In 2026, the USDA loan limit set in Fairfield, located in the county of Fairfield, CT, is $556,600, whereas for a single-family home, the FHA limit is $707,250.
Utilize the Lendersa® USDA loan calculator to assess current top USDA versus FHA rates, helping you determine the income, credit scores, reserves, and paperwork required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, making it easier to decide which program is best for your financial needs, particularly in areas like
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| Type of Loan | Maximum Loan Limit | Down Payment |
| USDA | $556,600 | 0% |
| FHA | $707,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to ensure you get the best possible USDA or FHA loan efficiently and seamlessly. Choose from three initial paths that match you with lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural communities. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans are offered without any need for a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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