage Inc mission is to provide our clients with a full service mortgage experience. We believe that knowledge helps to de-mystify the mortgage process.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality servic
  • Entertainment Industries Federal Credit Union
  • 16 West Grand Street, Elizabeth, NJ, 07201
  • The Entertainment Industries Federal Credit Union was established to provide quality financial services to members who share our common bond. We will serve our SEG's and promote community development by providing services toward improving the social and/or economic conditions of low income residents in our field of membership.
  • Seaport Federal Credit Union
  • 5080 McLester Street, Elizabeth, NJ, 07201
  • Seaport Federal Credit Union is a member owned, not-for-profit financial cooperative institution. We are dedicated to providing quality financial products and services, delivered in a professional, courteous and timely manner. Unlike other types of financial institutions, which need to generate profits in order to satisfy stockholders.
  • Union County Employees Credit Union
  • 2 Broad Street, 8th Floor, Elizabeth, NJ, 07201
  • Union County Employees Federal Credit Union offers a savings account, Christmas and Vacation clubs as well as various loans to provide you with an easy way of savings & managing your hard-earned money. The Credit Union provides members with the convenience of having money withdrawn from your paycheck & deposited directly into your savings account.
  • Wakefern Federal Credit Union
  • 505 Division Street, Elizabeth, NJ, 07201
  • The Wakefern Federal Credit Union was established in 1962. Our current field of membership includes all Wakefern Food Corporation employees and its wholly-owned subsidiaries, Food Haulers, Inc. National Transport Services Company, all PriceRite store employees as well as ShopRite store employees if their owners have signed up with the Credit Union.
  • Virtue Funding LLC
  • 80 West Grand Street, 3rd Floor, Elizabeth, NJ, 07201
  • Virtue Funding founder of the edward koster For 25 years Ed's unique style of lending has allowed him to create and deliver flexible products. His goal is to get you the best possible loan option to meet your goals and financial needs.and We take the time to understand your unique needs
  • Mohawk Progressive Federal Credit Union
  • 1760 State Street, Schenectady, NY, 12304
  • The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.