USDA Vs. FHA Pro and Con comparison in Bethel, Fairfield County, CT
For 2025, the USDA loan ceiling in Bethel, within the county of Fairfield, CT, is listed as $556,600. At the same time, the FHA loan cap for a single-family dwelling is $707,250.
Utilize the Lendersa® USDA loan calculator to assess the best rates between USDA and FHA today. It aids in determining the income, credit, reserves, and required documents to qualify. With our sophisticated mortgage tool, examine USDA, FHA, Conforming, and VA loans side by side, enabling a well-informed decision for your financial circumstances in .
2025 Loan Caps and Initial Payment Needs in Bethel, Fairfield County, CT
Loan Category
Maximum Loan Amount
Initial Payment Percentage
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loans in Bethel, CT
The aim of Lendersa® is to promptly provide you with optimal USDA or FHA loans, free from complications. Choose from three distinct starting options to connect with lenders and USDA loan offers.
A USDA home loan, guaranteed by the government's Department of Agriculture, also dubbed a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
DFW Investor Lending, LLC aims to provide great service and uses RealSatisfied to gather performance feedback and ratings from customers to ensure they do just that. RealSatisfied ratings are based on survey responses received from customers of agents that participate in the RealSatisfied service.
"The name Petra means rock. We believe that the wise man builds his house upon the rock. This, too, is how we have built our company.
We promote a team environment so we can provide our customers and business affiliates with great service and true industry expertise. Our first priority is to listen to our clients and help determine their needs."
Berkshire Lending is a full service mortgage lender. We close loans quickly - even the hard ones! If you are currently a loan originator, or have been considering getting into the loan origination business Berkshire Lending would love to hear from you! We offer competitive compensation rates and support to help you succeed.
Investmark Mortgage was started to help investors like you and me. We are an award winning hard money lender who will help you cut through the paperwork and get hard money fast. Give us a call and we will take care of you.
Whether you are an experienced investor or buying your first property, we understand the process and will make this as stres
Norstad Mortgage is a good old fashioned, owner operated, full-service mortgage lender. Brix Casserly was first licensed as a mortgage broker in 2003, and after working with other firms, founded Norstad Mortgage in 2011.We are a small team of highly committed individuals, who pride ourselves on offering a very high level of service.
Muenster State Bank is a locally owned, independent bank with a very strong capital position and a long history of serving the local area. Muenster State Bank was chartered on June 23, 1923 with the help of local businessmen and community leaders who felt a bank was needed to provide financial leadership for the community.
Jiwani Financial Group was established in 2006 and since then we are successfully meeting the objective of helping small and medium size businesses - all over the United States - to acquire Business Loans, Commercial Lines of Credit and Consultancy at most competitive rates and the best suited terms.
"At Homefinity, we understand that your home loan needs to be as unique as your home life.
Whether you want a fast and convenient process or in-depth guidance, you need someone who can help you move through the process at your pace. With decades of combined experience, our nationwide professionals will coach you through your home investment."
EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.
