USDA Vs. FHA your options comparison in Brookfield, Fairfield County, CT
In 2026, the USDA loan cap in the city of Brookfield, located in Fairfield county, CT, is established at $556,600, whereas the FHA limit for a single-family residence is $707,250.
Utilize the Lendersa® USDA loan calculator to evaluate present USDA versus FHA rates. This tool helps identify the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining the most appropriate program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Brookfield, Fairfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Brookfield, CT
The goal of Lendersa® is to secure the most advantageous USDA or FHA loan quickly and with ease. Begin with one of three options to connect with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment.
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Spirit Financial CU was established in 1953 as Fairless Employees Credit Union, with the primary goal of helping employees of the United States Steel Corporation. In the 1980s, the credit union became known as Fairless Credit Union, reflecting the credit union’s expanded legacy of serving the financial needs of various other employee groups.
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