USDA Vs. FHA Pro and Con comparison in Southbury, New Haven County, CT
For the year 2025, the USDA loan limit in Southbury, which is in the county of New Haven, CT, stands at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
To compare today's USDA and FHA leading rates, you can use the Lendersa® USDA loan calculator. It will help you determine the necessary income, credit, reserves, and documents needed for eligibility. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, enabling you to choose the best program for your finances in .
2025 Loan Limits and Down Payment Requirements for Southbury, County of New Haven, CT
Loan Type
Maximum Loan Amount
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Southbury, CT
The mission of Lendersa® is to swiftly secure the most competitive USDA or FHA loans for you, without any hassle. Opt from three paths to connect with lenders and USDA loan offerings.
A USDA home loan, backed by the government, is also known as a USDA rural development loan or mortgage. It is exclusively available in rural regions. Unlike an FHA loan, which demands at least a 3.5% down payment, the USDA mortgage requires no down payment.
At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.
ACU is a not-for-profit credit union. Unlike traditional banks, we don’t issue stock or pay dividends to outside stockholders. Instead, we are owned and operated by our members — and all profits are returned to our membership. This allows us to offer lower loan rates, higher interest returns on deposits.
30724 Benton Road, Suite C302-580, Winchester, CA, 92596
Faster, Cheaper, Easier, Local…and with lots of Love. That’s our game here at Williams Realty. We’re not just another Real Estate company; We’re laser focused on making sure we exceed your expectations by taking to heart the concept of under-promising and over-delivering. we went all in on that philosophy and still live it out to this day.
At Gravity Mortgage, our Loan Officers search for the best rates and best terms from multiple financial institutions. Let us be your advocates and provide you with an unbeatable quote. we are dedicated to making buying a house as easy as possible. We provide mortgage solutions specifically geared for you.
"Moore is a licensed California mortgage broker that is an expert in residential mortgages. Her team of real estate agents and associates can assist you with the sale, buying and financing of almost any property in California.
Darlena herself specializes in FHA, VA, Conventional and Private Money financing."
14920 Perris Blvd, Suite 143, Moreno Valley, CA, 92553
We love our customers, so feel free to visit during normal business hours. There's much to see in Puente De Oro Home Loans, So, take your time, look around, and learn all there is to know about us. They giving SERVICES FOR SELLERS, BUYERS AND REFINANCES. We will help you in the process of your dream home purchase!
13800 Heacock St, Suite D135A, Moreno Valley, CA, 92553
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Altura Credit Union was founded in Riverside in 1957. Over the many years, Altura has focused on its Members and their needs for products and services that will help them achieve their financial dreams. Today, we proudly serve more than 86, 494 Members who are not only our Members, but our owners as well.
