For 2025, in Kensington, within Hartford, CT, the USDA loan cap is $336,500, whereas the FHA limit for a single-family dwelling is $472,030.
You can use the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates, and identify the income, credit, reserves, and documentation required to qualify. This advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you in selecting the most suitable loan program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Our aim at Lendersa® is to efficiently connect you with the best USDA or FHA loans without hassle. Choose from three starting routes to find matched lenders and suitable USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan, is exclusively available in rural areas. Unlike FHA mortgages, which require a minimum down payment of 3.5%, USDA loans require no down payment, broadening accessibility to rural districts.
Enter your location to find out if it qualifies for USDA rural housing loan?
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