USDA and FHA Pro and Con in Westport, Fairfield County, CT

In 2025, the USDA loan limit for Westport, in Fairfield, CT, stands at $556,600, whereas the FHA limit for a single-family home is $707,250.

Utilize the Lendersa® USDA loan calculator to compare the top available USDA versus FHA rates today, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA programs side by side to identify the best option for your financial needs in .

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2025 Loan Limits and Downpayment Needs in Westport, Fairfield County, CT

Loan Type Loan Limit Down Payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Westport, CT

The objective of Lendersa® is to swiftly and effortlessly provide you with the best possible USDA or FHA loan. Select from three starting points to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in CT

The USDA home loan is guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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