USDA Vs. FHA your options comparison in Fairfield, Fairfield County, CT
In 2025, the USDA loan limit set in Fairfield, located in the county of Fairfield, CT, is $556,600, whereas for a single-family home, the FHA limit is $707,250.
Utilize the Lendersa® USDA loan calculator to assess current top USDA versus FHA rates, helping you determine the income, credit scores, reserves, and paperwork required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, making it easier to decide which program is best for your financial needs, particularly in areas like .
Loan Limits and Downpayment Details for 2025 in Fairfield, Fairfield County, CT
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Fairfield, CT
The aim of Lendersa® is to ensure you get the best possible USDA or FHA loan efficiently and seamlessly. Choose from three initial paths that match you with lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural communities. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans are offered without any need for a down payment.
10777 W Twain Ave, Suite 220, Las Vegas, NV, 89135
"The Mevorah Team has over 20 years of experience and its loan originators rank consistently in the top 1% nationwide. JASON MEVORAH is the owner and LOAN ORIGINATOR
We strive to provide this level of service all while offering a competitive interest rate that you might not expect from a high-touch community lender."
10100 West Charleston Boulevard, Suite 100, Las Vegas, NV, 89135
Our mission is to make the mortgage approval process as painless as possible. Finding the right home is stressful enough, the financing shouldn’t be! We’ve streamlined the mortgage application process so you can submit all the required documentation without the hassle. Our convenient online application generates an instant pre-approval.
TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.
Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!
Desert Canyon Mortgage different from other lenders in town, besides being one of the few locally owned and operated mortgage brokers, is that our low prices, allows customers to save thousands of dollars in out-of-pocket closing costs compared to our competitors.brokers, is it We have two great locations to serve you"
7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336
Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.
Gesa became a community-chartered credit union and opened its membership range to everyone in Washington, the credit union experienced explosive growth. From inception, consumers embraced the value of banking with a not-for-profit cooperative. Gesa has grown to twenty-seven locations throughout the state.
HAPO, our primary focus is to offer products and services that provide value to our members through all life stages—banking solutions that are easy and convenient. We also strive to give back to the communities we serve through sponsorships, donations, and volunteerism. Community is our middle name after all
