As of 2026, the USDA loan cap in Cromwell, within Middlesex, CT, sits at $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Leveraging the Lendersa® USDA loan calculator allows you to compare current USDA and FHA rates. This comparison shows the required income, credit, reserves, and documents needed for qualification. Our comprehensive mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, guiding you to the best choice for your financial situation in .
Loan limits and downpayment details for 2026 in Cromwell, within Middlesex, CT
Type of Loan
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Cromwell, CT
At Lendersa®, our mission is to facilitate access to the most favorable USDA or FHA loan options quickly and effortlessly. Choose from three initial steps to connect with appropriate lenders and USDA loan options.
The USDA home loan is a government-backed mortgage supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, needing at least a 3.5% down payment, the USDA requires none.
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