USDA VS FHA in New-Fairfield, Fairfield County, CT
The USDA loan ceiling in New-Fairfield, Fairfield, CT for 2025 is $481,100, whereas for a single-family home, the FHA ceiling is $601,450.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's USDA versus FHA top rates. This will assist in understanding the necessary income, credit, reserves, and documentation required for qualification. With the advanced mortgage calculator, observe USDA, FHA, Conforming, and VA options together to aid in choosing the optimal program for your unique financial context in .
2025 Loan Limits and Downpayment Requirements in New-Fairfield, Fairfield, CT
Type of Loan
Limit
Down Payment
USDA
$481,100
0%
FHA
$601,450
3.5%
Conventional Conforming
$601,450
3%
Available USDA and FHA Loan Options in New-Fairfield, CT
Lendersa® aims to provide you with the most suitable USDA or FHA loan swiftly, and with minimal hassle. Opt from three starting steps that align you with the suitable lenders and USDA loan programs.
USDA home loans, also referred to as rural development loans or USDA mortgages, are government-backed by the Department of Agriculture. Exclusively available in rural areas, these loans require no down payment, in contrast to FHA loans, which necessitate a minimum down payment of 3.5%.
6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets.
With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
In 2007, one of the toughest times in the Real Estate industry, Rene Luna became a Real Estate Agent. By 2009 Rene had become a Real Estate Broker and had gained much experience both in real estate and in financing. During this time Rene was able to build the skills needed to negotiate for my clients best interests.
Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
American 1st Home Loans offers a variety of loan programs. Perhaps you might be looking for your first home, an investment home or even a second/vacation home. Maybe you just need to only refinance your existing mortgage into a lower fixed rate or refinance your mortgage while consolidating other high interest loans.
SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
8345 Firestone Boulevard, Suite 320, Downey, CA, 90242
Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.
With 14 years experience in a Mortgage Industry, we work hard to satisfy the mortgage needs and go above and beyond to exceed the expectations of our customers. We provide a range of products and services with quick turn around times and with many our mortgages closing in 20, 15 and even 10 days. Call us to get you into your new home faster.
Elevate Lending, we love what we do. Transparency and simplicity is our way of business. With over 15 years of experience, we understand and appreciate the need for honest, quick and responsible practices of communication and lending. Our client’s satisfaction and happiness are our priority.
At Hillcrest Lending Inc., we offer loans for all types of properties whether it may be commercial or residential. Rates and loan terms will vary between the two properties to ensure the best loan available for our borrowers. Hillcrest Loans, Inc. has strived to provide borrowers throughout Southern California with exceptional loan terms.
