USDA and FHA Pro and Con in Newtown, Fairfield County, CT
In 2025, the USDA loan limit for Newtown, in Fairfield, CT, stands at $556,600, whereas the FHA limit for a single-family home is $707,250.
Utilize the Lendersa® USDA loan calculator to compare the top available USDA versus FHA rates today, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA programs side by side to identify the best option for your financial needs in .
2025 Loan Limits and Downpayment Needs in Newtown, Fairfield County, CT
Loan Type
Loan Limit
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Newtown, CT
The objective of Lendersa® is to swiftly and effortlessly provide you with the best possible USDA or FHA loan. Select from three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan is guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires no down payment.
In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.
Acquire offers the most competitive programs and rates available in the marketplace. We have access to over 50 lenders within the mortgage industry and fund some of the loans in house. These wholesale lenders are all reputable banks, most which offer a wide range of loan products, which gives Acquire the ability to source the best product
599 Higuera Street, Suite F, San Luis Obispo, CA, 93401
Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.
735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
325 N. Wiget Lane, Suite 130, Walnut Creek, CA, 94598
Kaiperm Credit Union exists to provide financial services to the employees and families of Kaiser Permanente in Northern California.in 1957, this Credit Union was charted by seven Kaiser/PMG employees in Walnut Creek, California. Now, with nearly 5,000 members and a team of passionate and dedicated employees.
2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
Educate Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
Client Direct Mortgage was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
2700 Ygnacio Valley Road, Suite 255, Walnut Creek, CA, 94598
Mount Diablo Lending was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
3093 Citrus Circle, Suite 145, Walnut Creek, CA, 94598
Multifaceted, highly experienced, and results-driven professional who has demonstrated the ability to thrive independently as well as lead a diverse team of professionals to new levels of success in extremely competitive industries, volatile markets, and fast-paced environments.
Strong business qualifications with an impressive track record of
2977 Ygnacio Valley Rd, Suite 428, Walnut Creek, CA, 94598
We are an independent mortgage brokerage company owned by Mark Dankman. In business for over 20 years now we have helped hundreds of people get their home loans quickly and easily without any surprises. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area.
