USDA VS FHA in New-Fairfield, Fairfield County, CT
The USDA loan ceiling in New-Fairfield, Fairfield, CT for 2026 is $481,100, whereas for a single-family home, the FHA ceiling is $601,450.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's USDA versus FHA top rates. This will assist in understanding the necessary income, credit, reserves, and documentation required for qualification. With the advanced mortgage calculator, observe USDA, FHA, Conforming, and VA options together to aid in choosing the optimal program for your unique financial context in .
2026 Loan Limits and Downpayment Requirements in New-Fairfield, Fairfield, CT
Type of Loan
Limit
Down Payment
USDA
$481,100
0%
FHA
$601,450
3.5%
Conventional Conforming
$601,450
3%
Available USDA and FHA Loan Options in New-Fairfield, CT
Lendersa® aims to provide you with the most suitable USDA or FHA loan swiftly, and with minimal hassle. Opt from three starting steps that align you with the suitable lenders and USDA loan programs.
USDA home loans, also referred to as rural development loans or USDA mortgages, are government-backed by the Department of Agriculture. Exclusively available in rural areas, these loans require no down payment, in contrast to FHA loans, which necessitate a minimum down payment of 3.5%.
"Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "
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76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062
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The Mission of the Watertown Municipal Credit Union is to serve the employees of Watertown and their families by offering high quality financial products and services. The Watertown Municipal Credit Union shall protect its member’s financial assets through a conservative management style that pays high rates on shares and charges reasonable interes
