USDA Loan Vs. FHA loan pro & con for Newtown, Fairfield County, CT

In 2024, USDA loan limit in Newtown, county of Fairfield, CT is $556,600 while FHA limit is $707,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Newtown, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(301) 898-4000 https://www.woodsborobank.com/ 245 miles Lender's profile and map Reviews Woodsboro Bank 5 North Main Street, Woodsboro, MD, 21798 Woodsboro Bank was established in 1899 in response to the growing agricultural, commercial and residential needs of the community. We’re headquartered in a historic three-story, pressed red brick Italianate structure at 5 North Main Street in Woodsboro, that was constructed specifically for the bank in 1901.
(410) 474-7153 https://navigatormortgagebrokers.com/ 245 miles Lender's profile and map Reviews Navigator Mortgage Brokers 16701 Melford Blvd, Suite 459, Bowie, MD, 20715 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(207) 783-2096 https://www.communitycreditunion.com/ 246 miles Lender's profile and map Reviews Community Credit Union Maine 144 Pine Street, Lewiston, ME, 04240 Community Credit Union has been serving our members & the community since 1945 and hopes you will give us the opportunity to serve you. We also believe strongly in giving back to our community. After all, Community is our name. Board Members, Management and employees of Community Credit Union are personally involved by serving on community boards.
(207) 782-7192 https://www.greatfallsfcu.com/ 246 miles Lender's profile and map Reviews Great Falls Federal Credit Union 34 Bates Street, Lewiston, ME, 04240 Great Falls Federal Credit Union is a Central Maine based credit union. Our mission is to offer our members quality financial products and services at affordable and competitive rates while maintaining financial stability. As a memberof Great Falls FCU, you are eligible for insured savings with competitive rates, affordable loans, home banking.
(207) 783-3991 https://milestonesfcu.com/ 246 miles Lender's profile and map Reviews Milestones Federal Credit Union 291 Pine Street, Lewiston, ME, 04240 Milestones Federal Credit Union (formerly known as Lewiston Municipal Federal Credit Union) has been open since 1944. We have amazing low rates, and higher rates for certificates. The credit union has assets totaling $30.13 Million and provides banking services to more than 2, 000 members.
(207) 783-2071 https://mainefamilyfcu.com/ 246 miles Lender's profile and map Reviews Maine Family Federal Credit Union 555 Sabattus Street, Lewiston, ME, 04240 Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with us first. Experience the Feeling of Family.
(207) 783-3991 https://www.lewistoncu.com/ 246 miles Lender's profile and map Reviews Lewiston Municipal Federal Credit Union 291 Pine St, Lewiston, ME, 04240 Lewiston Municipal Federal Credit Union Not-for-profit, member owned cooperative providing financial services to the employees and their family members of the Cities of Lewiston and Auburn Maine, including City Hall, Public Works, Schools, Housing Authority, Fire Department, Police Department, Library, etc.
(301) 829-5325 http://www.communitymortgage4u.com 246 miles Lender's profile and map Reviews Community Mortgage LLC 602 Center Street, Suite 107, Mount Airy, MD, 21771 Community Mortgage LLC, owning property can quickly turn into a reality. We are highly experienced professionals who will do everything in our power to help you get into an affordable property loan. We will also give you a quick response when Home-page-housedoing so. Our goal is client satisfaction
+1 844 448 8728 https://www.maxbpooutsourcing.com/mortgage-process-outsourcing 246 miles Lender's profile and map Reviews A&P Mortgage Processing,LLC 6211 Kaybro Street, Laurel, MD 20707, USA., Laurel, MD, 20707 Have you ever considered outsourcing your mortgage loan processing? Back office mortgage processing services provider A&P Mortgage Processing, LLC - Start the loan process A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed
(240) 459-8005 https://www.wsscfcu.org/ 246 miles Lender's profile and map Reviews WSSC Federal Credit Union 14501 Sweitzer Lane, Laurel, MD, 20707 WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.