USDA Vs. FHA your options comparison in Easton, Fairfield County, CT

In 2025, the USDA loan limit in Easton, within Fairfield, CT, is $556,600, while the FHA limit for a single-family home is $707,250.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, helping you select the best loan for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Easton, Fairfield, CT

Loan Type Loan Limit Down Payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Easton, CT

The aim at Lendersa® is to deliver the best USDA or FHA loans swiftly and without hassle. Choose from three start points that lead to matching lenders and USDA loan possibilities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan, also known as the USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is exclusively available for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, enhancing their accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • North Coast Credit Union WA
  • 1100 Dupont Street, Bellingham, WA, 98225
  • We've been devoted to our members since 1939. Treat each other with respect, understanding, consideration and dignity. We will create a rewarding and positive working environment where all can fulfill their potential and enjoy coming to work. Deliver compassionate, knowledgeable and personal service that helps members achieve their dreams.
  • Industrial Credit Union
  • 1100 North State Street, Bellingham, WA, 98225
  • Industrial Credit Union has been a part of Whatcom County for 80 years. With over $307 million in assets and nearly 35, 000 members we’re invested in our community and Industrial members know our employees as friends and neighbors. As a credit union and as individuals we’re constantly growing, learning and improving.
  • Advisory Lending Group
  • 119 N Commercial St, Suite 240, Bellingham, WA, 98225
  • Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing
  • WECU
  • 600 E Holly St, Bellingham, WA, 98225
  • WECU, we strive to make a meaningful difference in the lives of our members. That’s why we commit our people, capital, and ideas to help our members, and the communities we serve, grow. Taking care of our members means taking care of our people first. That’s why we strive to be an employer of choice by offering market-leading pay.
  • Cascade Federal Credit Union
  • 18020 80th Avenue S, Kent, WA, 98032
  • Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.
  • Rhonda Porter - Mortgage Master Service Corp.
  • 20425 72nd Avenue S, Suite 210, Kent, WA, 98032
  • Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.
  • Kent Jewelry & Loan
  • 624 West Meeker St, Kent, WA, 98032
  • Affordable Goods Since the 1980's, Kent Jewelry & Loan has been serving Washington residents with used retail items at reasonable prices. As Kent's oldest pawn shop, our family-owned and operated business has never failed to supply a large variety of used firearms, jewelry, electronics, sporting goods
  • E-Lending Inc.
  • 4505 Somerset Lane, Kent, WA, 98032
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kiel Mortgage
  • 20425 72nd Ave S, Suite 210, Kent, WA, 98032
  • Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.
  • MORTGAGE MASTER SERVICE CORPORATION
  • 20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032
  • Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.
  • Certain Lending
  • 16300 Christensen Rd, Suite 350, Seattle, WA, 98188
  • We started Certain Lending to standardize mortgage lending and correct market inefficiencies through software. We created a direct lending company to research, develop and perfect the borrower experience, loan origination, and capital markets features that a successful platform must address.