USDA Vs. FHA Pro and Con comparison in Bethel, Fairfield County, CT
For 2025, the USDA loan ceiling in Bethel, within the county of Fairfield, CT, is listed as $556,600. At the same time, the FHA loan cap for a single-family dwelling is $707,250.
Utilize the Lendersa® USDA loan calculator to assess the best rates between USDA and FHA today. It aids in determining the income, credit, reserves, and required documents to qualify. With our sophisticated mortgage tool, examine USDA, FHA, Conforming, and VA loans side by side, enabling a well-informed decision for your financial circumstances in .
2025 Loan Caps and Initial Payment Needs in Bethel, Fairfield County, CT
Loan Category
Maximum Loan Amount
Initial Payment Percentage
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loans in Bethel, CT
The aim of Lendersa® is to promptly provide you with optimal USDA or FHA loans, free from complications. Choose from three distinct starting options to connect with lenders and USDA loan offers.
A USDA home loan, guaranteed by the government's Department of Agriculture, also dubbed a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
10231 Slater Avenue, Suite 212, Fountain Valley, CA, 92708
KZ Lending specialize in mortgages (refinance or purchase loans) and real estate. We'll make sure you get the best rates on your refinance or purchase loan! KZ Lending Established in 2008. Give us a call today and we'll give you a rate quote in five minutes. Kelvin Zee Mortgage broker at KZ Lending.
16480 Harbor Boulevard, Suite 201, Fountain Valley, CA, 92708
Our philosophy is Homeownership Guidance for life! We specialize in low cost or no closing cost Refinance and new purchase home loans. We can lock a loan free of charge and absolutely no application fee. We promise to provide you with the highest level of customer service. We’ve been first time home buyers.
17220 Newhope Street, Suite 220, Fountain Valley, CA, 92708
At Remington Home Loans, where we specialize in residential mortgages. At Remington Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
16480 South Harbor Boulevard, Suite 104, Fountain Valley, CA, 92708
Brymus Capital was established in 2005, and specializes in mortgage and real estate services. We help you understand how the loan process works. Weather your buying your first home or refinancing, selling or looking to invest Brymus Capital can assist you with all your mortgage and real estate needs.
Customer service is our top priority as we go out of our way to ensure our customers have the smoothest transaction possible. We know that each customer has specific needs, so we strive to meet those needs with a wide array of investment tools, mortgage products and individual attention.
17195 Newhope, Suite 105, Fountain Valley, CA, 92708
ML Realty & Mortgage serves as a middleman between borrowers and lenders in the real estate market. Whether you’re buying a new home or refinancing, ML Realty & Mortgage gathers loan options from various lenders for you to consider, while qualifying you for a mortgage with those lenders at the same time.
17151 Newhope St, Suite 106, Fountain Valley, CA, 92708
GD Lending is a full-service mortgage company located in Fountain Valley, California. We specialize in unique special home loans. We also work with clients from the surrounding cities in Orange County. When you need to buy a home or refinance in the area of the zip code of 92708, we can be your mortgage lender and help you realize your dream.
9430 Warner Avenue, Suite C, Fountain Valley, CA, 92708
GNC Capital is an Orange County based mortgage broker in Southern California. We want our clients to experience a seamless process when obtaining a mortgage loan. Providing Quality Service through Education and being forthright with full transparency is our business culture. and also financial strategy is tailored for each one of our clients.
9550 Warner Avenue, Suite 200, Fountain Valley, CA, 92708
Choice Home Mortgage is a mortgage broker based in Southern California. Our team of experts will work around the clock to find the best possible rate. We understand that your mortgage is much more then an interest rate. It is your home, your future and your financial security. Make the Right Choice. At Choice Home Mortgage.
