FHA Vs. USDA loan program for Bridgeport, Fairfield County, Connecticut

During 2025 in Bridgeport, located in Fairfield county of CT, the USDA loan limit amounts to $556,600, while the FHA loan cap is $707,250 for a single-family property.

Employ the Lendersa® USDA loan calculator to assess and contrast today's most favorable USDA and FHA rates. This will help you gauge the income, credit rating, reserves, and paperwork needed for qualification. Our advanced tool displays USDA, FHA, Conforming, and VA loans side by side to aid in choosing the ideal program for your financial situation in .

Exploring USDA and FHA Loan Choices in Bridgeport, CT

Lendersa® aims to secure you the exemplary USDA or FHA loan promptly and smoothly. You have the option to select one of three initial paths that link you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan is one guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment at all.

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(203) 252-5900 Lender's profile and map Reviews Patriot Bank, National Association 900 Bedford St, Stamford, CT, 06901 Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York. Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
(203) 462-4400 Lender's profile and map Reviews First County Bank 117 Prospect St, Stamford, CT, 06901 First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
(203) 977-4701 Lender's profile and map Reviews Sound Federal Credit Union 888 Washington Boulevard, Stamford, CT, 06901 Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
(203) 355-6100 Lender's profile and map Reviews SG Capital Partners 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901 SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
(877) 794-5363 Lender's profile and map Reviews North Atlantic Mortgage, Corp. 706 Bedford Street, Stamford, CT, 06901 North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.
(203) 316-9111 Lender's profile and map Reviews Stamford Healthcare Credit Union 4 Hospital Plaza, Stamford, CT, 06902 Stamford Healthcare Credit Union, Inc., where we have been "People Helping People" since 1978. As part of SHCCU, you can choose from a variety of services and enjoy quick, friendly service. We serve employees of the Stamford Health System and members of their immediate family. SHCCU is a legal cooperative, and you are one of the owners.
(203) 842-5555 Lender's profile and map Reviews Siena Lending Group LLC 9 W. Broad Street, Stamford, CT, 06902 Siena Lending Group LLC is an independent specialty finance company offering asset based loans between $2 and $30 million to middle market businesses across the United States. Our clients typically cannot access traditional financing from banking institutions. Siena also offers a turn-key servicing platform for community
203-539-6080 Lender's profile and map Reviews A.J.T.M Financial Group, Inc. 1266 E. Main Street Suite 700R, Stamford, CT, 06902 A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
(203) 876-8690 Lender's profile and map Reviews Creative Mortgage Group LLC D\|B\|A First Capital Lending 441 Oxford Road, Suite 2C, Oxford, CT, 06478 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(203) 830-4390 Lender's profile and map Reviews Savings Bank of Danbury 220 Main Street, Danbury, CT, 06810 Savings Bank of Danbury is a full-service Connecticut community bank rooted in history and positioned for the future. Founded in 1849 under the same name, we have grown and adapted to serve our customers while building a reputation for financial stability, personal service and modern convenience.
(866) 872-1866 Lender's profile and map Reviews UNION SAVINGS BANK 225 Main Street, Danbury, CT, 06810 USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of our customers & the communities we serve. We build lasting relationships that enrich the lives of our customers and communities. We are committed to professionalism, & our integrity & ethical standards will not be compromised.
(203) 903-0060 Lender's profile and map Reviews GML Group 429 Main Street, Suite 1, Danbury, CT, 06810 At Global Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.