USDA and FHA Pro and Con in Newtown, Fairfield County, CT

In 2025, the USDA loan limit for Newtown, in Fairfield, CT, stands at $556,600, whereas the FHA limit for a single-family home is $707,250.

Utilize the Lendersa® USDA loan calculator to compare the top available USDA versus FHA rates today, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA programs side by side to identify the best option for your financial needs in .

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2025 Loan Limits and Downpayment Needs in Newtown, Fairfield County, CT

Loan Type Loan Limit Down Payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Newtown, CT

The objective of Lendersa® is to swiftly and effortlessly provide you with the best possible USDA or FHA loan. Select from three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan is guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2710 Treble Creek, Suite 100, San Antonio, TX, 78258
  • Statewide Mortgage and Lending is a locally owned and operated mortgage brokering company based in San Antonio, TX. We have been serving your community with exceptional loan services for more than 20 years. Our professionals will always perform in-house processing to provide you with timely and efficient loan services.
  • Premier Lending Group Inc
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  • We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients
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  • Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.
  • Cheyenne State Bank
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  • Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.
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  • Homeowners Relief Options Inc.
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  • Opportunity Business Loans
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